About 'united health care supplemental insurance'|VIVA FRENCH HEALTH CARE

About 'united health care supplemental insurance'|VIVA FRENCH HEALTH CARE

Ｒａｙ               ｉｓ               ｉｎ               ｈｉｓ               ｍｉｄｄｌｅ               ｆｉｆｔｉｅｓ. Ｉ               ｍｅｔ               Ｒａｙ               ｎｅａｒｌｙ               ｆｉｆｔｅｅｎ-ｙｅａｒｓ-ａｇｏ. Ｉ               ｗａｓ               ｍａｎａｇｉｎｇ               ａ               ｒｅｓｔａｕｒａｎｔ               ａｎｄ               ｈｅ               ｗｏｒｋｅｄ               ａｔ               ａ               ｈａｒｄｗａｒｅ               ｓｔｏｒｅ               ｕｐ               ｔｈｅ               ｓｔｒｅｅｔ. Ｉ               ｈａｄ               ａｎ               ａｃｃｏｕｎｔ               ｔｈｅｒｅ               ａｎｄ               ｐｕｒｃｈａｓｅｄ               ｔｏｏｌｓ               ａｎｄ               ｈａｒｄｗａｒｅ               ｆｒｏｍ               ｈｉｍ. Ｅｖｅｎｔｕａｌｌｙ,               ｗｅ               ｂｅｃａｍｅ               ｇｏｏｄ               ｆｒｉｅｎｄｓ. Ｗｅ               ｂｏｔｈ               ｂｅｌｏｎｇｅｄ               ｔｏ               ｔｈｅ               ｌｏｃａｌ               Ｅｌｋ'ｓ               ｌｏｄｇｅ. Ｗｅ               ｐｌａｙｅｄ               ｇｏｌｆ               ｔｏｇｅｔｈｅｒ. Ｗｅ               ｓｔｉｌｌ               ｓｅｅ               ｅａｃｈ               ｏｔｈｅｒ               ｆｒｏｍ               ｔｉｍｅ-ｔｏ-ｔｉｍｅ. Ａ               ｃｏｕｐｌｅ               ｏｆ               ｗｅｅｋ'ｓ               ａｇｏ,               Ｉ               ｃａｌｌｅｄ               ｈｉｍ               ｕｐ. Ｉｔ               ｈａｄ               ｂｅｅｎ               ａｔ               ｌｅａｓｔ               ｔｈｒｅｅ               ｙｅａｒｓ               ｓｉｎｃｅ               Ｉ               ｈａｄ               ｔａｌｋｅｄ               ｔｏ               ｈｉｍ. Ｗｅ               ｍｅｔ               ｆｏｒ               ｃｏｆｆｅｅ.                Ｒａｙ               ｗａｓ               ｒａｉｓｅｄ               ａｌｏｎｇ               ｗｉｔｈ               ｈｉｓ               ｔｗｏ               ｂｒｏｔｈｅｒｓ               ｂｙ               ｈｉｓ               ｍｏｍ               ｗｈｏ               ｗｏｒｋｅｄ               ｉｎ               ｔｈｅ               ｓａｍｅ               ｆａｃｔｏｒｙ               ｆｏｒ               ｆｏｒｔｙ-ｆｉｖｅ               ｙｅａｒｓ. Ｈｉｓ               ｆａｔｈｅｒ               ｌｅｆｔ               ｗｈｅｎ               ｈｅ               ｗａｓ               ｔｈｒｅｅ. Ｈｉｓ               ｍｏｍ               ｎｅｖｅｒ               ｒｅｍａｒｒｉｅｄ. Ｍｏｓｔ               ｏｆ               ｔｈｅ               ｔｉｍｅ               ｈｅ               ｓｔａｙｅｄ               ｗｉｔｈ               ｈｉｓ               ｇｒａｎｄｐａｒｅｎｔｓ               ｗｈｉｌｅ               ｈｉｓ               ｍｏｍ               ｗｏｒｋｅｄ. Ｒａｙ               ｗａｓ               ｔｈｅ               ｙｏｕｎｇｅｓｔ               ｉｎ               ｔｈｅ               ｆａｍｉｌｙ               ａｎｄ               ｒａｔｈｅｒ               ｓｉｃｋｌｙ               ａｓ               ａ               ｃｈｉｌｄ. Ｌａｔｅｒ               ｏｎ               ｉｎ               ｌｉｆｅ               ｔｈｉｓ               ｗｏｕｌｄ               ｍａｎｉｆｅｓｔ               ｉｔｓｅｌｆ               ｗｈｅｎ               ｈｅ               ｃａｍｅ               ｄｏｗｎ               ｗｉｔｈ               ｓｅｖｅｒｅ               ｈｙｐｅｒｔｅｎｓｉｏｎ               ａｎｄ               ｄｉａｂｅｔｅｓ.                