2013년 11월 29일 금요일

오전 1:12

By Catherine Boyington

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3 comments

About 'united healthcare online'|United, more.







About 'united healthcare online'|United, more.








Ｉｎ               ｒｅｃｅｎｔ               ｙｅａｒｓ,               ｔｈｅｒｅ               ｈａｓ               ｂｅｅｎ               ａ               ｓｔｒｏｎｇ               ｐｕｓｈ               ｆｏｒ               ａ               ｕｎｉｖｅｒｓａｌ               ｈｅａｌｔｈｃａｒｅ               ｐｌａｎ               ｉｎ               ｔｈｅ               Ｕｎｉｔｅｄ               Ｓｔａｔｅｓ.

Ｍａｎｙ               ｗｏｕｌｄ               ｌｉｋｅ               ｔｈｉｓ               ｒｅｆｏｒｍｅｄ               ｈｅａｌｔｈｃａｒｅ               ｓｙｓｔｅｍ               ｔｏ               ｅｍｕｌａｔｅ               ｔｈｅ               Ｅｕｒｏｐｅａｎ               ｎａｔｉｏｎａｌ               ｈｅａｌｔｈ               ｐｌａｎｓ.

Ｐｅｏｐｌｅ               ａｃｒｏｓｓ               ｔｈｅ               ｃｏｕｎｔｒｙ               ｓｅｅ               ｔｈａｔ               ｏｕｒ               ｈｅａｌｔｈｃａｒｅ               ｓｙｓｔｅｍ               ｉｓ               ｉｎ               ｃｒｉｓｉｓ,               ｗｉｔｈ               ｍｉｌｌｉｏｎｓ               ｏｆ               ｐｅｏｐｌｅ               ｗｈｏ               ａｒｅ               ｕｎｉｎｓｕｒｅｄ               ａｎｄ               ｐｒｉｃｅｓ               ｔｈａｔ               ａｒｅ               ｓｋｙｒｏｃｋｅｔｉｎｇ.

Ｔｈｅ               Ａｍｅｒｉｃａｎ               ｈｅａｌｔｈｃａｒｅ               ｃｒｉｓｉｓ               ｉｓ               ａｃｔｕａｌｌｙ               ｏｎｅ               ｏｆ               ａｆｆｏｒｄａｂｉｌｉｔｙ               ｒａｔｈｅｒ               ｔｈａｎ               ａｃｃｅｓｓ               ｔｏ               ｈｅａｌｔｈｃａｒｅ.

Ｔｈｅｒｅ               ａｒｅ               ｖｅｒｙ               ｆｅｗ               ｐｅｏｐｌｅ               ｗｈｏ               ｃａｎｎｏｔ               ｆｉｎｄ               ｈｅａｌｔｈｃａｒｅ;               ｔｈｅ               ｐｒｏｂｌｅｍ               ｉｓ               ｔｈａｔ               ｍａｎｙ               ｐｅｏｐｌｅ               ｃａｎｎｏｔ               ａｆｆｏｒｄ               ｔｈｅ               ｈｅａｌｔｈｃａｒｅ               ｔｈａｔ               ｉｓ               ａｖａｉｌａｂｌｅ.

Ｔｈｉｓ               ｉｓ               ｔｒｕｅ               ｅｖｅｎ               ｔｈｏｕｇｈ               ｌａｗｓ               ｒｅｑｕｉｒｅ               ｈｏｓｐｉｔａｌｓ               ｔｏ               ｔｒｅａｔ               ｐａｔｉｅｎｔｓ               ｒｅｇａｒｄｌｅｓｓ               ｏｆ               ｔｈｅｉｒ               ａｂｉｌｉｔｙ               ｔｏ               ｐａｙ.
               Ａ               ｃｏｍｍｏｎ               ｍｙｔｈ               ｉｓ               ｔｈａｔ               ｕｎｉｖｅｒｓａｌ               ｇｏｖｅｒｎｍｅｎｔ               ｈｅａｌｔｈｃａｒｅ               ｗｏｕｌｄ               ｂｅ               ｆｒｅｅ               ｏｒ               ｃｏｓｔ               ｌｅｓｓ               ｔｈａｎ               ｐｒｉｖａｔｅ               ｈｅａｌｔｈｃａｒｅ.

Ｔｈｉｓ               ｂｅｌｉｅｆ               ｖｉｏｌａｔｅｓ               ｓｅｖｅｒａｌ               ｅｃｏｎｏｍｉｃ               ｐｒｉｎｃｉｐｌｅｓ.

Ｆｉｒｓｔ,               ｔｈｅ               ｍｏｎｅｙ               ｔｏ               ｐａｙ               ｆｏｒ               ｈｅａｌｔｈ               ｐｒｏｆｅｓｓｉｏｎａｌｓ,               ｍｅｄｉｃｉｎｅｓ,               ａｎｄ               ｆａｃｉｌｉｔｉｅｓ               ｈａｓ               ｔｏ               ｃｏｍｅ               ｆｒｏｍ               ｓｏｍｅｗｈｅｒｅ.

Ｉｆ               ｃｏｎｓｕｍｅｒｓ               ｄｏｎ'ｔ               ｐａｙ               ｆｏｒ               ｔｈｅｓｅ               ｓｅｒｖｉｃｅｓ               ｄｉｒｅｃｔｌｙ,               ｔｈｅｙ               ｗｉｌｌ               ｐａｙ               ｉｎｄｉｒｅｃｔｌｙ               ｔｈｒｏｕｇｈ               ｈｉｇｈｅｒ               ｔａｘｅｓ.

Ｓｅｃｏｎｄ,               ａｓ               ｔｈｅ               ｐｅｒｃｅｉｖｅｄ               ｐｒｉｃｅ               ｄｅｃｒｅａｓｅｓ,               ｄｅｍａｎｄ               ｗｉｌｌ               ｉｎｃｒｅａｓｅ.

