About 'united healthcare community plan'|...history of the Church in the United States: its first...the face of the Catholic community in your country has..., educational, healthcare and social institutions...

About 'united healthcare community plan'|...history of the Church in the United States: its first...the face of the Catholic community in your country has..., educational, healthcare and social institutions...

Ｔｈｅ               ｈｅａｌｔｈ               ｃａｒｅ               ｒｅｆｏｒｍ               ｓｉｇｎｅｄ               ｉｎｔｏ               ｌｅｇｉｓｌａｔｉｏｎ               ｂｙ               ｔｈｅ               Ｏｂａｍａ               Ａｄｍｉｎｉｓｔｒａｔｉｏｎ               ｔｏｏｋ               ｅｆｆｅｃｔ               ｏｎ               Ｓｅｐｔｅｍｂｅｒ               23ｒｄ,               2010. Ｃｈｉｌｄｒｅｎ               ｉｎ               Ｔｅｘａｓ               ｗｉｌｌ               ｂｅ               ｓｉｇｎｉｆｉｃａｎｔｌｙ               ｉｍｐａｃｔｅｄ               ｂｙ               ｔｈｉｓ               ｃｈａｎｇｅ               ａｓ               ｍａｎｙ               ｏｆ               ｔｈｅ               ｔｏｐ               ｉｎｓｕｒａｎｃｅ               ｃａｒｒｉｅｒｓ               ｉｎ               Ｔｅｘａｓ               ｗｉｌｌ               ｂｅ               ｄｏｉｎｇ               ａｗａｙ               ｗｉｔｈ               ｃｈｉｌｄ-ｏｎｌｙ               ｐｏｌｉｃｉｅｓ               ｉｎ               ｔｈｅ               ｗａｋｅ               ｏｆ               ｔｈｉｓ               ｒｅｆｏｒｍ. Ｗｈａｔ               ｄｏｅｓ               Ｈｅａｌｔｈ               Ｒｅｆｏｒｍ               Ｓｔａｔｅ?                Ｔｈｅ               Ｈｅａｌｔｈ               Ｒｅｆｏｒｍ               ｌｅｇｉｓｌａｔｉｏｎ               ｗｉｌｌ               ｎｏｗ               ｒｅｑｕｉｒｅ               ａｌｌ               ｉｎｓｕｒａｎｃｅ               ｐｒｏｖｉｄｅｒｓ               ｔｏ               ｃａｒｒｙ               ｃｈｉｌｄｒｅｎ               ｗｉｔｈ               ｐｒｅ-ｅｘｉｓｔｉｎｇ               ｃｏｎｄｉｔｉｏｎｓ. Ｉｎ               ｔｈｅ               ｐａｓｔ,               ｍａｎｙ               ｃｈｉｌｄｒｅｎ               ｗｅｒｅ               ｄｅｎｉｅｄ               ｃｏｖｅｒａｇｅ               ｉｆ               ｔｈｅｙ               ｗｅｒｅ               ｆｏｕｎｄ               ｔｏ               ｈａｖｅ               ａ               ｐｒｅ-ｅｘｉｓｔｉｎｇ               ｃｏｎｄｉｔｉｏｎ,               ｂｕｔ               ｔｈａｎｋｓ               ｔｏ               ｔｈｅ               ｎｅｗ               ｌａｗ,               ｉｎｓｕｒａｎｃｅ               ｐｒｏｖｉｄｅｒｓ               ｃａｎｎｏｔ               ｄｅｎｙ               ｔｈｅｍ. Ｈｏｗｅｖｅｒ,               ｔｈｅｓｅ               ｃｏｍｐａｎｉｅｓ               ｈａｖｅ               ｄｅｃｉｄｅｄ               ｔｈａｔ               ｉｎ               ｏｒｄｅｒ               ｔｏ               ｐｒｅｖｅｎｔ               ｔｈｅｍｓｅｌｖｅｓ               ｆｒｏｍ               ｈａｖｉｎｇ               ｔｏ               ｃａｒｒｙ               ｃｈｉｌｄｒｅｎ               ｗｉｔｈ               ｐｒｅ-ｅｘｉｓｔｉｎｇ               ｃｏｎｄｉｔｉｏｎｓ,               ｉｔ               ｗｏｕｌｄ               ｂｅ               ｂｅｔｔｅｒ               ｔｏ               ｄｏ               ａｗａｙ               ｗｉｔｈ               ａｌｌ               ｃｈｉｌｄ-ｏｎｌｙ               ｐｏｌｉｃｉｅｓ. "Ｃｈｉｌｄ               Ｏｎｌｙ"               ｐｏｌｉｃｉｅｓ               ａｒｅ               ｐｏｌｉｃｉｅｓ               ｔｈａｔ               ｊｕｓｔ               ｃｏｖｅｒ               ｃｈｉｌｄｒｅｎ               ｕｎｄｅｒ               ｔｈｅ               ａｇｅ               ｏｆ               19.                Ｗｈｏ               ｉｓ               Ｄｏｉｎｇ               Ａｗａｙ               ｗｉｔｈ               Ｉｎｓｕｒａｎｃｅ               ｆｏｒ               Ｃｈｉｌｄｒｅｎ?                Ｉｎ               Ｔｅｘａｓ,               ｔｈｅ               ｂｉｇｇｅｓｔ               ｉｎｓｕｒｅｒｓ               ａｒｅ               Ｂｌｕｅ               Ｃｒｏｓｓ               Ｂｌｕｅ               Ｓｈｉｅｌｄ,               Ｕｎｉｔｅｄ               Ｈｅａｌｔｈｃａｒｅ,               Ａｅｔｎａ,               ａｎｄ               Ｃｉｇｎａ. Ｂｌｕｅ               Ｃｒｏｓｓ               ｄｏｍｉｎａｔｅｓ               44               ｐｅｒｃｅｎｔ               ｏｆ               ｔｈｅ               Ｔｅｘａｓ               ｍａｒｋｅｔ               ａｎｄ               Ｕｎｉｔｅｄ               Ｈｅａｌｔｈｃａｒｅ               ｄｏｍｉｎａｔｅｓ               ａ               ｑｕａｒｔｅｒ. Ｕｎｉｔｅｄ               Ｈｅａｌｔｈｃａｒｅ,               Ａｅｔｎａ,               ａｎｄ               Ｃｉｇｎａ               ｈａｖｅ               ａｌｌ               ｓｔａｔｅｄ               ｔｈａｔ               ｔｈｅｙ               ｗｉｌｌ               ｂｅ               ｄｏｉｎｇ               ａｗａｙ               ｗｉｔｈ               ｃｈｉｌｄ-ｏｎｌｙ               ｐｏｌｉｃｉｅｓ,               ｗｈｉｃｈ               ｍｅａｎｓ               ｔｈａｔ               ｔｈｅｙ               ｗｉｌｌ               ｋｅｅｐ               ｔｈｅ               ｃｕｒｒｅｎｔ               ｐｏｌｉｃｉｅｓ               ｕｎｔｉｌ               ｔｈｅｙ               ａｒｅ               ｕｐ               ｆｏｒ               ｒｅｎｅｗａｌ,               ｂｕｔ               ｗｉｌｌ               ｎｏｔ               ｒｅｎｅｗ. Ｔｈｅｉｒ               ａｒｇｕｍｅｎｔ               ｆｏｒ               ｔｈｉｓ               ｃｈａｎｇｅ               ｉｓ               ｔｈａｔ               ｔｈｅｙ               ａｒｅ               ｔｒｙｉｎｇ               ｔｏ               "ｋｅｅｐ               ｆａｍｉｌｙ               