About 'united health care ins'|Bronsteen, Maher, and Stris on ERISA, Agency Costs, and the Future of Health Care in the United States

About 'united health care ins'|Bronsteen, Maher, and Stris on ERISA, Agency Costs, and the Future of Health Care in the United States

Ｗｉｔｈ               ｔｈｅ               ｃｕｒｒｅｎｔ               ｓｔａｔｅ               ｏｆ               ｔｈｅ               ｅｃｏｎｏｍｙ,               ｔｈｅ               ｃｕｒｒｅｎｔ               ｓｔａｔｅ               ｏｆ               ｐｅｏｐｌｅ'ｓ               ｂａｎｋ               ａｃｃｏｕｎｔｓ,               ａｎｄ               ｔｈｅ               ｒｉｓｉｎｇ               ｃｏｓｔ               ｏｆ               ｍｏｔｏｒ               ｆｕｅｌｓ,               ｍｏｒｅ               ａｎｄ               ｍｏｒｅ               ｐｅｏｐｌｅ               ａｒｅ               ｓｅｅｋｉｎｇ               ａｌｔｅｒｎａｔｉｖｅ               ｍｅａｎｓ               ｏｆ               ｔｒａｎｓｐｏｒｔａｔｉｏｎ               ｉｎ               ａｎ               ｅｆｆｏｒｔ               ｔｏ               ｓａｖｅ               ａ               ｂｉｔ               ｏｆ               ｍｏｎｅｙ. Ｏｎｅ               ｍｏｄｅ               ｏｆ               ｔｒａｎｓｐｏｒｔａｔｉｏｎ               ｔｈａｔ               ｉｓ               ｂｅｃｏｍｉｎｇ               ｉｎｃｒｅａｓｉｎｇｌｙ               ｐｏｐｕｌａｒ               ｉｓ               ｔｈｅ               ｂｉｃｙｃｌｅ. Ｎｏｔ               ｏｎｌｙ               ｄｏ               ｐｅｏｐｌｅ               ｓｔｉｌｌ               ｅｎｊｏｙ               ｔａｋｉｎｇ               ｐａｒｔ               ｉｎ               ｂｉｃｙｃｌｉｎｇ               ａｓ               ａ               ｆｏｒｍ               ｏｆ               ｌｅｉｓｕｒｅ,               ｅｘｅｒｃｉｓｅ               ａｎｄ               ｆｉｔｎｅｓｓ,               ａｄｄ               ｔｏ               ｔｈｅｓｅ               ｆｉｇｕｒｅｓ               ｔｈｅ               ｇｒｏｗｉｎｇ               ｎｕｍｂｅｒ               ｐｅｏｐｌｅ               ｎｏｗ               ｂｉｃｙｃｌｉｎｇ               ａｓ               ａ               ｐｒｉｍａｒｙ               ｍｏｄｅ               ｏｆ               ｔｒａｎｓｐｏｒｔａｔｉｏｎ               ａｎｄ               ｙｏｕ               ｈａｖｅ               ｒｏａｄｗａｙｓ               ｔｈａｔ               ａｒｅ               ｂｅｃｏｍｉｎｇ               ｉｎｃｒｅａｓｉｎｇｌｙ               ｐａｃｋｅｄ               ｗｉｔｈ               ｍｏｒｅ               ｈａｚａｒｄｓ               ｔｏ               ｗａｔｃｈ               ｆｏｒ.                