Ｉｎ               ｏｔｈｅｒ               ｗｏｒｄｓ,               ｗｈｅｎ               ｐｅｏｐｌｅ               ｂｅｌｉｅｖｅ               ｔｈａｔ               ｔｈｅｙ               ｗｏｎ'ｔ               ｈａｖｅ               ｔｏ               ｐａｙ               ｆｏｒ               ｔｈｅｉｒ               ｈｅａｌｔｈｃａｒｅ,               ｔｈｅｙ               ｗｉｌｌ               ｕｓｅ               ｍｏｒｅ               ｈｅａｌｔｈ               ｓｅｒｖｉｃｅｓ.
               Ａｓ               ｄｅｍａｎｄ               ｉｎｃｒｅａｓｅｓ               ｔｏ               ｅｘｃｅｅｄ               ｔｈｅ               ａｖａｉｌａｂｌｅ               ｓｕｐｐｌｙ               ｏｆ               ｈｅａｌｔｈ               ｓｅｒｖｉｃｅｓ,               ｔｈｅ               ｇｏｖｅｒｎｍｅｎｔ               ｗｉｌｌ               ｈａｖｅ               ｔｏ               ｔａｋｅ               ａｃｔｉｏｎ.

Ｔｈｅ               ｇｏｖｅｒｎｍｅｎｔ               ｗｉｌｌ               ｈａｖｅ               ｔｏ               ｌｉｍｉｔ               ｔｈｅ               ａｍｏｕｎｔ               ｏｆ               ｓｅｒｖｉｃｅｓ               ｔｏ               ｋｅｅｐ               ｔｈｅ               ｃｏｓｔ               ｏｆ               ｔｈｅ               ｈｅａｌｔｈｃａｒｅ               ｓｙｓｔｅｍ               ｆｒｏｍ               ｅｘｐｌｏｄｉｎｇ.

Ｔｈｅｒｅ               ａｒｅ               ｓｅｖｅｒａｌ               ｗａｙｓ               ｔｏ               ｄｏ               ｔｈｉｓ.

Ｆｉｒｓｔ,               ｔｈｅｙ               ｍｉｇｈｔ               ｉｍｐｏｓｅ               ｒａｔｉｏｎｉｎｇ               ａｎｄ               ｌｉｍｉｔ               ｔｈｅ               ａｖａｉｌａｂｉｌｉｔｙ               ｏｆ               ｓｅｒｖｉｃｅｓ.

Ａ               ｓｅｃｏｎｄ               ｏｐｔｉｏｎ               ｗｏｕｌｄ               ｂｅ               ｉｎｃｒｅａｓｅ               ｔｈｅ               ａｍｏｕｎｔ               ｔｈａｔ               ｐａｔｉｅｎｔｓ               ｐａｙ               ｆｏｒ               ｔｈｅｉｒ               ｈｅａｌｔｈｃａｒｅ.

Ｔｈｉｓ               ｃｏｕｌｄ               ｂｅ               ｓｉｍｉｌａｒ               ｔｏ               ｔｈｅ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ               ｐｒｅｍｉｕｍｓ               ａｎｄ               ｃｏ-ｐａｙｍｅｎｔｓ               ｔｈａｔ               ｍａｎｙ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ               ｐｏｌｉｃｉｅｓ               ｃｏｎｔａｉｎ               ｎｏｗ.

Ａ               ｔｈｉｒｄ               ｏｐｔｉｏｎ               ｗｏｕｌｄ               ｂｅ               ｆｏｒ               ｔｈｅ               ｇｏｖｅｒｎｍｅｎｔ               ｔｏ               ｄｏ               ｎｏｔｈｉｎｇ               ａｎｄ               ｓｉｍｐｌｙ               ａｌｌｏｗ               ｓｈｏｒｔａｇｅｓ               ｔｏ               ｂｕｉｌｄ               ｉｎ               ｔｈｅ               ｓｙｓｔｅｍ.
               Ａ               ｔｈｉｒｄ               ｐｒｏｂｌｅｍ               ｉｓ               ｔｈａｔ               ｇｏｖｅｒｎｍｅｎｔ               ｈｅａｌｔｈｃａｒｅ               ｗｉｌｌ               ｌｉｋｅｌｙ               ｃｒｅａｔｅ               ａ               ｓｈｏｒｔａｇｅ               ｏｆ               ｈｅａｌｔｈｃａｒｅ               ｐｒｏｆｅｓｓｉｏｎａｌｓ.

Ｔｈｅ               ｇｏｖｅｒｎｍｅｎｔ               ｗｉｌｌ               ｕｎｄｏｕｂｔｅｄｌｙ               ａｔｔｅｍｐｔ               ｔｏ               ｒｅｉｎ               ｉｎ               ｃｏｓｔｓ               ｂｙ               ｉｍｐｏｓｉｎｇ               ｐｒｉｃｅ               ｃｏｎｔｒｏｌｓ.

Ｉｔ               ｈａｓ               ａｌｒｅａｄｙ               ｆｏｌｌｏｗｅｄ               ｔｈｉｓ               ｓｔｒａｔｅｇｙ               ｉｎ               ｇｏｖｅｒｎｍｅｎｔ               ｈｅａｌｔｈｃａｒｅ               ｐｒｏｇｒａｍｓ               ｔｈａｔ               ｈａｖｅ               ａｌｒｅａｄｙ               ｂｅｅｎ               ｅｎａｃｔｅｄ               ｓｕｃｈ               ａｓ               Ｍｅｄｉｃａｒｅ.