ｃｏｖｅｒａｇｅ               ａｆｆｏｒｄａｂｌｅ               ｆｏｒ               ａｓ               ｍａｎｙ               ｐｅｏｐｌｅ               ａｓ               ｐｏｓｓｉｂｌｅ               ａｎｄ               ａｖｏｉｄ               ｓｉｇｎｉｆｉｃａｎｔ               ｐｒｉｃｅ               ｈｉｋｅｓ"               ａｎｄ               ｔｈａｔ               "ｕｎｄｅｒ               ｔｈｅ               ｎｅｗ               ｌａｗ,               ｐｅｏｐｌｅ               ｓｕｄｄｅｎｌｙ               ｓｅｅｋｉｎｇ               ｃｏｖｅｒａｇｅ               ｗｏｕｌｄ               ｐｒｅｄｏｍｉｎａｔｅｌｙ               ｂｅ               ｔｈｏｓｅ               ｗｈｏ               ｎｅｅｄ               ｔｏ               ｃｏｎｓｕｍｅ               ｈｅａｌｔｈ               ｃａｒｅ               ｓｅｒｖｉｃｅｓ               ｉｍｍｅｄｉａｔｅｌｙ               ｆｏｒ               ｋｎｏｗｎ,               ｈｉｇｈ               ｃｏｓｔ               ｃｏｎｄｉｔｉｏｎｓ."               Ｔｈｅｒｅ               ａｒｅ               ｃｕｒｒｅｎｔｌｙ               263,800               Ｔｅｘａｓ               ｃｈｉｌｄｒｅｎ               ｕｎｄｅｒ               ｔｈｅ               ａｇｅ               ｏｆ               19               ｃｏｖｅｒｅｄ               ｂｙ               ｔｈｅｓｅ               ｐｏｌｉｃｉｅｓ.                Ｗｈａｔ               ｉｓ               ｔｈｅ               Ｉｍｐａｃｔ?                Ｔｈｅｒｅ               ｉｓ               ｎｏ               ｅｖｉｄｅｎｃｅ               ｔｏ               ｓｕｐｐｏｒｔ               ｔｈａｔ               ｔｈｅｓｅ               ｌａｒｇｅ               ｉｎｓｕｒａｎｃｅ               ｃｏｍｐａｎｉｅｓ               ｗｉｌｌ               ｓｕｆｆｅｒ               ａｓ               ａ               ｒｅｓｕｌｔ               ｏｆ               ｔｈｉｓ               ｅｌｅｍｅｎｔ               ｏｆ               ｈｅａｌｔｈ               ｃａｒｅ               ｒｅｆｏｒｍ. Ｉｎ               ｆａｃｔ,               ａｃｃｏｒｄｉｎｇ               ｔｏ               ｔｈｅ               Ｓｅｐｔｅｍｂｅｒ               13ｔｈ               ｅｄｉｔｉｏｎ               ｏｆ               ｔｈｅ               Ｈｏｕｓｔｏｎ               Ｃｈｒｏｎｉｃｌｅ,               Ｔｅｘａｓ               Ｒｅｐｒｅｓｅｎｔａｔｉｖｅ               Ｇａｒｎｅｔ               Ｃｏｌｅｍｅｎ               ｏｆ               Ｈｏｕｓｔｏｎ               ｗａｓ               ｑｕｏｔｅｄ               ａｓ               ｓａｙｉｎｇ               ｔｈａｔ               ｔｈｅ               ａｃｔｕａｌ               ｎｕｍｂｅｒ               ｏｆ               ｃｈｉｌｄｒｅｎ               ｗｈｏ               ｈａｖｅ               ｐｒｅ-ｅｘｉｓｔｉｎｇ               ｃｏｎｄｉｔｉｏｎｓ               ａｎｄ               ａｒｅ               ｓｅｅｋｉｎｇ               ｃｏｖｅｒａｇｅ               ｉｓ               ｓｍａｌｌ. Ａｃｃｏｒｄｉｎｇ               ｔｏ               ｔｈｅ               Ｋａｉｓｅｒ               Ｆｏｕｎｄａｔｉｏｎ,               43.4%               ｏｆ               Ｔｅｘａｓ               ｃｈｉｌｄｒｅｎ               ａｒｅ               ｃｏｖｅｒｅｄ               ｏｎ               ｔｈｅｉｒ               ｐａｒｅｎｔｓ'               ｅｍｐｌｏｙｅｒ               ｉｎｓｕｒａｎｃｅ,               30.7               ｐｅｒｃｅｎｔ               ｏｆ               ｃｈｉｌｄｒｅｎ               ａｒｅ               ｃｏｖｅｒｅｄ               ｔｈｒｏｕｇｈ               Ｍｅｄｉｃａｉｄ,               5.8               ｐｅｒｃｅｎｔ               ａｒｅ               ｃｏｖｅｒｅｄ               ｔｈｒｏｕｇｈ               ｉｎｄｉｖｉｄｕａｌ               ｏｒ               ｏｔｈｅｒ               ｐｕｂｌｉｃ               ｐｌａｎｓ,               ａｎｄ               20.1ｐｅｒｃｅｎｔ               ａｒｅ               ｕｎｉｎｓｕｒｅｄ. Ｉｔ               ｓｅｅｍｓ               ｔｈａｔ               ｔｈｅｓｅ               ｃｏｍｐａｎｉｅｓ               ａｒｅ               ｗｏｒｒｉｅｄ               ａｂｏｕｔ               ｔｈｅ               ｎｕｍｂｅｒ               ｏｆ               ｃｈｉｌｄｒｅｎ               ｗｉｔｈ               ｐｒｅ-ｅｘｉｓｔｉｎｇ               ｃｏｎｄｉｔｉｏｎｓ               ｗｈｏ               ｆａｌｌ               ｉｎｔｏ               ｔｈａｔ               20.1ｐｅｒｃｅｎｔ               ｏｆ               ｕｎｉｎｓｕｒｅｄ               Ｔｅｘａｎｓ.                Ｔｈｅ               ｓｌｏｇａｎ               ｆｏｒ               Ｕｎｉｔｅｄ               Ｈｅａｌｔｈｃａｒｅ               ｉｓ               "Ｈｅｌｐｉｎｇ               ｐｅｏｐｌｅ               ｌｉｖｅ               ｈｅａｌｔｈｉｅｒ               ｌｉｖｅｓ"               ａｎｄ               Ａｅｔｎａ'ｓ               ｗｅｂｓｉｔｅ               ｓｔａｔｅｓ               ｔｈａｔ               ｔｈｅｙ               ａｒｅ               "ｃｏｍｍｉｔｔｅｄ               ｔｏ               ｃｏｍｐｌｉａｎｃｅ               ｗｉｔｈ               ｔｈｅ               ｎｅｗ               ｌｅｇｉｓｌａｔｉｏｎ,               ａｎｄ               ｗｅ               ａｒｅ               ｆｕｌｆｉｌｌｉｎｇ               ｏｕｒ               ｏｂｌｉｇａｔｉｏｎ               ｔｏ               ｉｍｐｌｅｍｅｎｔ               ｎｅｗ               ｂｅｎｅｆｉｔ               ａｎｄ               ｈｅａｌｔｈ               ｐｌａｎ               ｒｅｑｕｉｒｅｍｅｎｔｓ."               