Ｕｎｆｏｒｔｕｎａｔｅｌｙ,               ｅｖｅｎ               ｗｉｔｈ               ｗｅｌｌ               ｍａｒｋｅｄ               ｂｉｃｙｃｌｅ               ｐａｔｈｓ,               ｗｉｄｅｒ               ｔｒａｖｅｌ               ｌａｎｅｓ,               ｂｒｉｇｈｔｌｙ               ｃｏｌｏｒｅｄ               ｂｉｃｙｃｌｅ               ｒｉｄｉｎｇ               ｇｅａｒ,               ａｎｄ               ｂｅｔｔｅｒ               ｔｒａｆｆｉｃ               ｓｉｇｎａｌｓ,               ｔｈｅｒｅ               ａｒｅ               ｓｔｉｌｌ               ａ               ｎｕｍｂｅｒ               ｏｆ               ｂｉｃｙｃｌｅ               ａｃｃｉｄｅｎｔｓ               ｔｈａｔ               ｏｃｃｕｒ               ｅａｃｈ               ａｎｄ               ｅｖｅｒｙ               ｄａｙ               ｉｎ               ｔｈｅ               Ｕｎｉｔｅｄ               Ｓｔａｔｅｓ. Ｔｈｅｓｅ               ａｃｃｉｄｅｎｔｓ               ｃａｎ               ｂｅ               ｔｈｅ               ｆａｕｌｔ               ｏｆ               ｔｈｅ               ｂｉｃｙｃｌｉｓｔ,               ａｓ               ｗｅｌｌ               ａｓ               ｏｔｈｅｒ               ｍｏｔｏｒｉｓｔｓ               ｏｎ               ｔｈｅ               ｒｏａｄ. Ｔｈｅｒｅ               ａｒｅ               ｅｖｅｎ               ｔｉｍｅｓ               ｗｈｅｎ               ｔｈｅ               ａｃｃｉｄｅｎｔ               ｉｓ               ｔｈｅ               ｆａｕｌｔ               ｏｆ               ｔｈｅ               ｍｕｎｉｃｉｐａｌｉｔｙ. Ｂｙ               ｆａｉｌｉｎｇ               ｔｏ               ｐｒｏｖｉｄｅ               ｄｅｓｉｇｎａｔｅｄ               ｒｉｄｉｎｇ               ａｒｅａｓ,               ｒｏａｄ               ｃｏｎｄｉｔｉｏｎｓ               ｔｈａｔ               ａｒｅ               ｓａｆｅ               ｆｏｒ               ｂｉｃｙｃｌｅｓ               ｔｏ               ｔｒａｖｅｌ               ｕｐｏｎ,               ａｎｄ               ｋｅｅｐｉｎｇ               ｏｂｓｔｒｕｃｔｉｏｎｓ               ｏｕｔ               ｏｆ               ｔｈｅ               ｌｉｎｅ               ｏｆ               ｓｉｇｈｔ               ｆｏｒ               ｂｉｃｙｃｌｉｓｔｓ               ａｎｄ               ｏｔｈｅｒ               ｍｏｔｏｒｉｓｔｓ,               ａｃｃｉｄｅｎｔｓ               ａｒｅ               ｍｏｒｅ               ｌｉｋｅｌｙ               ｔｏ               ｈａｐｐｅｎ.                Ｂｉｃｙｃｌｅ               ａｃｃｉｄｅｎｔｓ               ｃａｎ               ｈａｐｐｅｎ               ｆｏｒ               ａ               ｎｕｍｂｅｒ               ｏｆ               ｒｅａｓｏｎｓ. Ｓｏｍｅｔｉｍｅｓ               ｔｈｅ               ｂｉｃｙｃｌｉｓｔ               ｌｏｓｅｓ               ｃｏｎｔｒｏｌ               ａｎｄ               ｆａｌｌｓ               ｏｎｔｏ               ｔｈｅ               ｐａｖｅｍｅｎｔ               ｏｒ               ｉｎｔｏ               ｔｒａｆｆｉｃ,               ｓｕｆｆｅｒｉｎｇ               ａｎｙｔｈｉｎｇ               ｆｒｏｍ               ｍｉｎｏｒ               ａｂｒａｓｉｏｎｓ               ｔｏ               ｓｅｖｅｒｅ               ｉｎｊｕｒｉｅｓ. Ｏｔｈｅｒ               ｔｉｍｅｓ               ｂｉｃｙｃｌｉｓｔｓ               ａｒｅ               ｈｉｔ               ｂｙ               ｃａｒｓ               ｏｒ               ｔｒｕｃｋｓ               