Ｍｅｄｉｃａｌ               ｔｒａｉｎｉｎｇ,               ｅｓｐｅｃｉａｌｌｙ               ｆｏｒ               ｄｏｃｔｏｒｓ,               ｉｓ               ａ               ｌｏｎｇ               ａｎｄ               ｅｘｐｅｎｓｉｖｅ               ｐｒｏｃｅｓｓ.

Ｔｈｅ               ｍｏｔｉｖａｔｉｎｇ               ｆａｃｔｏｒ               ｆｏｒ               ｍａｎｙ               ｄｏｃｔｏｒｓ               ｉｓ               ｔｈｅ               ｆｉｎａｎｃｉａｌ               ｒｅｗａｒｄ               ａｔ               ｔｈｅ               ｅｎｄ               ｏｆ               ｔｈｅ               ｐｒｏｃｅｓｓ.

Ｗｈｅｎ               ｔｈｅ               ｇｏｖｅｒｎｍｅｎｔ               ｒｅｍｏｖｅｓ               ｔｈｅ               ｆｉｎａｎｃｉａｌ               ｉｎｃｅｎｔｉｖｅ               ｆｏｒ               ｂｅｃｏｍｉｎｇ               ａ               ｄｏｃｔｏｒ,               ｆｅｗｅｒ               ｐｅｏｐｌｅ               ｗｉｌｌ               ｃｈｏｏｓｅ               ｔｏ               ｂｅｃｏｍｅ               ｄｏｃｔｏｒｓ               ａｎｄ               ｓｈｏｒｔａｇｅｓ               ｗｉｌｌ               ｒｅｓｕｌｔ.

Ｔｈｉｓ               ｉｓ               ｅｓｐｅｃｉａｌｌｙ               ｌｉｋｅｌｙ               ｄｕｅ               ｔｈｅ               ｉｎｃｒｅａｓｉｎｇ               ｎｅｅｄ               ｆｏｒ               ｄｏｃｔｏｒｓ               ｉｎ               ｔｈｅ               Ｕｎｉｔｅｄ               Ｓｔａｔｅｓ               ａｎｄ               ｔｈｅ               Ｂａｂｙ               Ｂｏｏｍ               ｇｅｎｅｒａｔｉｏｎ               ａｇｅｓ.
               Ｔｈｅｓｅ               ｐｒｏｂｌｅｍｓ               ｃａｎ               ｂｅ               ｓｅｅｎ               ｉｎ               ｎａｔｉｏｎａｌ               ｈｅａｌｔｈｃａｒｅ               ｐｌａｎｓ               ａｒｏｕｎｄ               ｔｈｅ               ｗｏｒｌｄ.

Ｅｖｅｎ               ｈｉｇｈｌｙ               ｔｏｕｔｅｄ               ｐｌａｎｓ               ｓｕｃｈ               ａｓ               ｔｈｏｓｅ               ｉｎ               Ｂｒｉｔａｉｎ               ａｎｄ               Ｃａｎａｄａ               ｃｏｍｍｏｎｌｙ               ｈａｖｅ               ｌｏｎｇ               ｗａｉｔ               ｔｉｍｅｓ               ｆｏｒ               ｃａｒｅ               ｔｈａｔ               ｉｓ               ｅａｓｉｌｙ               ａｖａｉｌａｂｌｅ               ｉｎ               ｔｈｅ               Ｕｎｉｔｅｄ               Ｓｔａｔｅｓ.

Ｌａｓｔ               ｙｅａｒ               ｉｔ               ｗａｓ               ｒｅｖｅａｌｅｄ               ｔｈａｔ               ｇｏｖｅｒｎｍｅｎｔ               ｂｕｒｅａｕｃｒａｔｓ               ｉｎ               Ｅｎｇｌａｎｄ               ｈａｄ               ａｔｔｅｍｐｔｅｄ               ｔｏ               ｓｏｌｖｅ               ｔｈｅ               ｐｒｏｂｌｅｍ               ｏｆ               ｌｏｎｇ               ｅｍｅｒｇｅｎｃｙ               ｒｏｏｍ               ｗａｉｔｓ               ｂｙ               ｋｅｅｐｉｎｇ               ｔｈｏｕｓａｎｄｓ               ｏｆ               ｐａｔｉｅｎｔｓ,               ｓｏｍｅ               ｃｒｉｔｉｃａｌｌｙ               ｉｌｌ,               ｉｎ               ａｍｂｕｌａｎｃｅｓ               ｆｏｒ               ａｓ               ｌｏｎｇ               ａｓ               ｆｉｖｅ               ｈｏｕｒｓ               ｂｅｆｏｒｅ               ｍｏｖｉｎｇ               ｔｈｅｍ               ｔｏ               ｔｈｅ               ｅｍｅｒｇｅｎｃｙ               ｒｏｏｍ               ｗａｉｔｉｎｇ               ｌｉｓｔ.

Ｔｈｉｓ,               ｉｎ               ｔｕｒｎ,               ｍｅａｎｔ               ｔｈａｔ               ｔｈｅ               ａｍｂｕｌａｎｃｅｓ               ｗｅｒｅ               ｎｏｔ               ａｖａｉｌａｂｌｅ               ｔｏ               ｈｅｌｐ               ｏｔｈｅｒ               ｓｉｃｋ               ｏｒ               ｉｎｊｕｒｅｄ               ｐｅｏｐｌｅ.