Ｈｏｗ               ｅｘａｃｔｌｙ               ｉｓ               Ｕｎｉｔｅｄ               Ｈｅａｌｔｈｃａｒｅ               ｈｅｌｐｉｎｇ               ｐｅｏｐｌｅ               ｌｉｖｅ               ｈｅａｌｔｈｉｅｒ               ｌｉｖｅｓ               ｗｈｅｎ               ｔｈｅｙ               ａｒｅ               ｄｒｏｐｐｉｎｇ               ｃｈｉｌｄｒｅｎ               ｆｒｏｍ               ｐｏｌｉｃｉｅｓ? Ｈｏｗ               ｉｓ               Ａｅｔｎａ               ｆｕｌｆｉｌｌｉｎｇ               ｔｈｅｉｒ               ｏｂｌｉｇａｔｉｏｎ               ｂｙ               ｃｏｍｉｎｇ               ｕｐ               ｗｉｔｈ               ａ               ｎｅｗ               ｗａｙ               ｏｆ               ｄｅｎｙｉｎｇ               ｃｈｉｌｄｒｅｎ               ｉｎ               ｎｅｅｄ               ｏｆ               ｈｅａｌｔｈ               ｃｏｖｅｒａｇｅ? Ｔｈｅｓｅ               ｉｎｓｕｒａｎｃｅ               ｇｉａｎｔｓ               ｈａｖｅ               ｄｅｃｉｄｅｄ               ｔｈａｔ               ｔｈｅｉｒ               ｂｏｔｔｏｍ               ｌｉｎｅ               ｉｓ               ｍｏｒｅ               ｉｍｐｏｒｔａｎｔ               ｔｈａｎ               ｔｈｅ               ｈｅａｌｔｈ               ｏｆ               ｔｈｅｉｒ               ｓｕｂｓｃｒｉｂｅｒｓ               ａｎｄ               ｔｈｅｉｒ               ｓｕｂｓｃｒｉｂｅｒｓ'               ｃｈｉｌｄｒｅｎ. Ｔｈｅｙ               ｃｌａｉｍ               ｔｈａｔ               ｔｈｅｙ               ａｒｅ               ｔｒｙｉｎｇ               ｔｏ               ｐｒｅｖｅｎｔ               ａ               ｓｐｉｋｅ               ｉｎ               ｐｒｅｍｉｕｍｓ               ｂｙ               ｎｏｔ               ａｌｌｏｗｉｎｇ               ｃｅｒｔａｉｎ               ｃｈｉｌｄｒｅｎ               ｃｏｖｅｒａｇｅ,               ｂｕｔ               ｉｓ               ｔｈａｔ               ｒｅａｌｌｙ               ｔｈｅ               ｃａｓｅ? Ａｃｃｏｒｄｉｎｇ               ｔｏ               Ｐａｕｌｉｎｅ               Ｒｏｓｅｎａｕ,               ｗｈｏ               ｉｓ               ａ               ｐｒｏｆｅｓｓｏｒ               ｏｆ               Ｍａｎａｇｅｍｅｎｔ,               Ｐｏｌｉｃｙ,               ａｎｄ               Ｃｏｍｍｕｎｉｔｙ               Ｈｅａｌｔｈ               ａｔ               ｔｈｅ               Ｕｎｉｖｅｒｓｉｔｙ               ｏｆ               Ｔｅｘａｓ               Ｓｃｈｏｏｌ               ｏｆ               Ｐｕｂｌｉｃ               Ｈｅａｌｔｈ,               ｔｈｅ               "ｍｉｄｄｌｅ               ｃｌａｓｓ               ｗｉｌｌ               ｆｅｅｌ               ｔｈｅ               ｇｒｅａｔｅｓｔ               ｉｍｐａｃｔ               ｆｒｏｍ               ｔｈｅ               ｃｈａｎｇｅ               ａｎｄ               ｌｉｋｅｌｙ               ｈａｖｅ               ｔｏ               ｆｏｒｇｏ               ｃｏｖｅｒａｇｅ               ｏｆ               ｔｈｅｉｒ               ｃｈｉｌｄｒｅｎ               ｉｆ               ｔｈｅｉｒ               ｅｍｐｌｏｙｅｒ-ｂａｓｅｄ               ｆａｍｉｌｙ               ｐｌａｎｓ               ｃｕｔ               ｃｏｖｅｒａｇｅ               ｏｆ               ｄｅｐｅｎｄｅｎｔｓ."                Ｉｆ               ｃｈｉｌｄｒｅｎ               ｃａｎｎｏｔ               ｒｅｃｅｉｖｅ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ,               ｐａｒｅｎｔｓ               ｗｉｌｌ               ｂｅ               ｍｏｒｅ               ｒｅｌｉａｎｔ               ｏｎ               ｅｍｅｒｇｅｎｃｙ               ｃａｒｅ               ａｎｄ               ｐｕｂｌｉｃ               ｆｕｎｄｉｎｇ               ｔｏ               ｔａｋｅ               ｃａｒｅ               ｏｆ               ｔｈｅｉｒ               ｃｈｉｌｄｒｅｎ,               ｗｈｉｃｈ               ｗｉｌｌ               ｐａｓｓ               ａｌｏｎｇ               ｔｈｅ               ｂｕｒｄｅｎ               ｔｏ               ｔｈｅ               ｒｅｓｔ               ｏｆ               Ｔｅｘａｓ               ｃｉｔｉｚｅｎｓ. Ｗｅ               ｎｅｅｄ               ｔｏ               ａｌｌｏｗ               ａｌｌ               ｐｅｏｐｌｅ               ａｃｃｅｓｓ               ｔｏ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ,               ｓｏ               ｗｅ               ｄｏｎ'ｔ               ｓｅｅ               ｐｒｉｃｅ               ｉｎｃｒｅａｓｅｓ               ｉｎ               ｅｍｅｒｇｅｎｃｙ               ｒｏｏｍ               ｖｉｓｉｔｓ               ａｎｄ               ｏｕｒ               ｏｗｎ               ｐｒｅｍｉｕｍｓ. Ｔｈｅｓｅ               ｉｎｓｕｒａｎｃｅ               ｇｉａｎｔｓ               ｈａｖｅ               ａｌｗａｙｓ               ｃａｒｅ               ｍｏｒｅ               ａｂｏｕｔ               ｔｈｅｉｒ               ｂｏｔｔｏｍ               ｌｉｎｅ               ｔｈａｎ               ｔｈｅｉｒ               ｃｕｓｔｏｍｅｒｓ,               ａｎｄ               Ｉ               ｗｅ               ｎｅｅｄ               ｔｏ               ｃｏｎｔｉｎｕｅ               ｔｏ               ｓｕｐｐｏｒｔ               ｌｅｇｉｓｌａｔｉｏｎ               ｔｏ               ｐｒｅｖｅｎｔ               ｔｈｅｍ               ｆｒｏｍ               ｍａｋｉｎｇ               ｏｕｒ               ｈｅａｌｔｈｃａｒｅ               ｄｅｃｉｓｉｏｎｓ               ｆｏｒ               ｕｓ.                Ａｃｋｅｒｍａｎ,               Ｔ. (2010,               Ｓｅｐｔｅｍｂｅｒ               13). Ａｓ               ｎｅｗ               ｌａｗ               ｋｉｃｋｓ               ｉｎ,               ｔｈｏｕｓａｎｄｓ               ｏｆ               Ｔｅｘａｓ               ｃｈｉｌｄｒｅｎ               ｍａｙ               ｂｅ               ｌｅｆｔ               ｏｕｔ. Ｈｏｕｓｔｏｎ               Ｃｈｒｏｎｉｃｌｅ               ,               ｐｐ. Ａ1,               Ａ4.                ｗｗｗ.ｕｈｃ.ｃｏｍ                               ｗｗｗ.ａｅｔｎａ.ｃｏｍ

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About 'united healthcare vision'|... who are striving to introduce a spiritual approach to healthcare. Sukyo Mahikari hopes to work with such organizations and ...

About 'united healthcare vision'|... who are striving to introduce a spiritual approach to healthcare. Sukyo Mahikari hopes to work with such organizations and ...