ｔｈａｔ               ｄｏ               ｎｏｔ               ｈａｖｅ               ｅｎｏｕｇｈ               ｒｏｏｍ               ｔｏ               ｃｌｅａｒ               ｔｈｅ               ｂｉｃｙｃｌｉｓｔ               ｉｎ               ｔｒａｆｆｉｃ,               ｏｒ               ａｃｃｉｄｅｎｔａｌｌｙ               ｐｕｓｈｉｎｇ               ｔｈｅ               ｂｉｃｙｃｌｉｓｔ               ｔｏｏ               ｆａｒ               ｏｖｅｒ               ｉｎｔｏ               ｇｒａｖｅｌ               ｏｒ               ａ               ｃｕｒｂ,               ａｌｓｏ               ｌｅａｄｉｎｇ               ｔｏ               ａ               ｆａｌｌ               ａｎｄ               ｓｕｂｓｅｑｕｅｎｔ               ｉｎｊｕｒｉｅｓ. Ｏｆ               ｃｏｕｒｓｅ               ｔｈｅｒｅ               ａｒｅ               ｓｔｉｌｌ               ｍｏｒｅ               ｔｉｍｅｓ               ｗｈｅｎ               ａ               ｄｒｉｖｅｒ               ｏｆ               ａ               ｍｏｔｏｒ               ｖｅｈｉｃｌｅ               ｍａｙ               ｂｅ               ｄｉｓｔｒａｃｔｅｄ               ａｎｄ               ｎｏｔ               ｓｅｅ               ａ               ｂｉｃｙｃｌｉｓｔ               ｗｈｏ               ｉｓ               ｕｓｉｎｇ               ｔｈｅ               ｒｏａｄｗａｙ               ｓａｆｅｌｙ. Ａｌｌ               ｏｆ               ｔｈｅｓｅ               ｓｉｔｕａｔｉｏｎｓ               ｃａｎ               ｃａｕｓｅ               ｓｅｒｉｏｕｓ               ａｃｃｉｄｅｎｔｓ               ｔｈａｔ               ｓｈｏｕｌｄ               ｈａｖｅ               ｏｔｈｅｒｗｉｓｅ               ｂｅｅｎ               ａｖｏｉｄｅｄ,               ａｎｄ               ｍａｙ               ｂｅ               ｄｕｅ               ｔｏ               ａ               ｆｏｒｍ               ｏｆ               ｎｅｇｌｉｇｅｎｃｅ.                Ｗｈｅｎ               ａ               ｂｉｃｙｃｌｉｓｔ               ｉｓ               ｉｎｊｕｒｅｄ               ｂｅｃａｕｓｅ               ｏｆ               ａｎ               ａｃｃｉｄｅｎｔ               ｔｈｅ               ｉｎｊｕｒｉｅｓ               ｃａｎ               ｂｅ               ｑｕｉｔｅ               ｓｅｖｅｒｅ               ｉｎ               ｎａｔｕｒｅ. Ｆｒｏｍ               ｓｃｒａｐｅｓ               ａｎｄ               ｂｒｕｉｓｅｓ,               ｔｏ               ｂｒｏｋｅｎ               ｂｏｎｅｓ               ａｎｄ               ｈｅａｄ               ｉｎｊｕｒｉｅｓ,               ｂｉｃｙｃｌｅ               ａｃｃｉｄｅｎｔｓ               ｃａｎ               ｌｅａｄ               ｔｏ               ｓｐｉｎａｌ               ｉｎｊｕｒｉｅｓ,               ｂｒａｉｎ               ｉｎｊｕｒｉｅｓ,               ｐｅｒｍａｎｅｎｔ               ｄｉｓａｂｉｌｉｔｉｅｓ,               ｌｏｎｇ               ｒｅｃｏｖｅｒｙ               ｐｅｒｉｏｄｓ,               ａｎｄ               ｉｎ               ｓｏｍｅ               ｃａｓｅｓ,               ｄｅａｔｈ.                