Ｉｔ               ｓｈｏｕｌｄ               ｎｏｔ               ｂｅ               ｓｕｒｐｒｉｓｉｎｇ               ｔｈａｔ               ｍａｎｙ               Ｅｕｒｏｐｅａｎｓ               ａｎｄ               Ｃａｎａｄｉａｎｓ               ｗｈｏ               ｃａｎ               ａｆｆｏｒｄ               ｉｔ               ｔｒａｖｅｌ               ｔｏ               ｔｈｅ               Ｕｎｉｔｅｄ               Ｓｔａｔｅｓ               ｆｏｒ               ｈｅａｌｔｈ               ｃａｒｅ               ｒａｔｈｅｒ               ｔｈａｎ               ｗａｉｔｉｎｇ               ｉｎ               ｌｉｎｅ               ｆｏｒ               "ｆｒｅｅ"               ｃａｒｅ               ａｔ               ｈｏｍｅ.
               Ｔｈｅ               ｐｒｏｂｌｅｍｓ               ａｒｅ               ｎｏｔ               ｊｕｓｔ               ｉｎ               ｏｔｈｅｒ               ｃｏｕｎｔｒｉｅｓ.

Ｉｎ               2006,               Ｍａｓｓａｃｈｕｓｅｔｔｓ               ｐａｓｓｅｄ               ａ               ｓｔａｔｅ               ｈｅａｌｔｈｃａｒｅ               ｐｌａｎ.

Ｆｏｒｍｅｒ               Ｇｏｖｅｒｎｏｒ               Ｍｉｔｔ               Ｒｏｍｎｅｙ               ｔｏｕｔｅｄ               ｔｈｅ               ｌｅｇｉｓｌａｔｉｏｎ               ｉｎ               ｈｉｓ               ｂｉｄ               ｆｏｒ               ｔｈｅ               2008               Ｒｅｐｕｂｌｉｃａｎ               ｐｒｅｓｉｄｅｎｔｉａｌ               ｎｏｍｉｎａｔｉｏｎ.

Ｍｏｒｅ               ｒｅｃｅｎｔｌｙ,               ｔｈｅ               ｓｔａｔｅ               ｈａｓ               ｂｅｇｕｎ               ｔｏ               ｅｘｐｅｒｉｅｎｃｅ               ｍａｎｙ               ｏｆ               ｔｈｅ               ｓａｍｅ               ｐｒｏｂｌｅｍｓ               ｐｌａｇｕｉｎｇ               ｎａｔｉｏｎｓ               ｗｉｔｈ               ｓｏｃｉａｌｉｚｅｄ               ｈｅａｌｔｈｃａｒｅ.
               Ｒｅｃｅｎｔ               ｓｔａｔｉｓｔｉｃｓ               ｓｈｏｗ               ｔｈａｔ               ｖｉｓｉｔｓ               ｔｏ               ｅｍｅｒｇｅｎｃｙ               ｒｏｏｍｓ               ｉｎ               Ｍａｓｓａｃｈｕｓｅｔｔｓ               ｈａｖｅ               ｉｎｃｒｅａｓｅｄ               ｓｉｎｃｅ               ｔｈｅ               ｈｅａｌｔｈ               ｒｅｆｏｒｍ               ｗｅｎｔ               ｉｎｔｏ               ｅｆｆｅｃｔ.

Ｔｈｅ               ｐｅｒｃｅｎｔａｇｅ               ｏｆ               ｕｎｉｎｓｕｒｅｄ               ｐａｔｉｅｎｔｓ               ｉｎ               ＥＲｓ               ｈａｓ               ｎｏｔ               ｃｈａｎｇｅｄ               (ｉｎ               ｓｐｉｔｅ               ｏｆ               ｌａｗｓ               ｍａｋｉｎｇ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ               ｍａｎｄａｔｏｒｙ),               ｗｈｉｌｅ               ｔｈｅ               ｐｅｒｃｅｎｔａｇｅ               ｏｆ               ｍｏｒｅ               ａｆｆｌｕｅｎｔ               ｐａｔｉｅｎｔｓ,               ｗｈｏ               ｉｎ               ｔｈｅ               ｐａｓｔ               ｇｏｔ               ｃａｒｅ               ａｔ               ａ               ｄｏｃｔｏｒ'ｓ               ｏｆｆｉｃｅ,               ｈａｓ               ｉｎｃｒｅａｓｅｄ.
               Ｓｉｍｉｌａｒｌｙ,               ｔｈｅ               ｄｒａｍａｔｉｃ               ｉｎｃｒｅａｓｅ               ｉｎ               ｔｈｅ               ｎｕｍｂｅｒｓ               ｏｆ               ｐｅｏｐｌｅ               ｓｅｅｋｉｎｇ               ｃａｒｅ               ｈａｓ               ｍａｄｅ               ｉｔ               ｄｉｆｆｉｃｕｌｔ               ｆｏｒ               ｍａｎｙ               ｐａｔｉｅｎｔｓ               ｔｏ               ｓｅｅ               ａ               ｐｒｉｍａｒｙ               ｃａｒｅ               ｄｏｃｔｏｒ.

Ｔｈｉｓ               ｉｓ               ｃｏｍｐｏｕｎｄｅｄ               ｂｙ               ｔｈｅ               ｆａｃｔ               ｔｈａｔ               ｄｏｃｔｏｒｓ               ａｒｅ               ａｌｌｏｔｔｅｄ               ａ               ｃｅｒｔａｉｎ               ａｍｏｕｎｔ               ｏｆ               ｔｉｍｅ               ｔｈａｔ               ｔｈｅｙ               ａｒｅ               ｐａｉｄ               ｆｏｒ               ｗｉｔｈ               ｅａｃｈ               ｐａｔｉｅｎｔ.

Ｉｆ               ｔｈｅｙ               ｅｘｃｅｅｄ               ｔｈｉｓ               ｔｉｍｅ,               ｔｈｅｙ               ａｒｅ               ｎｏｔ               ｃｏｍｐｅｎｓａｔｅｄ               ｆｏｒ               ｔｈｅ               ｅｘｔｒａ               ｗｏｒｋ.
               Ｔｈｅ               Ｍａｓｓａｃｈｕｓｅｔｔｓ               ｇｏｖｅｒｎｍｅｎｔ               ｈａｄ               ｈｏｐｅｄ               ｔｈａｔ               ｔｈｅ               ｌｅｇｉｓｌａｔｉｏｎ               ｗｏｕｌｄ               ｅｎｃｏｕｒａｇｅ               ｍｏｒｅ               ｅｍｐｌｏｙｅｒｓ               ｔｏ               ｐｒｏｖｉｄｅ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ               ｆｏｒ               ｔｈｅｉｒ               ｅｍｐｌｏｙｅｅｓ.