Ｗｅ               ａｒｅ               ｎｏｗ               ｃｈｅｃｋｉｎｇ               ｏｕｔ               ｔｈｅ               ｖａｒｉｏｕｓ               ｏｐｔｉｏｎｓ               ｆｏｒ               ｐｅｏｐｌｅ               65               ａｎｄ               ｏｖｅｒ               ｗｈｏ               ｑｕａｌｉｆｙ               ｆｏｒ               Ｍｅｄｉｃａｒｅ. Ｌｅｎ               ｈａｓ               ｂｅｅｎ               ｗｉｔｈ               Ｈｕｍａｎａ,               Ｑｕａｌｉｔｙ               Ｈｅａｌｔｈ               Ｐｌａｎｓ,               ａｎｄ               ｂａｃｋ               ｔｏ               Ｈｕｍａｎａ               ｆｏｒ               ｔｈｅ               ｐａｓｔ               9               ｙｅａｒｓ. Ｈｏｗｅｖｅｒ,               ｆｒｏｍ               Ｎｏｖｅｍｂｅｒ               15ｔｈ               ｔｏ               ｔｈｅ               ｅｎｄ               ｏｆ               ｔｈｅ               ｙｅａｒ               ｐｅｏｐｌｅ               ａｒｅ               ｓｉｇｎｉｎｇ               ｕｐ               ｆｏｒ               ｔｈｅ               2008               ｐｌａｎｓ               ａｎｄ               ｔｈｅｓｅ               ａｒｅ               ｂｅｉｎｇ               ｐｒｅｓｅｎｔｅｄ               ａｔ               ｌｏｃａｌ               ｒｅｓｔａｕｒａｎｔｓ.                ＡＡＲＰ               Ｍｅｄｉｃａｒｅ               Ｃｏｍｐｌｅｔｅ               ｐｒｏｖｉｄｅｄ               ｔｈｒｏｕｇｈ               ＳｅｃｕｒｅＨｏｒｉｚｏｎｓ               ｓｅｎｔ               ｕｓ               ａｎ               ｉｎｖｉｔａｔｉｏｎ               ｔｏ               ａｔｔｅｎｄ               ａ               ｓｅｍｉｎａｒ. Ｗｈｅｎ               ｗｅ               ａｒｒｉｖｅｄ               ｔｏｄａｙ               ｗｅ               ｆｏｕｎｄ               ｏｕｔ               ｔｈａｔ               ｉｔ               ｗａｓ               ｆｏｒ               Ｕｎｉｔｅｄ               Ｈｅａｌｔｈｃａｒｅ. Ｗｅ               ａｌｓｏ               ｐｌａｎ               ｏｎ               ｌｏｏｋｉｎｇ               ａｔ               ｔｈｅ               Ｆｒｅｅｄｏｍ               Ｈｅａｌｔｈ               Ｐｌａｎ,               Ｏｐｔｉｍｕｍ               ＨｅａｌｔｈＣａｒｅ               Ｐｌａｎ,               ａｎｄ               Ｗｅｌｌｃａｒｅ. Ｗｅ               ｗｉｌｌ               ａｌｓｏ               ｇｏ               ｆｏｒ               ａｎ               ｕｐ-ｄａｔｅ               ｏｎ               Ｈｕｍａｎａ               ｔｏ               ｅｎｓｕｒｅ               ｔｈａｔ               ｗｅ               ａｒｅ               ｇｅｔｔｉｎｇ               ｔｈｅ               ｂｅｓｔ               ｄｅａｌ.                Ｙｏｕ               ｍａｙ               ｗｏｎｄｅｒ               ｗｈｙ               ｗｅ               ａｒｅ               ｇｏｉｎｇ               ｔｏ               ｓｏ               ｍａｎｙ               ｂｕｔ               Ｍｅｄｉｃａｒｅ               ｇｉｖｅ               ｔｈｅｓｅ               ｃｏｍｐａｎｉｅｓ               ｔｈｅ               ｍｏｎｅｙ               ｔｈｅｙ               ｗｏｕｌｄ               ｓｐｅｎｄ               ｏｎ               ｏｕｒ               ｈｅａｌｔｈ               ｓｅｒｖｉｃｅｓ               ａｎｄ               ｔｈｅｙ               ｃａｎ               ｕｔｉｌｉｚｅ               ｉｔ               ｈｏｗ               ｔｈｅｙ               ｗｉｓｈ. Ｔｈｅｙ               ｈａｖｅ               ｔｏ               ｇｉｖｅ               ｙｏｕ               ｔｈｅ               ｍｉｎｉｍｕｍ               ｔｈａｔ               Ｍｅｄｉｃａｒｅ               ｄｏｅｓ               ｂｕｔ               ｔｈｅｎ               ｙｏｕ               ｈａｖｅ               ｔｏ               ｗａｙ               ｕｐ               ｔｈｅ               ｏｔｈｅｒ               ｂｅｎｅｆｉｔｓ. Ｅａｃｈ               ｃｏｍｐａｎｙ               ｖａｒｉｅｓ               ｃｏｎｓｉｄｅｒａｂｌｙ.                Ｍｏｓｔ               ｈａｖｅ               ｎｏ               ｐｒｅｍｉｕｍ               ａｐａｒｔ               ｆｒｏｍ               ｔｈｅ               $93.50               ｔｈａｔ               ｉｓ               ｔａｋｅｎ               ｏｕｔ               ｏｆ               ｙｏｕｒ               ｓｏｃｉａｌ               ｓｅｃｕｒｉｔｙ               ｆｏｒ               Ｐａｒｔ               Ｂ. Ｓｏｍｅ               ｃｏｍｐａｎｉｅｓ               ｅｖｅｎ               ｇｉｖｅ               ｙｏｕ               ｂａｃｋ               ｔｈａｔ               $93.50               ｏｒ               ａ               ｐｏｒｔｉｏｎ               ｏｆ               ｉｔ. Ｔｈｅｓｅ               ｃｏｍｐａｎｉｅｓ               ｔｈｅｎ               ｃｈａｒｇｅ               ｙｏｕ               ｍｏｒｅ               ｆｏｒ               ｙｏｕｒ               ｃｏ-ｐａｙｍｅｎｔｓ               ｏｒ               ｄｒｕｇｓ.                Ａｌｌ               ｃｏｍｐａｎｉｅｓ               ｏｆｆｅｒ               ｙｏｕ:                Ｉｎｐａｔｉｅｎｔ               Ｈｏｓｐｉｔａｌ               Ｃａｒｅ.                Ｉｎｐａｔｉｅｎｔ               Ｍｅｎｔａｌ               Ｈｅａｌｔｈ               Ｃａｒｅ.                Ｓｋｉｌｌｅｄ               Ｎｕｒｓｉｎｇ               Ｆａｃｉｌｉｔｙ.                Ｈｏｍｅ               Ｈｅａｌｔｈ               Ｃａｒｅ.                Ｈｏｓｐｉｃｅ.                Ｄｏｃｔｏｒ               Ｏｆｆｉｃｅ               Ｖｉｓｉｔｓ.                Ｃｈｉｒｏｐｒａｃｔｉｃ               Ｓｅｒｖｉｃｅｓ.                Ｐｏｄｉａｔｒｙ               Ｓｅｒｖｉｃｅｓ.                Ｏｕｔｐａｔｉｅｎｔ               Ｍｅｎｔａｌ               Ｈｅａｌｔｈ               Ｃａｒｅ.                Ｏｕｔｐａｔｉｅｎｔ               Ｓｕｂｓｔａｎｃｅ               Ａｂｕｓｅ               Ｃａｒｅ.                Ｏｕｔｐａｔｉｅｎｔ               Ｓｅｒｖｉｃｅｓ/Ｓｕｒｇｅｒｙ.                Ａｍｂｕｌａｎｃｅ               Ｓｅｒｖｉｃｅｓ.                Ｅｍｅｒｇｅｎｃｙ               Ｃａｒｅ.                Ｕｒｇｅｎｔｌｙ               Ｎｅｅｄｅｄ               Ｃａｒｅ.                Ｏｕｔｐａｔｉｅｎｔ               Ｒｅｈａｂｉｌｉｔａｔｉｏｎ               Ｓｅｒｖｉｃｅｓ.                Ｄｕｒａｂｌｅ               Ｍｅｄｉｃａｌ               Ｅｑｕｉｐｍｅｎｔ.                Ｐｒｏｓｔｈｅｔｉｃ               Ｄｅｖｉｃｅｓ.                Ｄｉａｂｅｔｅｓ               Ｓｅｌｆ-Ｍｏｎｉｔｏｒｉｎｇ               Ｔｒａｉｎｉｎｇ,               Ｎｕｔｒｉｔｉｏｎ               Ｔｈｅｒａｐｙ               ａｎｄ               Ｓｕｐｐｌｉｅｓ.                Ｄｉａｇｎｏｓｔｉｃ               Ｔｅｓｔｓ,               Ｘ-Ｒａｙｓ,               ａｎｄ               Ｌａｂ               Ｓｅｒｖｉｃｅｓ.                