Ｉｆ               ｙｏｕ               ｏｒ               ｓｏｍｅｏｎｅ               ｙｏｕ               ｋｎｏｗ               ｈａｓ               ｂｅｅｎ               ｉｎｊｕｒｅｄ               ｂｅｃａｕｓｅ               ｏｆ               ａ               ｂｉｃｙｃｌｅ               ａｃｃｉｄｅｎｔ,               ｙｏｕ               ｓｈｏｕｌｄ               ｎｏｔ               ｄｅｌａｙ               ｉｎ               ｃｏｎｔａｃｔｉｎｇ               ａ               ｐｅｒｓｏｎａｌ               ｉｎｊｕｒｙ               ａｔｔｏｒｎｅｙ. Ｔｈｅｓｅ               ｐｒｏｆｅｓｓｉｏｎａｌｓ               ａｒｅ               ｑｕｉｔｅ               ｓｋｉｌｌｅｄ               ｉｎ               ｔｈｉｓ               ａｒｅａ               ｏｆ               ｔｈｅ               ｌａｗ               ａｎｄ               ｋｎｏｗ               ｊｕｓｔ               ｈｏｗ               ｄｅｖａｓｔａｔｉｎｇ               ｔｈｅ               ｉｎｊｕｒｉｅｓ               ｆｒｏｍ               ｔｈｅｓｅ               ｔｙｐｅｓ               ｏｆ               ａｃｃｉｄｅｎｔｓ               ｃａｎ               ｂｅ. Ａｃｃｉｄｅｎｔｓ               ｏｆ               ｔｈｉｓ               ｎａｔｕｒｅ               ａｒｅ               ｑｕｉｔｅ               ｓｅｒｉｏｕｓ,               ｗｉｔｈ               ｔｈｅ               ｒｅａｓｏｎｓ               ｆｏｒ               ｔｈｉｓ               ｂｅｉｎｇ               ｑｕｉｔｅ               ｏｂｖｉｏｕｓ. Ｕｎｌｉｋｅ               ｃｒａｓｈｅｓ               ａｎｄ               ｃｏｌｌｉｓｉｏｎｓ               ｉｎｖｏｌｖｉｎｇ               ｍｏｔｏｒ               ｖｅｈｉｃｌｅｓ,               ｂｉｃｙｃｌｅ               ｒｉｄｅｒｓ               ａｒｅ               ｖｉｒｔｕａｌｌｙ               ｕｎｐｒｏｔｅｃｔｅｄ               ｉｎ               ａｌｌ               ｗａｙｓ.                Ｔｈａｔ               ｂｅｉｎｇ               ｓａｉｄ,               ｅｘｐｅｒｉｅｎｃｅｄ               ｒｉｄｅｒｓ               ｋｎｏｗ               ｈｏｗ               ｔｏ               ｔａｋｅ               ａ               ｎｕｍｂｅｒ               ｏｆ               ｐｒｅｃａｕｔｉｏｎｓ               ｔｏ               ｒｅｄｕｃｅ               ｔｈｅ               ｐｏｔｅｎｔｉａｌ               ｏｆ               ｂｅｉｎｇ               ｈａｒｍｅｄ               ｓｈｏｕｌｄ               ｔｈｅｙ               ｂｅ               ｔｈｒｏｗｎ               ｏｒ               ｆａｌｌ               ｆｒｏｍ               ｔｈｅｉｒ               ｂｉｃｙｃｌｅ. Ｆｏｒ               ｅｘａｍｐｌｅ,               ｂｉｃｙｃｌｅ               ｒｉｄｅｒｓ               ｃａｎ               ｍａｋｅ               ｕｓｅ               ｏｆ               ａｎｙ               ｏｆ               ｔｈｅ               ｆｏｌｌｏｗｉｎｇ               ｔｏ               ｒｅｄｕｃｅ               ｔｈｅ               ｐｏｔｅｎｔｉａｌ               ｏｆ               ｓｅｒｉｏｕｓ               ｉｎｊｕｒｉｅｓ:               ｒｉｄｅｒｓ               ｓｈｏｕｌｄ               ｗｅａｒ               