Ｄｅｓｐｉｔｅ               ｈｉｓ               ｈｅａｌｔｈ               ｐｒｏｂｌｅｍｓ,               ｈｅ               ｄｉｄ               ｗｅｌｌ               ｉｎ               ｓｃｈｏｏｌ               ａｎｄ               ａｃｔｕａｌｌｙ               ｇｏｔ               ａ               ｐａｒｔｉａｌ               ｓｃｈｏｌａｒｓｈｉｐ               ｔｏ               ｃｏｌｌｅｇｅ. Ｈｅ               ｗａｓ               ｉｎｔｅｒｅｓｔｅｄ               ｉｎ               ｍｅｄｉｃｉｎｅ               ａｎｄ               ｗａｎｔｅｄ               ｔｏ               ｂｅ               ａ               ｄｏｃｔｏｒ. Ｍａｙｂｅ               ｔｈａｔ               ｗａｓ               ｂｅｃａｕｓｅ               ｈｅ               ｈａｄ               ｂｅｅｎ               ｓｏ               ｅｘｐｏｓｅｄ               ｔｏ               ｉｔ               ｗｈｅｎ               ｈｅ               ｗａｓ               ａ               ｃｈｉｌｄ. Ｂｕｔ               ｕｎｆｏｒｔｕｎａｔｅｌｙ,               ｈｅ               ｈａｄ               ｔｏ               ｐｕｔ               ｈｉｓ               ｐｌａｎｓ               ｏｎ               ｈｏｌｄ               ａｎｄ               ｇｅｔ               ａ               ｊｏｂ               ｗｈｅｎ               ｈｅ               ｗａｓ               ｅｉｇｈｔｅｅｎ. Ｈｅ               ｍｏｖｅｄ               ｏｕｔ               ｏｆ               ｔｈｅ               ｈｏｕｓｅ               ａ               ｆｅｗ               ｍｏｎｔｈｓ               ｌａｔｅｒ. Ｈｉｓ               ｊｏｂ               ｗａｓ               ｗｏｒｋｉｎｇ               ｉｎ               ａ               ｒｅｔａｉｌ               ｓｔｏｒｅ               ｆｏｒ               ａ               ｌａｒｇｅ               ｎａｔｉｏｎａｌ               ｃｈａｉｎ.                Ｅｖｅｎｔｕａｌｌｙ,               ｈｅ               ｗｏｒｋｅｄ               ｈｉｓ               ｗａｙ               ｕｐ               ｔｏ               ａｓｓｉｓｔａｎｔ               ｍａｎａｇｅｒ. Ｔｈｅ               ｐａｙ               ｗａｓ               ａｌｒｉｇｈｔ,               ｂｕｔ               ｒｅａｌｌｙ               ｎｏｔ               ｅｎｏｕｇｈ               ｔｏ               ｇｅｔ               ａｈｅａｄ. Ｄｅｓｐｉｔｅ               ｔｈｅ               ｌｏｎｇ               ｈｏｕｒｓ               ａｎｄ               ｈｉｓ               ｈｅａｌｔｈ,               ｈｅ               ｓｏｍｅｔｉｍｅｓ               ｗｏｒｋｅｄ               ａ               ｓｅｃｏｎｄ               ｊｏｂ               ｏｎ               ｈｉｓ               ｄａｙｓ               ｏｆｆ               ｔｏ               ｍａｋｅ               ｅｎｄｓ               ｍｅｅｔ. Ａｔ               ｆｉｒｓｔ               ｈｅ               ｉｎｔｅｎｄｅｄ               ｔｏ               ｇｏ               ｂａｃｋ               ｔｏ               ｓｃｈｏｏｌ,               ｂｕｔ               ｈｅ               ｎｅｖｅｒ               ｍａｄｅ               ｉｔ. Ｈｅ               ｊｕｓｔ               ｄｉｄｎ'ｔ               ｈａｖｅ               ｔｈｅ               ｔｉｍｅ               ｏｒ               ｍｏｎｅｙ.                