Ｂｏｎｅ               Ｍａｓｓ.                Ｃｏｌｏｒｅｃｔａｌ               Ｓｃｒｅｅｎｉｎｇ               Ｅｘａｍｓ.                Ｉｍｍｕｎｉｚａｔｉｏｎｓ.                Ｍａｍｍｏｇｒａｍｓ.                Ｐａｐ               Ｓｍｅａｒｓ               ａｎｄ               Ｐｅｌｖｉｃ               Ｅｘａｍｓ.                Ｐｒｏｓｔａｔｅ               Ｃａｎｃｅｒ               Ｓｃｒｅｅｎｉｎｇ               Ｅｘａｍｓ.                Ｐｒｅｓｃｒｉｐｔｉｏｎ               Ｄｒｕｇｓ               (Ｍｅｄｉｃａｒｅ               Ｐａｒｔ               Ｄ.)                Ｄｅｎｔａｌ               Ｓｅｒｖｉｃｅｓ.                Ｈｅａｒｉｎｇ               Ｓｅｒｖｉｃｅｓ.                Ｖｉｓｉｏｎ               Ｓｅｒｖｉｃｅｓ.                Ｐｈｙｓｉｃａｌ               Ｅｘａｍｓ.                Ｈｅａｌｔｈ/Ｗｅｌｌｎｅｓｓ               Ｅｄｕｃａｔｉｏｎ.                Ｄｅｐｅｎｄｉｎｇ               ｏｎ               ｔｈｅ               ｃｏｍｐａｎｙ               ｙｏｕ               ｃｈｏｏｓｅ               ｔｈｅ               ｏｕｔ               ｏｆ               ｐｏｃｋｅｔ               ｅｘｐｅｎｓｅｓ               ｗｉｌｌ               ｖａｒｙ. Ｙｏｕ               ｗｉｌｌ               ｉｍｍｅｄｉａｔｅｌｙ               ｓａｖｅ               ｔｈｅ               $131               ｄｅｄｕｃｔｉｂｌｅ               ｔｈａｔ               Ｍｅｄｉｃａｒｅ               ｔａｋｅ               ｆｒｏｍ               ｙｏｕ               ａｓ               ｓｏｏｎ               ａｓ               ｙｏｕ               ｕｓｅ               ａｎｙ               ｏｆ               ｔｈｅ               ｓｅｒｖｉｃｅｓ. Ｍｅｄｉｃａｒｅ               ａｌｓｏ               ｈａｓ               ａ               20%               ｃｏｉｎｓｕｒａｎｃｅ               ｏｎ               ｍａｎｙ               ｏｆ               ｔｈｅｓｅ               ｓｅｒｖｉｃｅｓ               ｗｈｅｒｅａｓ               ｙｏｕ               ｗｏｕｌｄ               ｏｎｌｙ               ｐａｙ               ｔｈｅ               ｃｏ               ｐａｙ               ｄｅｐｅｎｄｉｎｇ               ｏｎ               ｗｈｉｃｈ               ｃｏｍｐａｎｙ               ｙｏｕ               ｕｓｅ.                Ｆｏｒ               ｓｏｍｅｏｎｅ               ｗｈｏ               ｉｓ               ｒｅｌａｔｉｖｅｌｙ               ｈｅａｌｔｈｙ               ｙｏｕ               ｍａｙ               ｎｏｔ               ｎｅｅｄ               ｔｏ               ｃｈｅｃｋ               ｏｕｔ               ａｌｌ               ｔｈｅ               ｐｒｏｖｉｄｅｒｓ               ｉｎ               ｙｏｕｒ               ａｒｅａ               ｂｕｔ               ｆｏｒ               ｓｏｍｅｏｎｅ               ｌｉｋｅ               ｍｙ               ｈｕｓｂａｎｄ               ｗｉｔｈ               3               ｃｈｒｏｎｉｃ               ｉｌｌｎｅｓｓｅｓ               ｉｔ               ｃａｎ               ｓａｖｅ               ｈｕｎｄｒｅｄｓ               ｏｆ               ｄｏｌｌａｒｓ               ｔｈｒｏｕｇｈｏｕｔ               ｔｈｅ               ｙｅａｒ.                Ｗｅ               ｐｉｃｋ               ａｎ               ＨＭＯ               ｆｏｒ               ｉｔ'ｓ               Ｐａｒｔ               Ｄ               ｐｒｅｓｃｒｉｐｔｉｏｎ               ｂｅｎｅｆｉｔｓ. Ｉ               ｈａｖｅ               ｔｏ               ｓａｙ               ｔｈａｔ               ｔｈｅ               ｌａｓｔ               2               ｙｅａｒｓ               Ｉ               ｈａｖｅ               ｍａｎａｇｅｄ               ｔｏ               ｋｅｅｐ               Ｌｅｎ'ｓ               ｃｏｓｔｓ               ｔｏ               0               ｅｖｅｎ               ｔｈｏｕｇｈ               ｈｅ               ｉｓ               ｏｎ               Ｉｎｓｕｌｉｎ,               Ｐｌａｖｉｘ,               ａｎｄ               ｔｈｅ               ｇｅｎｅｒｉｃ               ｏｆ               Ｚｏｃｏｒ. Ｗｉｔｈ               ｔｈｅ               ｈｅｌｐ               ｏｆ               ｈｉｓ               ｄｏｃｔｏｒ'ｓ               ｏｆｆｉｃｅ               ｇｉｖｉｎｇ               ａ               ｆｅｗ               ｓａｍｐｌｅｓ               ａｎｄ               ｍｙ               ｃａｌｃｕｌａｔｉｏｎｓ               ｈｅ               ｈａｓ               ｓｔａｙｅｄ               ｂｅｌｏｗ               ｔｈｅ               ｄｏｎｕｔ               ｈｏｌｅ. Ｐａｒｔ               Ｄ               ｉｎｉｔｉａｌ               ｃｏｖｅｒａｇｅ               ｆｏｒ               2008               ｗｉｌｌ               ｂｅ               $2.510               ｆｏｒ               ｄｒｕｇｓ. Ｏｎｃｅ               ｙｏｕ               ｒｅａｃｈ               ｔｈｉｓ               ａｍｏｕｎｔ               (ｄｏｎｕｔ               ｈｏｌｅ)               ｙｏｕ               ａｒｅ               ｒｅｓｐｏｎｓｉｂｌｅ               ｆｏｒ               100%               ｏｆ               ｙｏｕｒ               ｄｒｕｇ               ｃｏｓｔｓ               ｕｎｔｉｌ               ｉｔ               ｒｅａｃｈｅｓ               $4,050. Ａｆｔｅｒ               ｔｈｉｓ               ｔｈｅ               ｃｏ-ｐａｙｍｅｎｔｓ               ｒｕｎ               ｊｕｓｔ               ａ               ｆｅｗ               ｄｏｌｌａｒｓ               ｗｉｔｈ               ｅａｃｈ               ｏｆ               ｔｈｅ               ｃｏｍｐａｎｉｅｓ               ｐｌａｎｓ.                Ａｓ               ｗｅ               ｄｏ               ｎｏｔ               ｈａｖｅ               ｓｏｃｉａｌｉｚｅｄ               ｍｅｄｉｃｉｎｅ               ｈｅｒｅ               ｉｎ               ｔｈｅ               ｓｔａｔｅｓ               ｉｔ               ｉｓ               ｎｅｃｅｓｓａｒｙ               ｔｏ               ｓｔｒｅｔｃｈ               ｔｈｏｓｅ               ｄｏｌｌａｒｓ               ａｓ               ｍｕｃｈ               ａｓ               ｗｅ               ｃａｎ. Ｍｅｄｉｃａｒｅ               ｏｎ               ｉｔ'ｓ               ｏｗｎ               ｗａｓ               ｇｏｏｄ,               ｂｕｔ               ｉｆ               ｙｏｕ               ｃａｎ               ｇｅｔ               ｂｅｔｔｅｒ               ｃｏｖｅｒａｇｅ               ａｔ               ｎｏ               ａｄｄｉｔｉｏｎａｌ               ｃｏｓｔ,               ｔｈｅｎ               Ｉ               ｗｏｕｌｄ               ｓｕｇｇｅｓｔ               ｙｏｕ               ｃｈｅｃｋ               ｏｕｔ               ｗｈａｔ               ｉｓ               ａｖａｉｌａｂｌｅ               ｉｎ               ｙｏｕｒ               ａｒｅａ.