ｈｅｌｍｅｔｓ               ａｔ               ａｌｌ               ｔｉｍｅｓ,               ｅｓｐｅｃｉａｌｌｙ               ｗｈｉｌｅ               ｒｉｄｉｎｇ               ｉｎ               ｔｒａｆｆｉｃ;               ｒｉｄｅｒｓ               ｓｈｏｕｌｄ               ａｌｗａｙｓ               ｏｂｅｙ               ｔｈｅ               ｒｕｌｅｓ               ｏｆ               ｔｈｅ               ｒｏａｄ;               ｒｉｄｅｒｓ               ｓｈｏｕｌｄ               ｗｅａｒ               ｂｒｉｇｈｔｌｙ               ｃｏｌｏｒｅｄ               ｃｌｏｔｈｅｓ               ｏｒ               ｒｅｆｌｅｃｔｉｖｅ               ｇｅａｒ               ｔｏ               ｈｅｌｐ               ｄｒｉｖｅｒｓ               ａｎｄ               ｏｔｈｅｒ               ｍｏｔｏｒｉｓｔｓ               ｓｅｅ               ｔｈｅｍ               ｍｏｒｅ               ｃｌｅａｒｌｙ;               ｒｉｄｅｒｓ               ｓｈｏｕｌｄ               ｈａｖｅ               ｆｌａｓｈｉｎｇ               ｒｅｄ               ｒｅａｒ               ｌｉｇｈｔｓ               ａｎｄ               ａ               ｆｒｏｎｔ               ｈｅａｄ               ｌｉｇｈｔ               ｍｏｕｎｔｅｄ               ｏｎ               ｔｈｅｉｒ               ｂｉｃｙｃｌｅｓ;               ｒｉｄｅｒｓ               ｓｈｏｕｌｄ               ｇｉｖｅ               ｍｏｔｏｒｉｓｔｓ               ｔｈｅ               ｒｉｇｈｔ               ｏｆ               ｗａｙ               ａｎｄ               ｂｅ               ｃｏｕｒｔｅｏｕｓ               ｅｖｅｎ               ｉｆ               ｔｈｅｙ               ａｒｅ               ｂｅｉｎｇ               ｗｒｏｎｇｅｄ;               ａｎｄ               ｒｉｄｅｒｓ               ｓｈｏｕｌｄ               ｈａｖｅ               ｔｈｅ               ｍｉｎｄｓｅｔ               ｔｈａｔ               ｏｔｈｅｒｓ               ｄｏ               ｎｏｔ               ｓｅｅ               ｔｈｅｍ               ａｎｄ               ｔｈｅｙ               ｎｅｅｄ               ｔｏ               ｂｅ               ｃｏｎｓｔａｎｔｌｙ               ｏｎ               ｔｈｅ               ｌｏｏｋｏｕｔ               ｆｏｒ               ｏｔｈｅｒｓ               ｕｓｉｎｇ               ｔｈｅ               ｒｏａｄｗａｙ.                Ｅｖｅｎ               ｗｉｔｈ               ａｌｌ               ｐｒｅｃａｕｔｉｏｎｓ               ｔａｋｅｎ,               ａｎｄ               ｔｈｅ               ｂｅｓｔ               ｅｆｆｏｒｔ               ｏｆ               ｔｈｅ               ｂｉｃｙｃｌｉｓｔ               ｔｏ               ｐｒｏｔｅｃｔ               ｈｉｍ               ｏｒ               ｈｅｒｓｅｌｆ,               ａｃｃｉｄｅｎｔｓ               ｓｔｉｌｌ               ｈａｐｐｅｎ. Ｓｉｎｃｅ,               ａｓ               ｐｒｅｖｉｏｕｓｌｙ               ｓｔａｔｅｄ,               ｔｈｅｓｅ               ａｃｃｉｄｅｎｔｓ               ｃａｎ               ｂｅ               ｑｕｉｔｅ               ｓｅｖｅｒｅ,               ｉｔ               ｉｓ               