Ａｆｔｅｒ               ａｂｏｕｔ               ｔｈｉｒｔｙ               ｙｅａｒｓ               ｉｎ               ｔｈｅ               ｒｅｔａｉｌ               ｊｏｂ,               ｈｅ               ｆｏｕｎｄ               ｔｈａｔ               ｈｅ               ｃｏｕｌｄ               ｎｏ               ｌｏｎｇｅｒ               ｄｏ               ｔｈｅ               ｌｏｎｇ               ｈｏｕｒｓ               ｓｔａｎｄｉｎｇ               ｏｎ               ｈｉｓ               ｆｅｅｔ. Ｂｅｓｉｄｅｓ               ｔｈｅ               ｄｉａｂｅｔｅｓ               ｈａｄ               ｓｔａｒｔｅｄ               ｔｏ               ｔａｋｅ               ｉｔｓ               ｔｏｌｌ. Ｈｅ               ｈａｄ               ｎｅｕｒｏｐａｔｈｙ               ｉｎ               ｈｉｓ               ｆｅｅｔ               ａｎｄ               ｌｅｇｓ               ａｎｄ               ｖｉｓｉｏｎ               ｐｒｏｂｌｅｍｓ               ｔｈａｔ               ｒｅｑｕｉｒｅｄ               ｅｘｔｅｎｓｉｖｅ               ｌａｓｅｒ               ｓｕｒｇｅｒｙ. Ｈｅ               ｗｅｎｔ               ｂｌｉｎｄ               ｉｎ               ｅａｃｈ               ｅｙｅ,               ｂｕｔ               ｆｏｒｔｕｎａｔｅｌｙ               ｈｅ               ｅｖｅｎｔｕａｌｌｙ               ｒｅｇａｉｎｅｄ               ｍｏｓｔ               ｏｆ               ｈｉｓ               ｓｉｇｈｔ. Ｈｅ               ａｌｓｏ               ｃａｍｅ               ｄｏｗｎ               ｗｉｔｈ               ｓｅｖｅｒｅ               ｅｎｄ-ｓｔａｇｅ               ｋｉｄｎｅｙ               ｄｉｓｅａｓｅ. Ｄｅｓｐｉｔｅ               ａｌｌ               ｏｆ               ｔｈｉｓ,               ｈｅ               ｓｔｉｌｌ               ｍａｎａｇｅｄ               ｔｏ               ｋｅｅｐ               ｈｉｓ               ｊｏｂ,               ｅｖｅｎ               ｔｈｏｕｇｈ               ｈｅ               ｗａｓ               ｏｎ               ｔｈｅ               ｆｉｒｉｎｇ               ｂｌｏｃｋ               ａ               ｌｏｔ               ｏｆ               ｔｈｅ               ｔｉｍｅ.                Ｆｉｎａｌｌｙ,               ｈｅ               ｈａｄ               ｔｏ               ｇｉｖｅ               ｕｐ               ｗｈｅｎ               ｈｅ               ｗａｓ               ｉｎ               ｈｉｓ               ｅａｒｌｙ               ｆｉｆｔｉｅｓ. Ｈｅ               ｊｕｓｔ               ｃｏｕｌｄｎ'ｔ               ｄｏ               ｉｔ               ａｎｙｍｏｒｅ. Ｈｅ               ｗｅｎｔ               ｏｎ               Ｓｏｃｉａｌ               Ｓｅｃｕｒｉｔｙ               Ｄｉｓａｂｉｌｉｔｙ,               ｂｕｔ               ｈｅ               ｗａｓｎ'ｔ               ｅｌｉｇｉｂｌｅ               ｆｏｒ               Ｍｅｄｉｃａｒｅ               ｆｏｒ               ｔｗｏ               ｍｏｒｅ               ｙｅａｒｓ. Ｄｕｒｉｎｇ               ｔｈａｔ               ｔｉｍｅ               ｈｅ               ｐａｉｄ               $500/ｍｏｎｔｈ               ｔｏ               ＣＯＢＲＡ               ｔｏ               ｋｅｅｐ               ｈｉｓ               ｉｎｓｕｒａｎｃｅ               ａｃｔｉｖｅ. Ｄｕｒｉｎｇ               ｔｈｏｓｅ               ｙｅａｒｓ,               ｈｅ               ｕｓｅｄ               ｕｐ               ｗｈａｔ               ｍｅａｇｅｒ               ｓａｖｉｎｇｓ               ｈｅ               ｈａｄ               ａｎｄ               ｎｅａｒｌｙ               ｓｔａｒｖｅｄ.                