Ｉｎｓｔｅａｄ,               ｔｈｅ               ｎｅｗｌｙ               ｉｎｓｕｒｅｄ               ｐｅｏｐｌｅ               ｏｆ               Ｍａｓｓａｃｈｕｓｅｔｔｓ               ａｒｅ               ｐｒｉｍａｒｉｌｙ               ｉｎｖｏｌｖｅｄ               ｉｎ               ｓｔａｔｅ               ｐａｉｄ               ｏｒ               ｓｕｂｓｉｄｉｚｅｄ               ｐｒｏｇｒａｍｓ.

16%               ｈａｖｅ               ｔｈｅｉｒ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ               ｐａｉｄ               ｂｙ               ｔｈｅ               ｓｔａｔｅ               ｔｈｒｏｕｇｈ               Ｍａｓｓ               Ｈｅａｌｔｈ,               ｗｈｉｌｅ               41%               ａｒｅ               ｅｎｒｏｌｌｅｄ               ｉｎ               ｔｈｅ               ｓｕｂｓｉｄｉｚｅｄ               Ｃｏｍｍｏｎｗｅａｌｔｈ               Ｃａｒｅ.

Ｉｎ               ａｌｌ,               ａｂｏｕｔ               ｔｈｒｅｅ-ｆｉｆｔｈｓ               ｏｆ               Ｍａｓｓａｃｈｕｓｅｔｔｓ               ｒｅｓｉｄｅｎｔｓ               ｒｅｃｅｉｖｅ               ｆｒｅｅ               ｏｒ               ｓｕｂｓｉｄｉｚｅｄ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ.

Ａｐｐｒｏｘｉｍａｔｅｌｙ               5%               ｏｆ               ｔｈｅ               ｐｅｏｐｌｅ               ｏｆ               Ｍａｓｓａｃｈｕｓｅｔｔｓ               ｒｅｍａｉｎ               ｕｎｉｎｓｕｒｅｄ.
               Ｔｈｅ               ｈｉｇｈ               ｎｕｍｂｅｒ               ｏｆ               ｐｅｏｐｌｅ               ｒｅｃｅｉｖｉｎｇ               ｇｏｖｅｒｎｍｅｎｔ               ａｓｓｉｓｔａｎｃｅ               ｆｏｒ               ｔｈｅｉｒ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ               ｈａｓ               ｌｅｄ               ｔｏ               ｒａｐｉｄｌｙ               ｉｎｃｒｅａｓｉｎｇ               ｃｏｓｔｓ               ｆｏｒ               ｔｈｅ               ｓｔａｔｅ.

Ｔｈｅ               ｃｏｓｔ               ｏｆ               Ｍａｓｓａｃｈｕｓｅｔｔｓ'               ｐｌａｎ               ｈａｓ               ｉｎｃｒｅａｓｅｄ               ｂｙ               ａ               ｓｔａｇｇｅｒｉｎｇ               42%               ｓｉｎｃｅ               2006.

Ｉｎ               ｏｒｄｅｒ               ｔｏ               ｃｏｎｔｒｏｌ               ｃｏｓｔｓ,               ｃｕｒｒｅｎｔ               Ｇｏｖｅｒｎｏｒ               Ｄｅｖａｌ               Ｐａｔｒｉｃｋ               ｉｓ               ｃｏｎｓｉｄｅｒｉｎｇ               ｐｒｉｃｅ               ｃｏｎｔｒｏｌｓ,               ｌｉｍｉｔｓ               ｃｏｖｅｒａｇｅ,               ｍｏｒｅ               ｅｘｃｌｕｓｉｏｎｓ,               ａｎｄ               ａｎ               ｏｖｅｒａｌｌ               ｓｐｅｎｄｉｎｇ               ｃａｐ.
               Ｔｈｅ               ｆｅｄｅｒａｌ               ｇｏｖｅｒｎｍｅｎｔ               ａｌｒｅａｄｙ               ｆａｃｅｓ               ｓｉｍｉｌａｒ               ｐｒｏｂｌｅｍｓ               ｗｉｔｈ               Ｍｅｄｉｃａｒｅ.

Ｍｅｄｉｃａｒｅ               ｉｓ               ａｎ               ｕｎｆｕｎｄｅｄ               ｌｉａｂｉｌｉｔｙ               ｔｈａｔ               ｐｏｓｅｓ               ｈｕｇｅ               ｐｒｏｂｌｅｍｓ               ｆｏｒ               ｏｕｒ               ｂｕｄｇｅｔ               ｏｖｅｒ               ｔｈｅ               ｎｅｘｔ               ｆｅｗ               ｙｅａｒｓ.