ｉｍｐｏｒｔａｎｔ               ｔｏ               ｓｅｅｋ               ｌｅｇａｌ               ｈｅｌｐ               ｐｒｏｍｐｔｌｙ               ｗｈｅｎ               ｔｈｅｙ               ｄｏ. Ｎｏｔ               ｏｎｌｙ               ｉｓ               ａｄｅｑｕａｔｅ               ｍｅｄｉｃａｌ               ｃａｒｅ               ｅｓｓｅｎｔｉａｌ               ｆｏｒ               ｒｅｃｏｖｅｒｙ,               ａｄｅｑｕａｔｅ               ｌｅｇａｌ               ｒｅｐｒｅｓｅｎｔａｔｉｏｎ               ｉｓ               ａｌｓｏ               ｉｍｐｏｒｔａｎｔ               ｔｏ               ｐｒｏｔｅｃｔ               ｙｏｕｒ               ｆｕｔｕｒｅ.                Ａｎ               ｅｘｐｅｒｉｅｎｃｅｄ               ｐｅｒｓｏｎａｌ               ｉｎｊｕｒｙ               ａｔｔｏｒｎｅｙ               ｕｎｄｅｒｓｔａｎｄｓ               ｔｈｉｓ               ａｒｅａ               ｏｆ               ｔｈｅ               ｌａｗ,               ａｎｄ               ｔｈｅ               ｉｎｓ               ａｎｄ               ｏｕｔｓ               ｏｆ               ｃａｓｅｓ               ｔｈａｔ               ｉｎｖｏｌｖｅ               ｂｉｃｙｃｌｉｎｇ               ａｃｃｉｄｅｎｔｓ. Ｂｅｃａｕｓｅ               ｔｈｅｓｅ               ｃａｓｅｓ               ｃａｎ               ｂｅ               ｃｏｍｐｌｅｘ,               ｉｔ               ｉｓ               ｉｍｐｏｒｔａｎｔ               ｔｏ               ｈａｖｅ               ａｎ               ｅｘｐｅｒｉｅｎｃｅｄ               ａｔｔｏｒｎｅｙ               ｗｏｒｋｉｎｇ               ｈａｒｄ               ｆｏｒ               ｙｏｕ               ｔｏ               ｅｎｓｕｒｅ               ａｌｌ               ｄｅｔａｉｌｓ               ａｒｅ               ａｄｄｒｅｓｓｅｄ,               ａｎｄ               ａｌｌ               ｆｉｌｉｎｇｓ               ａｒｅ               ｄｏｎｅ               ｉｎ               ａ               ｔｉｍｅｌｙ               ｍａｎｎｅｒ.                Ｓｉｎｃｅ               ｍｏｓｔ               ｐｅｒｓｏｎａｌ               ｉｎｊｕｒｙ               ａｔｔｏｒｎｅｙｓ               ｗｏｒｋ               ｏｎ               ａ               ｃｏｎｔｉｎｇｅｎｃｙ               ｂａｓｉｓ,               ｙｏｕ               ｎｅｖｅｒ               ｈａｖｅ               ｔｏ               ｗｏｒｒｙ               ａｂｏｕｔ               ｈａｖｉｎｇ               ｔｏ               ｆｕｎｄ               ｙｏｕｒ               ｃｌａｉｍ               ｉｎ               ａｄｖａｎｃｅ. Ｔｈｉｓ               ｗｉｌｌ               ａｌｌｏｗ               ｙｏｕ               ｔｏ               ｆｏｃｕｓ               ｏｎ               ｙｏｕｒ               ｐｅｒｓｏｎａｌ               ｈｅａｌｔｈ               ａｎｄ               ｒｅｃｏｖｅｒｙ,               ｗｈｉｌｅ               ａ               ｐｒｏｆｅｓｓｉｏｎａｌ               ｈａｎｄｌｅｓ               ｔｈｅ               ｌｅｇａｌ               ｐｒｏｃｅｓｓ               ｏｎ               ｙｏｕｒ               ｂｅｈａｌｆ. Ｓｉｎｃｅ               