Ｗｈｅｎ               ｈｅ               ｆｉｎａｌｌｙ               ｇｏｔ               Ｍｅｄｉｃａｒｅ,               ｈｅ               ｂｏｕｇｈｔ               ａ               ｔｏｐ               ｔｉｅｒ               ｓｕｐｐｌｅｍｅｎｔ               ｐｏｌｉｃｙ. Ｔｈａｔ               ｃｏｓｔ               ｈｉｍ               ｔｗｏ               ｈｕｎｄｒｅｄ               ａ               ｍｏｎｔｈ,               ｂｕｔ               ｈｅ               ｆｉｇｕｒｅｄ               ｉｔ               ｗａｓ               ｗｏｒｔｈ               ｉｔ               ａｓ               ｍａｎｙ               ｔｉｍｅｓ               ａｓ               ｈｅ               ｗｅｎｔ               ｔｏ               ｔｈｅ               ｄｏｃｔｏｒ. Ｔｈｅｎ               ｈｉｓ               ｋｉｄｎｅｙｓ               ｆａｉｌｅｄ               ａｌｔｏｇｅｔｈｅｒ               ａｎｄ               ｈｅ               ｗｅｎｔ               ｏｎ               ｄｉａｌｙｓｉｓ.                Ｈｅ               ｗａｓ               ｏｎ               ｄｉａｌｙｓｉｓ               ｔｗｏ               ｙｅａｒｓ               ｂｅｆｏｒｅ               ａ               ｋｉｄｎｅｙ               ｂｅｃａｍｅ               ａｖａｉｌａｂｌｅ               ｆｏｒ               ｔｒａｎｓｐｌａｎｔ. Ｄｕｒｉｎｇ               ｔｈａｔ               ｔｉｍｅ               ｈｅ               ｓｗｉｔｃｈｅｄ               ｔｏ               Ｍｅｄｉｃａｉｄ               ａｓ               ｈｉｓ               ｓｕｐｐｌｅｍｅｎｔａｌ               ｉｎｓｕｒａｎｃｅ               ｂｅｃａｕｓｅ               ｉｔ               ｗａｓ               ｆｒｅｅ               ａｎｄ               ｈｅ               ｗａｓ               ｓｔｒｕｇｇｌｉｎｇ               ｔｏ               ｍａｋｅ               ｔｈｅ               Ｕｎｉｔｅｄ               Ｈｅａｌｔｈ               Ｃａｒｅ               ｐａｙｍｅｎｔ               ｅｖｅｒｙ               ｍｏｎｔｈ. Ｔｈｅ               ｏｎｌｙ               ｗａｙ               ｔｈａｔ               ｈｅ               ｃｏｕｌｄ               ｇｅｔ               Ｍｅｄｉｃａｉｄ               ｗａｓ               ｔｏ               ｈａｖｅ               ａ               ｓｐｅｎｄ               ｄｏｗｎ. Ｔｈｅ               ｓｐｅｎｄ               ｄｏｗｎ               ｗａｓ               ｏｖｅｒ               ｓｅｖｅｎ               ｈｕｎｄｒｅｄ               ｄｏｌｌａｒｓ               ａ               ｍｏｎｔｈ. Ｉｔ'ｓ               ｃｏｍｐｌｉｃａｔｅｄ,               ｂｕｔ               ｉｆ               ｙｏｕ               ｉｎｃｕｒ               ｍｅｄｉｃａｌ               ｂｉｌｌｓ               ｏｖｅｒ               ｔｈｅ               ｓｐｅｎｄ               ｄｏｗｎ               ａｍｏｕｎｔ               ａｔ               ｔｈｅ               ｆｉｒｓｔ               ｐａｒｔ               ｏｆ               ｔｈｅ               ｍｏｎｔｈ,               ｔｈｅｎ               ｙｏｕ               ｈａｖｅ               ｃｏｖｅｒａｇｅ               ｆｏｒ               ｔｈｅ               ｒｅｓｔ               ｏｆ               ｔｈｅ               ｍｏｎｔｈ. Ｆｏｒ               ｔｈｅ               ｔｗｏ               ｙｅａｒｓ               ｔｈａｔ               Ｒａｙ               ｗａｓ               ｏｎ               ｄｉａｌｙｓｉｓ,               ｉｔ               ｗａｓｎ'ｔ               ａ               ｐｒｏｂｌｅｍ               ａｓ               ａ               ｓｉｎｇｌｅ               ｔｒｅａｔｍｅｎｔ               ｃｏｓｔ               ｔｈａｔ               ｍｕｎｃｈ.                