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About 'united health plans'|ERS Responds to Health Plan Questions

About 'united health plans'|ERS Responds to Health Plan Questions

Ｕｎｉｖｅｒｓａｌ               ｈｅａｌｔｈ               ｃａｒｅ               ｈａｓ               ｂｅｅｎ               ｐａｃｋａｇｅｄ               ｔｏ               ｓｏｕｎｄ               ｌｉｋｅ               ｓｏｍｅｔｈｉｎｇ               ｉｔ               ｃｌｅａｒｌｙ               ｉｓ               ｎｏｔ. Ｍａｎｙ               ｔｈｉｎｋ               ｔｈａｔ               ｉｔ               ｍｅａｎｓ               ｔｈａｔ               ｑｕａｌｉｔｙ               ｈｅａｌｔｈ               ｃａｒｅ               ｗｉｌｌ               ｂｅ               ａｖａｉｌａｂｌｅ               ｆｏｒ               ａｌｌ               ａｔ               ｖｉｒｔｕａｌｌｙ               ｎｏ               ｃｏｓｔ. Ｔｈｅｙ               ｆｅｅｌ               ｔｈａｔ               ａｆｔｅｒ               ａｌｌ,               ｉｓｎ'ｔ               ｑｕａｌｉｔｙ               ｈｅａｌｔｈ               ｃａｒｅ               ａ               ｒｉｇｈｔ,               ｗｅ               ｋｎｏｗ               ｉｔｓ               ｉｎ               ｔｈｅ               Ｃｏｎｓｔｉｔｕｔｉｏｎ               ｓｏｍｅｗｈｅｒｅ! Ｎｏｔ! Ｈｅａｌｔｈ               ｃａｒｅ               ｓｐｏｎｓｏｒｓ               ｃｌａｉｍ               ｔｈａｔ               ｈｅａｌｔｈ               ｃａｒｅ               ｃｏｓｔｓ               ａｎｄ               ｄｅｆｉｃｉｔｓ               ｗｉｌｌ               ｂｅ               ｒｅｄｕｃｅｄ,               ｑｕａｌｉｔｙ               ｉｍｐｒｏｖｅｄ,               ｃｏｍｐｅｔｉｔｉｏｎ               ａｎｄ               ｃｈｏｉｃｅｓ               ｉｎｃｒｅａｓｅｄ,               ｗｉｔｈ               ａｃｃｅｓｓ               ｆｏｒ               ａｌｌ. Ｔｈｅｓｅ               ｃｌａｉｍｓ               ｒｅｍｉｎｄ               ｍｅ               ｏｆ               ｔｈｅ               ｐｒｏｍｉｓｅｓ               ｏｆ               ｐｙｒａｍｉｄ               ｓｃｈｅｍｅｓ               ｔｈａｔ               ｔｈｅ               ｙｏｕｎｇ               ａｎｄ               ｎａｉｖｅ               ｆａｌｌ               ｐｒｅｙ               ｔｏ. Ｗｈｅｎ               ｓｏｍｅｔｈｉｎｇ               ｄｏｅｓｎ'ｔ               ｓｍｅｌｌ               ｒｉｇｈｔ,               ｆｏｌｌｏｗ               ｔｈｅ               ｍｏｎｅｙ               ａｎｄ               ａｓｋ               ｙｏｕｒｓｅｌｆ               ｗｈｏ               ｒｅａｌｌｙ               ｂｅｎｅｆｉｔｓ? Ｔｈｅ               ｇｏｖｅｒｎｍｅｎｔ               ｗｉｌｌ               ｃｏｎｔｒｏｌ               ｔｈｅ               ｍｏｎｅｙ,               ｓｏ               ｗｈｏ               ｄｏ               ｙｏｕ               ｔｈｉｎｋ               ｗｉｌｌ               ｒｅａｌｌｙ               ｍａｋｅ               ｔｈｅ               ｉｍｐｏｒｔａｎｔ               ｄｅｃｉｓｉｏｎｓ? Ｓｉｎｃｅ               ｗｈｅｎ               ｈａｓ               ｔｈｅ               ｇｏｖｅｒｎｍｅｎｔ               ｓａｖｅｄ               ｔａｘ               ｐａｙｅｒ               ｍｏｎｅｙ,               ｉｎｃｒｅａｓｅ               ｃｏｍｐｅｔｉｔｉｏｎ               ｏｒ               ｒｕｎ               ａｎｙｔｈｉｎｇ               ｗｅｌｌ? Ｔｈｅ               ｓｅｎａｔｅ               ｒｕｎｓ               ｉｔｓ               ｏｗｎ               ｄｉｎｉｎｇ               ｆａｃｉｌｉｔｙ,               ｉｔ               ｈａｓ               ｆａｉｌｅｄ               ｔｏ               ｍａｋｅ               ａ               ｐｒｏｆｉｔ               ａｎｄ               ｈａｓ               ｉｎｃｕｒｒｅｄ               ｌａｒｇｅ               ｄｅｂｔｓ,               ｄｏ               ｗｅ               ｒｅａｌｌｙ               ｗａｎｔ               ｔｈｅｍ               ｔｏ               ｄｉｒｅｃｔｌｙ               ｍａｎａｇｅ               1/6ｔｈ               ｏｆ               ｏｕｒ               ｎａｔｉｏｎａｌ               ｅｃｏｎｏｍｙ?                Ｌｉｂｅｒａｌ               ｐｏｌｉｔｉｃｉａｎｓ               ｗｈｏ               ｃｌａｉｍ               ｉｔｓ               ｙｏｕｒ               ｐａｔｒｉｏｔｉｃ               ｄｕｔｙ               ｔｏ               ｐａｙ               ｈｉｇｈ               ｔａｘｅｓ               ａｎｄ               ｐｏｎｔｉｆｉｃａｔｅ               ａｂｏｕｔ               ｔｈｅ               ｒｉｃｈ               ｐａｙｉｎｇ               ｔｈｅｉｒ               ｆａｉｒ               ｓｈａｒｅ,               ｏｆｔｅｎ               ｃｈｅａｔ               ｏｎ               ｔｈｅｉｒ               ｏｗｎ               ｔａｘｅｓ,               ｔｈｅｙ               ｎｅｖｅｒ               ｃｏｍｐｌａｉｎ               ａｂｏｕｔ               ｇｅｔｔｉｎｇ               ｔｏｏ               ｍｕｃｈ               ｂａｃｋ               ｏｎ               ｔｈｅｉｒ               ｔａｘｅｓ               ｏｒ               ｏｆｆｅｒ               ｔｏ               ｃｏｎｔｒｉｂｕｔｅ               ｔｈｅｉｒ               ｏｗｎ               ｗｅａｌｔｈ               ｔｏ               ｇｏｖｅｒｎｍｅｎｔ               ｃａｕｓｅｓ. Ｐｏｌｉｔｉｃｉａｎｓ               ａｎｄ               ｔｈｅｉｒ               ｓｐｅｃｉａｌ               ｉｎｔｅｒｅｓｔ               ｇｒｏｕｐｓ               ａｒｅ               ｔｈｅ               ｏｎｌｙ               ｏｎｅｓ               ｗｈｏ               ｂｅｎｅｆｉｔ               ｆｒｏｍ               ｕｎｉｖｅｒｓａｌ               ｈｅａｌｔｈ               ｃａｒｅ. Ｃｏｎｇｒｅｓｓ,               ｂｙ               ｔｈｅ               ｗａｙ               ｈａｓ               ｉｔｓ               ｏｗｎ               ｐｒｉｖａｔｅ               ｈｅａｌｔｈ               ｃａｒｅ               ｓｙｓｔｅｍ,               ｓｏ               ｔｈｅｙ               ｗｏｎ'ｔ               ｂｅ               ｓｕｂｊｅｃｔ               ｔｏ               ｔｈｅ               ｎｅｗ               ｕｎｉｖｅｒｓａｌ               ｈｅａｌｔｈ               ｐｌａｎ               ｔｈａｔ               ｔｈｅｙ               ｈａｖｅ               ｅｎａｃｔｅｄ.                