ｍａｎｙ               ｓｔａｔｅｓ               ｈａｖｅ               ｄｉｓｔｉｎｃｔ               ｌａｗｓ               ａｎｄ               ｓｔａｔｕｔｅｓ               ｏｆ               ｌｉｍｉｔａｔｉｏｎｓ               ｔｈａｔ               ｍｕｓｔ               ｂｅ               ｆｏｌｌｏｗｅｄ,               ｉｔ               ｉｓ               ｎｏｔ               ａｄｖｉｓａｂｌｅ               ｔｈａｔ               ｙｏｕ               ｔｒｙ               ｔｏ               ｎａｖｉｇａｔｅ               ｔｈｅｓｅ               ｃｏｍｐｌｉｃａｔｅｄ               ｌｅｇａｌ               ｗａｔｅｒｓ               ｏｎ               ｙｏｕｒ               ｏｗｎ. Ｐｅｒｓｏｎａｌ               ｉｎｊｕｒｙ               ａｔｔｏｒｎｅｙｓ               ｗｉｌｌ               ｈａｎｄｌｅ               ｅｖｅｒｙ               ａｓｐｅｃｔ               ｏｆ               ｙｏｕｒ               ｃｌａｉｍ               ｆｒｏｍ               ｔｈｅ               ｉｎｉｔｉａｌ               ｆｉｌｉｎｇ               ａｌｌ               ｔｈｅ               ｗａｙ               ｔｈｒｏｕｇｈ               ｔｏ               ｓｅｔｔｌｅｍｅｎｔ               ｏｒ               ｔｒｉａｌ. Ｈｅ               ｏｒ               ｓｈｅ               ｗｉｌｌ               ｈａｎｄｌｅ               ａｌｌ               ｄｏｃｕｍｅｎｔｓ,               ｃｏｌｌｅｃｔ               ｍｅｄｉｃａｌ               ｒｅｃｏｒｄｓ,               ｃｏｌｌｅｃｔ               ｅｖｉｄｅｎｃｅ,               ｃｏｎｔａｃｔ               ｅｙｅ               ｗｉｔｎｅｓｓｅｓ,               ａｎｄ               ｅｖｅｎ               ａｒｒａｎｇｅ               ｆｏｒ               ｅｘｐｅｒｔ               ｔｅｓｔｉｍｏｎｙ               ｓｈｏｕｌｄ               ｉｔ               ｂｅ               ｎｅｃｅｓｓａｒｙ. Ｙｏｕ               ｃａｎ               ｔａｋｅ               ａ               ｇｒｅａｔ               ｄｅａｌ               ｏｆ               ｃｏｍｆｏｒｔ               ｉｎ               ｋｎｏｗｉｎｇ               ｙｏｕｒ               ｃａｓｅ               ｉｓ               ｇｅｔｔｉｎｇ               ｔｈｅ               ｔｏｐ               ｎｏｔｃｈ               ｐｅｒｓｏｎａｌ               ｓｅｒｖｉｃｅ               ｔｈａｔ               ｙｏｕ               ｓｏ               ｒｉｇｈｔｌｙ               ｄｅｓｅｒｖｅ.                Ｔｈｅ               ｅｘｐｅｎｓｅｓ               ａｎｄ               ｍｅｄｉｃａｌ               ｂｉｌｌｓ               ｔｈａｔ               ｃａｎ               ｒｅｓｕｌｔ               ｆｒｏｍ               ａ               ｂｉｃｙｃｌｅ               ａｃｃｉｄｅｎｔ               ｃａｎ               ｒｅａｌｌｙ               ａｄｄ               ｕｐ               ｑｕｉｃｋｌｙ,               ａｎｄ               ｍａｙ               ｂｅ               ｗｉｔｈ               ｙｏｕ               ｏｒ               ｍｅｍｂｅｒｓ               ｏｆ               ｙｏｕｒ               ｆａｍｉｌｙ               ｆｏｒ               ｙｅａｒｓ               ｔｏ               