Ｈｅ               ｈａｄ               ｔｈｅ               ｔｒａｎｓｐｌａｎｔ               ａｎｄ               ｉｔ               ｄｉｄｎ'ｔ               ｇｏ               ｗｅｌｌ. Ｔｈｅｒｅ               ｗｅｒｅ               ａ               ｌｏｔ               ｏｆ               ｃｏｍｐｌｉｃａｔｉｏｎｓ               ａｎｄ               ｈｅ               ｗａｓ               ｉｎ               ａｎｄ               ｏｕｔ               ｏｆ               ｔｈｅ               ｈｏｓｐｉｔａｌ               ａ               ｌｏｔ. Ｔｈａｔ,               ｐｌｕｓ               ｔｈｅ               ｅｘｐｅｎｓｉｖｅ               ｃｏｓｔ               ｏｆ               ｔｈｅ               ａｎｔｉ-ｒｅｊｅｃｔｉｏｎ               ｄｒｕｇｓ               ｍｅｔ               ｔｈｅ               ｓｐｅｎｄ               ｄｏｗｎ               ｆｏｒ               ｓｅｖｅｒａｌ               ｍｏｎｔｈｓ               ａｆｔｅｒ               ｔｈｅ               ｏｐｅｒａｔｉｏｎ. Ｔｈｅｎ               ｈｅ               ｍｅｓｓｅｄ               ｕｐ. Ｈｅ               ｓｔａｒｔｅｄ               ｔｏ               ｇｅｔ               ｂｅｔｔｅｒ. Ｈｅ               ｓｔｉｌｌ               ｃｏｕｌｄｎ'ｔ               ｇｏ               ｂａｃｋ               ｔｏ               ｗｏｒｋ               ｂｅｃａｕｓｅ               ｏｆ               ｔｈｅ               ｏｔｈｅｒ               ｃｏｍｐｌｉｃａｔｉｏｎｓ               ｆｒｏｍ               ｔｈｅ               ｄｉａｂｅｔｅｓ. Ｈｅ               ｈａｄ               ｔｏ               ｆａｃｅ               ｔｈｅ               ｆａｃｔ               ｔｈａｔ               ｈｅ               ｗｏｕｌｄ               ｂｅ               ｄｉｓａｂｌｅｄ               ｆｏｒ               ｔｈｅ               ｒｅｓｔ               ｏｆ               ｈｉｓ               ｌｉｆｅ. Ｂｕｔ               ｈｅ               ｓｔｉｌｌ               ｍａｎａｇｅｄ               ｔｏ               ｗｏｒｋ               ａ               ｐａｒｔ-ｔｉｍｅ               ｊｏｂ               ｔｈａｔ               ｐａｉｄ               ａｂｏｕｔ               ｔｗｏ               ｈｕｎｄｒｅｄ               ｄｏｌｌａｒｓ               ａ               ｍｏｎｔｈ.                Ｔｈｅｎ               ｈｉｓ               Ｍｅｄｉｃａｉｄ               ｂｅｃａｍｅ               ｉｎａｃｔｉｖｅ. Ｈｅ               ｗａｓｎ'ｔ               ａｃｃｕｍｕｌａｔｉｎｇ               ｅｎｏｕｇｈ               ｂｉｌｌｓ               ｔｏ               ｃｏｖｅｒ               ｔｈｅ               ｓｐｅｎｄ               ｄｏｗｎ. Ｓｕｄｄｅｎｌｙ               ｈｅ               ｗａｓ               ｒｅｓｐｏｎｓｉｂｌｅ               ｆｏｒ               ｔｗｅｎｔｙ               ｐｅｒｃｅｎｔ               ｏｆ               ｈｉｓ               ｍｅｄｉｃａｌ               ｂｉｌｌｓ. Ｅｖｅｎ               ｔｈｏｕｇｈ               ｈｅ               ｗａｓ               ｈｅａｌｔｈｉｅｒ,               ｈｅ               ｓｔｉｌｌ               ｈａｄ               ｗｅｅｋｌｙ               ｌａｂｓ               ａｎｄ               ｏｔｈｅｒ               ｅｘｐｅｎｓｅｓ               ｔｈａｔ               ｃａｍｅ               ｔｏ               ａ               ｌｏｔ               ｍｏｒｅ               ｔｈａｎ               ｈｅ               ｃｏｕｌｄ               ａｆｆｏｒｄ               ｔｏ               ｐａｙ               ｅａｃｈ               ｍｏｎｔｈ.                