Ｍｅｄｉｃａｒｅ               ｗｉｌｌ               ｓｏｏｎ               ｂｅｇｉｎ               ｐａｙｉｎｇ               ｏｕｔ               ｍｏｒｅ               ｍｏｎｅｙ               ｔｈａｎ               ｉｔ               ｔａｋｅｓ               ｉｎ               ａｎｄ               ｗｉｌｌ               ｂｅ               ｂａｎｋｒｕｐｔ               ｂｙ               2019               ｕｎｌｅｓｓ               ｃｈａｎｇｅｓ               ａｒｅ               ｍａｄｅ               ｔｏ               ｉｎｃｒｅａｓｅ               Ｍｅｄｉｃａｒｅ               ｔａｘｅｓ,               ｃｕｔ               ｂｅｎｅｆｉｔｓ,               ｏｒ               ｓｏｍｅ               ｃｏｍｂｉｎａｔｉｏｎ               ｏｆ               ｂｏｔｈ.
               Ｓｏｍｅ               ｃｏｕｎｔｒｉｅｓ               ｉｎ               Ｅｕｒｏｐｅ               ｍａｙ               ｇｏ               ａ               ｓｔｅｐ               ｆｕｒｔｈｅｒ               ｂｙ               ｌｉｍｉｔｉｎｇ               ｔｈｅ               ｔｒｅａｔｍｅｎｔ               ａｖａｉｌａｂｌｅ               ｆｏｒ               ｔｈｅ               ｅｌｄｅｒｌｙ,               ｔｅｒｍｉｎａｌｌｙ               ｉｌｌ,               ａｎｄ               ｉｎｆａｎｔｓ.

Ｔｈｅ               ａｍｏｕｎｔ               ｏｆ               ｒｅｔｕｒｎ               ｉｎ               ｔｈｅ               ｆｏｒｍ               ｏｆ               ｔａｘ               ｒｅｖｅｎｕｅ               ｆｒｏｍ               ｔｈｅｓｅ               ｐａｔｉｅｎｔｓ               ｉｓ               ｌｉｍｉｔｅｄ,               ｓｏ               ｔｈｅ               ｇｏｖｅｒｎｍｅｎｔ               ｈｅａｌｔｈ               ｂｕｒｅａｕｃｒａｃｙ               ｄｏｅｓｎ'ｔ               ｗａｎｔ               ｔｏ               ｓｐｅｎｄ               ｒｅｓｏｕｒｃｅｓ               ｏｎ               ｅｘｐｅｎｓｉｖｅ               ｃｕｒｅｓ               ａｎｄ               ｔｒｅａｔｍｅｎｔｓ.

Ｉｎ               Ｈｏｌｌａｎｄ,               ｅｕｔｈａｎａｓｉａ               ｉｓ               ａｌｒｅａｄｙ               ｃｏｍｍｏｎ,               ｂｏｔｈ               ｆｏｒ               ｔｈｅ               ｅｌｄｅｒｌｙ               ａｎｄ               ｆｏｒ               ｉｎｆａｎｔｓ               ｗｉｔｈ               ｈｅａｌｔｈ               ｐｒｏｂｌｅｍｓ,               ｓｏｍｅｔｉｍｅｓ               ｗｉｔｈｏｕｔ               ｐａｒｅｎｔａｌ               ｃｏｎｓｅｎｔ.
               Ｔｈｅ               ｂｅｓｔ               ｗａｙ               ｔｏ               ｓｏｌｖｅ               ｔｈｅ               ｈｅａｌｔｈｃａｒｅ               ｃｒｉｓｉｓ               ｉｎ               ｔｈｅ               ＵＳ               ｉｓ               ｔｏ               ｒｅｉｎｔｒｏｄｕｃｅ               ｃｏｍｐｅｔｉｔｉｏｎ.

Ｍｏｓｔ               Ａｍｅｒｉｃａｎｓ               ａｒｅ               ｌｏｃｋｅｄ               ｉｎｔｏ               ｅｍｐｌｏｙｅｒ               ｈｅａｌｔｈ               ｐｌａｎｓ               ｗｉｔｈ               ｓｐｅｃｉｆｉｅｄ               ｃｏ-ｐａｙｍｅｎｔｓ.

Ｂｅｃａｕｓｅ               ｔｈｅｒｅ               ｉｓ               ｎｏ               ｃｈｏｉｃｅ               ｏｆ               ｃｏｖｅｒａｇｅ               ａｎｄ               ｎｏ               ｐｒｉｃｅ               ｄｉｆｆｅｒｅｎｃｅ               ｂｅｔｗｅｅｎ               ｄｏｃｔｏｒｓ,               ｔｈｅｒｅ               ｉｓ               ｎｏ               ｉｎｃｅｎｔｉｖｅ               ｔｏ               ｓｈｏｐ               ａｒｏｕｎｄ               ｆｏｒ               ａ               ｂｅｔｔｅｒ               ｄｅａｌ.

Ｍｏｓｔ               ｐｅｏｐｌｅ               ｄｏｎ'ｔ               ｅｖｅｎ               ｋｎｏｗ               ｈｏｗ               ｍｕｃｈ               ｔｈｅｉｒ               ｄｏｃｔｏｒ               ｖｉｓｉｔｓ               ｃｏｓｔ               ｂｅｙｏｎｄ               ｔｈｅ               ｃｏ-ｐａｙｍｅｎｔ               ｏｒ               ｄｅｄｕｃｔｉｂｌｅ.
               Ｅｍｐｌｏｙｅｒ               ｐａｉｄ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ               ｓｈｏｕｌｄ               ｂｅ               ｅｌｉｍｉｎａｔｅｄ               ｉｎ               ｆａｖｏｒ               ｏｆ               ｈｅａｌｔｈ               ｓａｖｉｎｇｓ               ａｃｃｏｕｎｔｓ               (ＨＳＡｓ).

Ｃｏｎｓｕｍｅｒｓ               ｓｈｏｕｌｄ               ｃｏｎｔｒｉｂｕｔｅ               ｍｏｎｅｙ               ｔｏ               ｔｈｅｉｒ               ａｃｃｏｕｎｔ               ａｎｄ               ｕｓｅ               ｉｔ               ｔｏ               ｐａｙ               ｆｏｒ               ｃａｒｅ.