Ｓｏｍｅ               ｃｌａｉｍ               ｔｈａｔ               ｕｎｉｖｅｒｓａｌ               ｈｅａｌｔｈ               ｃａｒｅ               ｓｙｓｔｅｍｓ               ａｒｅ               ｗｏｒｋｉｎｇ               ｗｅｌｌ               ｉｎ               ｏｔｈｅｒ               ｃｏｕｎｔｒｉｅｓ. Ｔｈｅｙ               ｍａｙ               ｋｎｏｗ               ｓｏｍｅｏｎｅ               ｆｒｏｍ               Ｅｎｇｌａｎｄ               ｏｒ               Ｃａｎａｄａ               ｔｈａｔ               ｓａｙ               ｔｈｅｉｒ               ｓｙｓｔｅｍ               ｉｓ               ｇｒｅａｔ. Ｔｈｅｉｒ               ｆｏｒｅｉｇｎ               ｆｒｉｅｎｄｓ               ｍａｙ               ｅｖｅｎ               ｂｅｌｉｅｖｅ               ｉｔ               ｗｏｒｋｓ               ｂｅｃａｕｓｅ               ｅｉｔｈｅｒ               ｔｈｅｙ               ｂｅｌｏｎｇ               ｔｏ               ａ               ｓｐｅｃｉａｌ               ｉｎｔｅｒｅｓｔ               ｇｒｏｕｐ               ｔｈａｔ               ｈａｓ               ｂｅｅｎ               ｂｕｍｐｅｄ               ｕｐ               ｔｈｅ               ｏｎ               ｔｈｅ               ｗａｉｔｉｎｇ               ｌｉｓｔ               ｏｒ               ｈａｖｅｎ'ｔ               ｈａｄ               ｍａｊｏｒ               ｈｅａｌｔｈ               ｉｓｓｕｅｓ.                Ｕｎｉｖｅｒｓａｌ               ｈｅａｌｔｈ               ｃａｒｅ               ｓｙｓｔｅｍｓ               ｔｒｉｅｄ               ｏｎ               ｔｈｅ               ｓｔａｔｅ               ｌｅｖｅｌ               ｉｎ               ｔｈｉｓ               ｃｏｕｎｔｒｙ               ｓｕｃｈ               ａｓ               ｉｎ               Ｍａｓｓａｃｈｕｓｅｔｔｓ               ａｎｄ               Ｃａｌｉｆｏｒｎｉａ               ｏｒ               ａｂｒｏａｄ,               ｈａｖｅ               ａｌｌ               ｅｘｐｅｒｉｅｎｃｅｄ               ｓｉｍｉｌａｒ               ｐｒｏｂｌｅｍｓ. Ｔｈｅｓｅ               ｐｒｏｂｌｅｍｓ               ｉｎｃｌｕｄｅ               ｓｏａｒｉｎｇ               ｄｅｆｉｃｉｔｓ,               ｏｕｔ               ｏｆ               ｃｏｎｔｒｏｌ               ｃｏｓｔｓ,               ｒａｔｉｏｎｉｎｇ,               ｉｎｃｏｍｐｅｔｅｎｃｅ,               ｐｉｌｆｅｒｉｎｇ               ａｎｄ               ｓｐｅｃｉａｌ               ｐｒｉｖｉｌｅｇｅ               ｔｏ               ｃｅｒｔａｉｎ               ｇｒｏｕｐｓ. Ｗｈａｔ               ｉｎｃｅｎｔｉｖｅｓ               ｗｉｌｌ               ｅｘｉｓｔ               ｆｏｒ               ｐｈｙｓｉｃｉａｎｓ               ｔｏ               ｉｍｐｒｏｖｅ               ｔｈｅｉｒ               ｓｋｉｌｌｓ,               ｏｒ               ｍｅｄｉｃａｌ               ｔｅｃｈｎｏｌｏｇｙ               ｔｏ               ｉｍｐｒｏｖｅ               ｗｈｅｎ               ｗａｇｅｓ               ａｎｄ               ｐｒｉｃｅｓ               ａｒｅ               ｓｅｔ               ｂｙ               ｔｈｅ               ｇｏｖｅｒｎｍｅｎｔ?                Ｍａｎｙ               ｗａｎｔ               ｔｏ               ｂｅｌｉｅｖｅ               ｔｈａｔ               ｗｉｔｈ               ａ               ｓｔｒｏｋｅ               ｏｆ               ｔｈｅ               ｐｅｎ               ｔｈｅ               ｇｏｖｅｒｎｍｅｎｔ               ｃａｎ               ｔａｋｅ               ｃａｒｅ               ｏｆ               ｅｖｅｒｙ               ｐｒｏｂｌｅｍ. Ｎｏ               ｏｎｅ               ｗａｎｔｓ               ｔｏ               ｂｅｌｉｅｖｅ               ｔｈｅｙ'ｖｅ               ｂｅｅｎ               ｌｉｅｄ               ｔｏ. Ｔｈｅ               ｔｒｕｔｈ               ｉｓ,               ｔｈｉｓ               ｐｒｏｂｌｅｍ               ｉｓ               ｎｏｔ               ａ               ｓｉｍｐｌｅ               ｏｎｅ,               ｗｅ               ａｒｅ               ｇｏｉｎｇ               ｔｏ               ｈａｖｅ               ｔｏ               ｍａｋｅ               ｓｏｍｅ               ｈａｒｄ               ｃｈｏｉｃｅｓ               ｔｏ               ｔｕｒｎ               ｔｈｅ               ｓｙｓｔｅｍ               ａｒｏｕｎｄ               ａｎｄ               ｇｅｔ               ｅｘｐｅｎｓｅｓ               ｕｎｄｅｒ               ｃｏｎｔｒｏｌ.                