Ｎｏｎｅ               ｏｆ               ｔｈｅ               ｐｒｉｖａｔｅ               ｉｎｓｕｒａｎｃｅ               ｃｏｍｐａｎｉｅｓ               ｗｏｕｌｄ               ｔａｋｅ               ｈｉｍ               ｂａｃｋ               ｅｖｅｎ               ｄｕｒｉｎｇ               ｏｐｅｎ               ｅｎｒｏｌｌｍｅｎｔ. Ｈｅ               ｌｉｖｅｄ               ｉｎ               ａ               ｓｔａｔｅ               ｗｈｅｒｅ               ｔｈｅ               ｎｅｗ               ｌａｗｓ               ａｇａｉｎｓｔ               ｂｅｉｎｇ               ｔｕｒｎｅｄ               ｄｏｗｎ               ｄｕｅ               ｔｏ               ｐｒｉｏｒ               ｃｏｎｄｉｔｉｏｎｓ               ｄｉｄｎ'ｔ               ａｐｐｌｙ. Ｈｉｓ               ｓｔａｔｅ               ｏｐｔｅｄ               ｏｕｔ. Ｈｅ               ｔｒｉｅｄ               ｔｏ               ｇｅｔ               ｈｅｌｐ               ｔｈｒｏｕｇｈ               ｎｕｍｅｒｏｕｓ               ｏｔｈｅｒ               ｐｒｏｇｒａｍｓ               ｌｉｋｅ               "Ｔｉｃｋｅｔ               ｔｏ               Ｗｏｒｋ"               ｂｕｔ               ｈｅ               ｍａｄｅ               ｔｏｏ               ｍｕｃｈ               ｍｏｎｅｙ. Ｂｅｔｗｅｅｎ               ｈｉｓ               ｊｏｂ               ａｎｄ               Ｓｏｃｉａｌ               Ｓｅｃｕｒｉｔｙ               ｈｅ               ｍａｄｅ               ａｂｏｕｔ               $1600               ａ               ｍｏｎｔｈ               ａｎｄ               ｔｈｅ               ｃｕｔ               ｏｆｆ               ｐｏｉｎｔ               ｆｏｒ               ａｉｄ               ｗａｓ               $1279               ｆｏｒ               ａ               ｓｉｎｇｌｅ               ｐｅｒｓｏｎ. Ｔｏ               ｇｅｔ               Ｍｅｄｉｃａｉｄ               ｗｉｔｈｏｕｔ               ｔｈｅ               ｓｐｅｎｄ               ｄｏｗｎ               ｙｏｕ               ｈａｖｅ               ｔｏ               ｍａｋｅ               ａｒｏｕｎｄ               $650               ａ               ｍｏｎｔｈ. Ｒａｙ               ｈａｓ               ｎｏ               ｆａｍｉｌｙ               ｌｅｆｔ               ｔｏ               ｈｅｌｐ               ｈｉｍ. Ｈｏｗ               ｃａｎ               ａｎｙｏｎｅ               ｐｏｓｓｉｂｌｙ               ｌｉｖｅ               ｏｎ               $600               ａ               ｍｏｎｔｈ? Ｅｖｅｎ               ｏｎ               $1600               ａ               ｍｏｎｔｈ               Ｒａｙ               ｈａｓ               ｔｒｏｕｂｌｅ               ｍａｋｉｎｇ               ｅｎｄｓ               ｍｅｅｔ               ｓｏｍｅｔｉｍｅｓ.                Ｈｅ               ｄｏｅｓｎ'ｔ               ｑｕａｌｉｆｙ               ｆｏｒ               ｆｏｏｄ               ｓｔａｍｐｓ,               ａｓｓｉｓｔａｎｃｅ               ｗｉｔｈ               ｈｉｓ               ｕｔｉｌｉｔｉｅｓ               ｏｒ               ｒｅｎｔ               ｂｅｃａｕｓｅ               ａｇａｉｎ,               ｈｅ               ｍａｋｅｓ               ｔｏｏ               ｍｕｃｈ               ｍｏｎｅｙ. Ｈｉｓ               ｓｏｃｉａｌ               ｗｏｒｋｅｒ               ｓｕｇｇｅｓｔｅｄ               ｆｏｒ               ｈｉｍ               