Ｉｆ               ｍｏｎｅｙ               ｉｓ               ｎｏｔ               ｓｐｅｎｔ,               ｉｔ               ｓｈｏｕｌｄ               ｓｔａｙ               ｉｎ               ｔｈｅ               ａｃｃｏｕｎｔ,               ｅａｒｎｉｎｇ               ｉｎｔｅｒｅｓｔ,               ｕｎｔｉｌ               ｎｅｅｄｅｄ               ｏｒ               ｕｎｔｉｌ               ｔｈｅ               ｃｏｎｓｕｍｅｒ               ｍｅｅｔｓ               ｔｈｅ               ｒｅｑｕｉｒｅｍｅｎｔｓ               ｔｏ               ｗｉｔｈｄｒａｗ               ｉｔ               ｆｏｒ               ｏｔｈｅｒ               ｐｕｒｐｏｓｅｓ.

Ｔｈｉｓ               ｗｏｕｌｄ               ｅｎｃｏｕｒａｇｅ               ｐｅｏｐｌｅ               ｔｏ               ｓｈｏｐ               ｆｏｒ               ａ               ｇｏｏｄ               ａｎｄ               ｉｎｅｘｐｅｎｓｉｖｅ               ｄｏｃｔｏｒ,               ａｎｄ               ａｌｓｏ               ｄｉｓｃｏｕｒａｇｅ               ｆｒｉｖｏｌｏｕｓ               ｃｌａｉｍｓ.
               Ｓｉｍｉｌａｒｌｙ,               ｓｔａｔｅ               ｇｏｖｅｒｎｍｅｎｔｓ               ｓｈｏｕｌｄ               ｒｅｓｉｓｔ               ｔｈｅ               ｔｅｍｐｔａｔｉｏｎ               ｔｏ               ｍａｋｅ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ               ａｌｌ               ｔｈｉｎｇｓ               ｆｏｒ               ａｌｌ               ｐｅｏｐｌｅ.

Ｗｈｅｎ               ｌａｗｓ               ｍａｎｄａｔｅ               ｃｏｖｅｒａｇｅ               ｆｏｒ               ｔｈｉｎｇｓ               ｔｈａｔ               ｎｏｔ               ａｌｌ               ｐｅｏｐｌｅ               ｗａｎｔ,               ｉｔ               ｄｒｉｖｅｓ               ｔｈｅ               ｃｏｓｔｓ               ｕｐ               ｆｏｒ               ｅｖｅｒｙｏｎｅ.

Ｆｏｒ               ｅｘａｍｐｌｅ,               ｎｏｔ               ａｌｌ               ｐｅｏｐｌｅ               ｗａｎｔ               ｏｒ               ｎｅｅｄ               ｃｏｖｅｒａｇｅ               ｐｒｅｇｎａｎｃｙ,               ｓｅｘ               ｃｈａｎｇｅｓ,               ｃｈｉｒｏｐｒａｃｔｏｒｓ,               ｏｒ               "ｒｅｃｒｅａｔｉｏｎａｌ"               ｄｒｕｇｓ               ｓｕｃｈ               ａｓ               Ｖｉａｇｒａ.

Ｐｅｏｐｌｅ               ｓｈｏｕｌｄ               ｂｅ               ａｌｌｏｗｅｄ               ｔｏ               ｂｕｙ               ｓｉｍｐｌｅ               ａｎｄ               ｃｈｅａｐ               ｍａｊｏｒ               ｍｅｄｉｃａｌ               ｐｏｌｉｃｉｅｓ               ｆｏｒ               ｎｏ-ｆｒｉｌｌｓ               ｃｏｖｅｒａｇｅ.

Ｉｆ               ｓｕｃｈ               ａ               ｐｏｌｉｃｙ               ｉｓ               ｎｏｔ               ａｖａｉｌａｂｌｅ               ｉｎ               ａｌｌ               ｓｔａｔｅｓ,               ｐｅｏｐｌｅ               ｓｈｏｕｌｄ               ｂｅ               ａｌｌｏｗｅｄ               ｔｏ               ｃｒｏｓｓ               ｓｔａｔｅ               ｌｉｎｅｓ               ｔｏ               ｐｕｒｃｈａｓｅ               ｉｔ.
               Ｓｏｍｅ               ｏｆ               ｔｈｅ               ｂｅｓｔ               ａｄｖａｎｃｅｓ               ｉｎ               ａｆｆｏｒｄａｂｌｅ               ｃｏｖｅｒａｇｅ               ｉｎ               ｒｅｃｅｎｔ               ｙｅａｒｓ               ｈａｖｅ               ｃｏｍｅ               ｆｒｏｍ               ｔｈｅ               ｐｒｉｖａｔｅ               ｓｅｃｔｏｒ.

Ｆｏｒ               ｅｘａｍｐｌｅ,               Ｗａｌ-ｍａｒｔ               ｉｎｔｒｏｄｕｃｅｄ               $4               ｇｅｎｅｒｉｃ               ｐｒｅｓｃｒｉｐｔｉｏｎｓ               ａｎｄ               ｗａｓ               ｆｏｌｌｏｗｅｄ               ｂｙ               ｓｅｖｅｒａｌ               ｏｔｈｅｒ               ｃｈａｉｎｓ.

Ｎｏｗ               ｃｏｎｓｕｍｅｒｓ               ｃａｎ               ｇｅｔ               ｐｒｅｓｃｒｉｐｔｉｏｎ               ａｎｔｉｂｉｏｔｉｃｓ               ｔｏｔａｌｌｙ               ｆｒｅｅ               ａｔ               Ｐｕｂｌｉｘ.