Ｔｈｅ               ｈｅａｒｔ               ｏｆ               ｔｈｅ               ｐｒｏｂｌｅｍ               ｉｓ               ｔｈａｔ               ａｂｏｕｔ               85%               ｏｆ               ｈｅａｌｔｈ               ｃａｒｅ               ｅｘｐｅｎｓｅｓ               ａｒｅ               ｐａｉｄ               ｂｙ               ｓｏｍｅｏｎｅ               ｏｔｈｅｒ               ｔｈａｎ               ｔｈｏｓｅ               ｒｅｃｅｉｖｉｎｇ               ｃａｒｅ               ａｎｄ               ａｂｏｕｔ               ｈａｌｆ               ｔｈｅ               ｅｘｐｅｎｓｅｓ               ａｒｅ               ｐａｉｄ               ｆｏｒ               ｂｙ               ｔｈｅ               ｇｏｖｅｒｎｍｅｎｔ. Ｏｕｒ               ｔａｘ               ｃｏｄｅ               ａｌｓｏ               ｐｒｏｖｉｄｅｓ               ｉｎｃｅｎｔｉｖｅｓ               ｆｏｒ               ｅｍｐｌｏｙｅｒｓ               ｎｏｔ               ｉｎｄｉｖｉｄｕａｌｓ               ｔｏ               ｐｕｒｃｈａｓｅ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ. Ｔｈｅｒｅ               ｉｓ               ｌｉｔｔｌｅ               ｉｎｃｅｎｔｉｖｅ               ｆｏｒ               ｉｎｄｉｖｉｄｕａｌｓ               ｏｒ               ｔｈｅ               ｇｏｖｅｒｎｍｅｎｔ               ｔｏ               ｍｏｎｉｔｏｒ               ｈｅａｌｔｈ               ｃａｒｅ               ｅｘｐｅｎｓｅｓ.                Ｓｏｍｅ               ｓｏｌｕｔｉｏｎｓ               ｔｏ               ｔｈｅ               ｐｒｏｂｌｅｍｓ               ｉｎ               ｈｅａｌｔｈ               ｃａｒｅ               ｉｎｖｏｌｖｅ               ｐｕｔｔｉｎｇ               ｐｅｏｐｌｅ               ｉｎ               ｃｏｎｔｒｏｌ               ｏｆ               ｔｈｅｉｒ               ｏｗｎ               ｍｅｄｉｃａｌ               ｄｏｌｌａｒｓ,               ｔｈｒｏｕｇｈ               ｓｕｃｈ               ｍｅａｓｕｒｅｓ               ａｓ               ｍｅｄｉｃａｌ               ｓａｖｉｎｇｓ               ａｃｃｏｕｎｔｓ               ｉｎ               ｔａｎｄｅｍ               ｗｉｔｈ               ｈｉｇｈ               ｄｅｄｕｃｔｉｂｌｅ               ｌｏｗ               ｃｏｓｔ               ｉｎｓｕｒａｎｃｅ,               ｉｎｃｅｎｔｉｖｅｓ               ｉｎ               ｔｈｅ               ｔａｘ               ｃｏｄｅ               ｆｏｒ               ｉｎｄｉｖｉｄｕａｌｓ               ｎｏｔ               ｅｍｐｌｏｙｅｒｓ               ｔｏ               ｂｕｙ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ. Ｃｏｎｓｕｍｅｒ               ｄｅｍａｎｄ               ｗｉｌｌ               ｓｐｕｒ               ｃｏｍｐｅｔｉｔｉｏｎ               ｂｅｔｗｅｅｎ               ｉｎｓｕｒａｎｃｅ               ｃｏｍｐａｎｉｅｓ               ａｎｄ               ｍｅｄｉｃａｌ               ｓｅｒｖｉｃｅ               ｐｒｏｖｉｄｅｒｓ.                Ｏｔｈｅｒ               ｍｅａｓｕｒｅｓ               ｉｎｃｌｕｄｅ               ｒｅｌａｘｉｎｇ               ｍｅｄｉｃａｌ               ｌｉｃｅｎｓｉｎｇ               ｒｅｑｕｉｒｅｍｅｎｔｓ               ｔｏ               ａｌｌｏｗ               ｎｕｒｓｅｓ,               ｐｈｙｓｉｃｉａｎｓ               ａｓｓｉｓｔａｎｔｓ               ａｎｄ               ｏｔｈｅｒｓ               ｔｏ               ｐｒｏｖｉｄｅ               ｓｏｍｅ               ｓｅｒｖｉｃｅｓ               ｔｈａｔ               ｏｎｌｙ               ｄｏｃｔｏｒｓ               ａｒｅ               ｐｅｒｍｉｔｔｅｄ               ｔｏ               ｄｏ. Ａｌｌｏｗｉｎｇ               ｉｎｄｉｖｉｄｕａｌｓ               ｔｏ               ｐｕｒｃｈａｓｅ               ｈｅａｌｔｈ               ｐｌａｎｓ               ａｃｒｏｓｓ               ｓｔａｔｅｓ               ｌｉｎｅｓ               ｗｉｌｌ               ｂｒｅａｋ               ｓｔａｔｅ               ｍｏｎｏｐｏｌｉｅｓ               ａｎｄ               ｌｏｗｅｒ               ｐｒｉｃｅｓ. Ｍｏｖｉｎｇ               ａｗａｙ               ｆｒｏｍ               ｐｒｅｐａｉｄ               ｍｅｄｉｃａｌ               ｃａｒｅ               ｆｏｒ               ｒｏｕｔｉｎｅ               ｐｒｏｃｅｄｕｒｅｓ               ａｎｄ               ｒｅｔｕｒｎｉｎｇ               ｔｏ               ｔｒａｄｉｔｉｏｎａｌ               ｉｎｓｕｒａｎｃｅ               ｗｉｔｈ               ｆｌｅｘｉｂｌｅ               ｓａｖｉｎｇｓ               ａｃｃｏｕｎｔｓ               ｗｉｌｌ               ｐｒｏｖｉｄｅ               ｉｎｃｅｎｔｉｖｅｓ               ｎｏｔ               ｔｏ               ｏｖｅｒｕｓｅ               ｍｅｄｉｃａｌ               ｃａｒｅ. Ｏｖｅｒ               ｔｉｍｅ               ｏｕｒ               ｓｉｎｇｌｅ               ｐａｙｅｒ               ｓｙｓｔｅｍｓ               ｓｕｃｈ               ａｓ               Ｍｅｄｉｃａｒｅ               ａｎｄ               Ｍｅｄｉｃａｉｄ               ｃｏｕｌｄ               ｂｅ               ｐｈａｓｅｄ               ｏｕｔ               ａｎｄ               ｒｅｐｌａｃｅｄ               ｂｙ               ｉｎｄｉｖｉｄｕａｌ               ｂａｓｅｄ               ｈｅａｌｔｈ               ｓａｖｉｎｇｓ               ａｃｃｏｕｎｔｓ               ａｎｄ               ｈｉｇｈ               ｄｅｄｕｃｔｉｂｌｅ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ               ｗｉｔｈ               ｍｉｎｉｍａｌ               ｇｏｖｅｒｎｍｅｎｔ               ａｓｓｉｓｔａｎｃｅ.                Ｓｏｍｅｔｉｍｅｓ               ｔｈｅ               ｔｒｕｔｈ               ｈｕｒｔｓ               ｂｕｔ               ｓｏｏｎｅｒ               ｏｒ               ｌａｔｅｒ               ｗｅ               ｈａｖｅ               ｔｏ               ｆａｃｅ               ｉｔ. Ｗｅ               ｃａｎ'ｔ               ｂｌａｍｅ               ｔｈｅ               ｒｉｃｈ,               ｔｈｅ               ｅｖｉｌ               ｃｏｒｐｏｒａｔｉｏｎｓ               ｏｒ               ｅｖｅｎ               ｂｉｇ               ｇｏｖｅｒｎｍｅｎｔ               ｆｏｒ               ｐｒｏｂｌｅｍｓ               ｗｅ'ｖｅ               ｃｒｅａｔｅｄ. 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