ｔｏ               ａｓｋ               ｔｈｅ               ｄｏｃｔｏｒｓ               ｉｆ               ｔｈｅｙ               ｗｏｕｌｄ               ｊｕｓｔ               ａｃｃｅｐｔ               ｔｈｅ               Ｍｅｄｉｃａｒｅ               ｐａｙｍｅｎｔ,               ｂｕｔ               ｔｗｏ               ｈａｖｅ               ａｌｒｅａｄｙ               ｓａｉｄ               ｎｏ               ａｎｄ               ｎｏｗ               ｒｅｑｕｉｒｅ               ｔｈｅ               ｔｗｅｎｔｙ               ｐｅｒｃｅｎｔ               ｕｐｆｒｏｎｔ.                Ｈｅ               ｎｅｅｄｓ               ａｎ               ｏｐｅｒａｔｉｏｎ               ｔｏ               ｈｅｌｐ               ｔｈｅ               ｖｉｓｉｏｎ               ｉｎ               ｈｉｓ               ｌｅｆｔ               ｅｙｅ,               ｂｕｔ               ｈｅ               ｃａｎ'ｔ               ａｆｆｏｒｄ               ｉｔ. Ｈｅ               ｗｏｒｒｉｅｓ               ａ               ｌｏｔ               ａｂｏｕｔ               ｂｅｃｏｍｉｎｇ               ａｎ               "ｅｍｅｒｇｅｎｃｙ               ｒｏｏｍ               ｐａｔｉｅｎｔ"               ｅｖｅｎ               ｔｈｏｕｇｈ               ｈｅ               ｈａｓ               Ｍｅｄｉｃａｒｅ. Ｔｈｅ               ｏｎｌｙ               ｓｏｌｕｔｉｏｎ               ｉｓ               ｔｏ               ｒｅｊｅｃｔ               ｔｈｅ               ｋｉｄｎｅｙ               ａｎｄ               ｇｏ               ｂａｃｋ               ｏｎ               ｄｉａｌｙｓｉｓ. Ｉｎ               ｏｔｈｅｒ               ｗｏｒｄｓ,               ｇｅｔ               ｓｉｃｋｅｒ. Ｔｈｅｎ               ｅｖｅｒｙｔｈｉｎｇ               ｗｏｕｌｄ               ｂｅ               ｐａｉｄ               ｆｏｒ. Ｒａｙ               ｉｓ               ｂｅｉｎｇ               ｐｅｎａｌｉｚｅｄ               ｆｏｒ               ｇｅｔｔｉｎｇ               ｂｅｔｔｅｒ               ａｎｄ               ｔｈｅｒｅ               ｉｓ               ｎｏ               ｗａｙ               ｏｕｔ               ｉｎ               ｓｉｇｈｔ. Ｈｅ               ｍａｋｅｓ               ｊｕｓｔ               ｅｎｏｕｇｈ               ｍｏｎｅｙ               ｔｏ               ｎｏｔ               ｇｅｔ               ｔｈｅ               ｈｅｌｐ               ｈｅ               ｎｅｅｄｓ,               ｂｕｔ               ｈｅ'ｓ               ｓｔｉｌｌ               ｐｏｏｒ               ａｎｄ               ｓｔｒｕｇｇｌｉｎｇ. Ｔｈａｔ'ｓ               ａ               ｔｒａｇｅｄｙ               ｆｏｒ               ｓｏｍｅｏｎｅ               ｗｈｏ               ｈａｓ               ｗｏｒｋｅｄ               ｈａｒｄ               ｈｉｓ               ｅｎｔｉｒｅ               ｌｉｆｅ               ｊｕｓｔ               ｔｒｙｉｎｇ               ｔｏ               ｇｅｔ               ｂｙ.

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About 'united healthcare community plan'|...history of the Church in the United States: its first...the face of the Catholic community in your country has..., educational, healthcare and social institutions...

About 'united healthcare community plan'|...history of the Church in the United States: its first...the face of the Catholic community in your country has..., educational, healthcare and social institutions...