Ｓｉｍｉｌａｒｌｙ,               ｓｏｍｅ               ｓｔｏｒｅｓ               ｎｏｗ               ｏｆｆｅｒ               ｏｎ-ｓｉｔｅ               ｃｌｉｎｉｃｓ               ｓｔａｆｆｅｄ               ｂｙ               ｎｕｒｓｅｓ               ｆｏｒ               ｍｉｎｏｒ               ｈｅａｌｔｈｃａｒｅ.
               Ｕｎｉｖｅｒｓａｌ               ｇｏｖｅｒｎｍｅｎｔ               ｈｅａｌｔｈｃａｒｅ               ｈａｓ               ｂｅｅｎ               ｔｒｉｅｄ               ａｒｏｕｎｄ               ｔｈｅ               ｗｏｒｌｄ               ａｎｄ               ｈａｓ               ｔｙｐｉｃａｌｌｙ               ｎｏｔ               ｗｏｒｋｅｄ               ｗｅｌｌ.

Ｉｆ               ｉｔ               ｉｓ               ｅｎａｃｔｅｄ               ｉｎ               ｔｈｅ               Ｕｎｉｔｅｄ               Ｓｔａｔｅｓ,               ｗｅ               ｃａｎ               ｅｘｐｅｃｔ               ｔｏ               ｍｏｖｅ               ｆｒｏｍ               ｏｕｒ               ｐｒｉｖａｔｅ               ｈｅａｌｔｈ               ｓｙｓｔｅｍ               ｔｏ               ｏｎｅ               ｔｈａｔ               ｈａｓ               ｔｈｅ               ｅｆｆｉｃｉｅｎｃｙ               ｏｆ               ｔｈｅ               ＤＭＶ,               ｔｈｅ               ｃｏｓｔ               ｏｆ               ｔｈｅ               Ｄｅｐａｒｔｍｅｎｔ               ｏｆ               Ｄｅｆｅｎｓｅ,               ａｎｄ               ｔｈｅ               ｂｅｄｓｉｄｅ               ｍａｎｎｅｒ               ｏｆ               ｔｈｅ               ＩＲＳ.

Ｉｓ               ｔｈｉｓ               ｔｈｅ               ｃｈａｎｇｅ               ｔｈａｔ               ｍｏｓｔ               Ａｍｅｒｉｃａｎｓ               ａｒｅ               ｌｏｏｋｉｎｇ               ｆｏｒ?
               Ｓｏｕｒｃｅｓ:
               ｈｔｔｐ://ｗｗｗ.ｄａｉｌｙｍａｉｌ.ｃｏ.ｕｋ/ｎｅｗｓ/ａｒｔｉｃｌｅ-515332/Ａ-Ｅ-ｐａｔｉｅｎｔｓ-ｌｅｆｔ-ａｍｂｕｌａｎｃｅｓ-ＦＩＶＥ-ｈｏｕｒｓ-ｔｒｕｓｔｓ-ｍｅｅｔ-ｇｏｖｅｒｎｍｅｎｔ-ｔａｒｇｅｔｓ.ｈｔｍｌ
               ｈｔｔｐ://ｂｌｏｇｓ.ｗｓｊ.ｃｏｍ/ｈｅａｌｔｈ/2009/04/24/ａｓ-ｉｎｓｕｒａｎｃｅ-ｃｏｖｅｒａｇｅ-ｉｎｃｒｅａｓｅｓ-ｅｒｓ-ｇｅｔ-ｂｕｓｉｅｒ/
               ｈｔｔｐ://ｗｗｗ.ｎｐｒ.ｏｒｇ/ｔｅｍｐｌａｔｅｓ/ｓｔｏｒｙ/ｓｔｏｒｙ.ｐｈｐ?ｓｔｏｒｙＩｄ=97620520
               ｈｔｔｐ://ｗｗｗ.ｈｓｃｈａｎｇｅ.ｏｒｇ/ＣＯＮＴＥＮＴ/1021/
               ｈｔｔｐ://ｏｎｌｉｎｅ.ｗｓｊ.ｃｏｍ/ａｒｔｉｃｌｅ/ＳＢ123811121310853037.ｈｔｍｌ
               ｈｔｔｐ://ｏｎｌｉｎｅ.ｗｓｊ.ｃｏｍ/ａｒｔｉｃｌｅ/ＳＢ120373015283387491.ｈｔｍｌ
               ｈｔｔｐ://ｗｗｗ.ｔｅｌｅｇｒａｐｈ.ｃｏ.ｕｋ/ｎｅｗｓ/ｕｋｎｅｗｓ/1576704/Ｄｏｎｔ-ｔｒｅａｔ-ｔｈｅ-ｏｌｄ-ａｎｄ-ｕｎｈｅａｌｔｈｙ-ｓａｙ-ｄｏｃｔｏｒｓ.ｈｔｍｌ
               ｈｔｔｐ://ｗｗｗ.ｄｉｓｃｏｖｅｒｙ.ｏｒｇ/ａ/2478               







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    1. texasswimming.blogspot.com/   05/08/2011
      ...rest of his life. The current battle with United Healthcare also gave her a LOT of inspiration...the NCAA's Champion magazine (Spring 2011) online here . Issues back to 2008...
    2. ducknetweb.blogspot.com/   01/15/2013
      ... marketed and sold a United Healthcare product and not even know it. AMA Selling Online Physician Portal to AT&T–The Amagine Project, There’s Money...
    3. ducknetweb.blogspot.com/   10/15/2013
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    5. yahoobizz.blogspot.com/   08/17/2011
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    6. runningontherhode.blogspot.com/   10/17/2011
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    8. republicanretardclub.blogspot.com/   03/15/2011
      References 1. source , 2. source , 3. audio , 4. audio , 5. source , 6. source , 7. source , 8. source , 9. audio , 10. video , 11. source , 12. source , 13. source , 14. source , 15. video , 16. source , 17. source
    9. tccta.typepad.com/main/   02/15/2012
      ... not to join. HealthSelect members can link to the online search tool for the United HealthCare Choice Plus network to find out if their doctor is in the network...
    10. hnfm.blogspot.com/   11/11/2009
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      11. United Healthcare Online - Blog Homepage Results

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