ｃｏｍｅ. Ｒｅｈａｂｉｌｉｔａｔｉｏｎ               ｃａｎ               ｂｅ               ｌｅｎｇｔｈｙ               ｗｈｉｃｈ               ｃａｎ               ｃａｕｓｅ               ｙｏｕ               ｔｏ               ｈａｖｅ               ｔｏ               ｔａｋｅ               ｅｘｔｅｎｓｉｖｅ               ｐｅｒｉｏｄｓ               ｏｆ               ｔｉｍｅ               ｏｆｆ               ｆｒｏｍ               ｗｏｒｋ,               ｏｒ               ｅｖｅｎ               ｌｏｓｅ               ｙｏｕｒ               ｊｏｂ               ｅｎｔｉｒｅｌｙ. Ｍｏｎｅｔａｒｙ               ｃｏｍｐｅｎｓａｔｉｏｎ               ｃａｎ               ｂｅ               ｓｏｕｇｈｔ               ｆｏｒ               ｔｈｅｓｅ               ｆｉｎａｎｃｉａｌ               ｉｓｓｕｅｓ,               ｐａｉｎ               ａｎｄ               ｓｕｆｆｅｒｉｎｇ,               ａｎｄ               ｅｖｅｎ               ｐｒｏｐｅｒｔｙ               ｄａｍａｇｅｓ. Ｉｎ               ｔｈｅ               ｅｖｅｎｔ               ｔｈａｔ               ｙｏｕ               ｈａｖｅ               ｌｏｓｔ               ａ               ｌｏｖｅｄ               ｏｎｅ               ｄｕｅ               ｔｏ               ａ               ｂｉｃｙｃｌｅ               ａｃｃｉｄｅｎｔ,               ａ               ｗｒｏｎｇｆｕｌ               ｄｅａｔｈ               ｃｌａｉｍ               ｍａｙ               ｂｅ               ｆｉｌｅｄ               ｔｏ               ｈｅｌｐ               ｙｏｕ               ｒｅｃｅｉｖｅ               ｄａｍａｇｅｓ               ｏｎ               ｂｅｈａｌｆ               ｏｆ               ｔｈｅ               ｄｅｃｅａｓｅｄ.                Ｗｈｉｌｅ               ｐｅｒｓｏｎａｌ               ｉｎｊｕｒｙ               ａｔｔｏｒｎｅｙｓ               ｃａｎｎｏｔ               ｕｎｄｏ               ｔｈｅ               ｈａｒｍ               ｔｈａｔ               ｈａｓ               ａｌｒｅａｄｙ               ｂｅｅｎ               ｄｏｎｅ,               ｔｈｅｙ               ｃａｎ               ｈｅｌｐ               ｙｏｕ               ｔｏ               ｐｒｏｔｅｃｔ               ｙｏｕｒ               ｆｕｔｕｒｅ,               ｔｈｅ               ｆｕｔｕｒｅ               ｏｆ               ｙｏｕｒ               ｆａｍｉｌｙ,               ａｎｄ               ｓｔａｒｔ               ｔｏ               ｒｅｂｕｉｌｄ               ｙｏｕｒ               ｌｉｆｅ. Ｅｓｐｅｃｉａｌｌｙ               ｉｎ               ｃａｓｅｓ               ｗｈｅｒｅ               ｎｅｇｌｉｇｅｎｃｅ               ｈａｓ               ｏｃｃｕｒｒｅｄ,               ｔｈｅ               ｒｅｓｐｏｎｓｉｂｌｅ               ｐａｒｔｉｅｓ               ｎｅｅｄ               ｔｏ               ｂｅ               ｈｅｌｄ               ａｃｃｏｕｎｔａｂｌｅ               ｔｏ               ｅｎｓｕｒｅ               ｓｉｍｉｌａｒ               ａｃｔｓ               ｄｏ               ｎｏｔ               ｏｃｃｕｒ               ａｇａｉｎ.

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