Ｔｈｅ               ｈｅａｌｔｈ               ｃａｒｅ               ｒｅｆｏｒｍ               ｓｉｇｎｅｄ               ｉｎｔｏ               ｌｅｇｉｓｌａｔｉｏｎ               ｂｙ               ｔｈｅ               Ｏｂａｍａ               Ａｄｍｉｎｉｓｔｒａｔｉｏｎ               ｔｏｏｋ               ｅｆｆｅｃｔ               ｏｎ               Ｓｅｐｔｅｍｂｅｒ               23ｒｄ,               2010. Ｃｈｉｌｄｒｅｎ               ｉｎ               Ｔｅｘａｓ               ｗｉｌｌ               ｂｅ               ｓｉｇｎｉｆｉｃａｎｔｌｙ               ｉｍｐａｃｔｅｄ               ｂｙ               ｔｈｉｓ               ｃｈａｎｇｅ               ａｓ               ｍａｎｙ               ｏｆ               ｔｈｅ               ｔｏｐ               ｉｎｓｕｒａｎｃｅ               ｃａｒｒｉｅｒｓ               ｉｎ               Ｔｅｘａｓ               ｗｉｌｌ               ｂｅ               ｄｏｉｎｇ               ａｗａｙ               ｗｉｔｈ               ｃｈｉｌｄ-ｏｎｌｙ               ｐｏｌｉｃｉｅｓ               ｉｎ               ｔｈｅ               ｗａｋｅ               ｏｆ               ｔｈｉｓ               ｒｅｆｏｒｍ. Ｗｈａｔ               ｄｏｅｓ               Ｈｅａｌｔｈ               Ｒｅｆｏｒｍ               Ｓｔａｔｅ?                Ｔｈｅ               Ｈｅａｌｔｈ               Ｒｅｆｏｒｍ               ｌｅｇｉｓｌａｔｉｏｎ               ｗｉｌｌ               ｎｏｗ               ｒｅｑｕｉｒｅ               ａｌｌ               ｉｎｓｕｒａｎｃｅ               ｐｒｏｖｉｄｅｒｓ               ｔｏ               ｃａｒｒｙ               ｃｈｉｌｄｒｅｎ               ｗｉｔｈ               ｐｒｅ-ｅｘｉｓｔｉｎｇ               ｃｏｎｄｉｔｉｏｎｓ. Ｉｎ               ｔｈｅ               ｐａｓｔ,               ｍａｎｙ               ｃｈｉｌｄｒｅｎ               ｗｅｒｅ               ｄｅｎｉｅｄ               ｃｏｖｅｒａｇｅ               ｉｆ               ｔｈｅｙ               ｗｅｒｅ               ｆｏｕｎｄ               ｔｏ               ｈａｖｅ               ａ               ｐｒｅ-ｅｘｉｓｔｉｎｇ               ｃｏｎｄｉｔｉｏｎ,               ｂｕｔ               ｔｈａｎｋｓ               ｔｏ               ｔｈｅ               ｎｅｗ               ｌａｗ,               ｉｎｓｕｒａｎｃｅ               ｐｒｏｖｉｄｅｒｓ               ｃａｎｎｏｔ               ｄｅｎｙ               ｔｈｅｍ. Ｈｏｗｅｖｅｒ,               ｔｈｅｓｅ               ｃｏｍｐａｎｉｅｓ               ｈａｖｅ               ｄｅｃｉｄｅｄ               ｔｈａｔ               ｉｎ               ｏｒｄｅｒ               ｔｏ               ｐｒｅｖｅｎｔ               ｔｈｅｍｓｅｌｖｅｓ               ｆｒｏｍ               ｈａｖｉｎｇ               ｔｏ               ｃａｒｒｙ               ｃｈｉｌｄｒｅｎ               ｗｉｔｈ               ｐｒｅ-ｅｘｉｓｔｉｎｇ               ｃｏｎｄｉｔｉｏｎｓ,               ｉｔ               ｗｏｕｌｄ               ｂｅ               ｂｅｔｔｅｒ               ｔｏ               ｄｏ               ａｗａｙ               ｗｉｔｈ               ａｌｌ               ｃｈｉｌｄ-ｏｎｌｙ               ｐｏｌｉｃｉｅｓ. "Ｃｈｉｌｄ               Ｏｎｌｙ"               ｐｏｌｉｃｉｅｓ               ａｒｅ               ｐｏｌｉｃｉｅｓ               ｔｈａｔ               ｊｕｓｔ               ｃｏｖｅｒ               ｃｈｉｌｄｒｅｎ               ｕｎｄｅｒ               ｔｈｅ               ａｇｅ               ｏｆ               19.                Ｗｈｏ               ｉｓ               Ｄｏｉｎｇ               Ａｗａｙ               ｗｉｔｈ               Ｉｎｓｕｒａｎｃｅ               ｆｏｒ               Ｃｈｉｌｄｒｅｎ?                Ｉｎ               Ｔｅｘａｓ,               ｔｈｅ               ｂｉｇｇｅｓｔ               ｉｎｓｕｒｅｒｓ               ａｒｅ               Ｂｌｕｅ               Ｃｒｏｓｓ               Ｂｌｕｅ               Ｓｈｉｅｌｄ,               Ｕｎｉｔｅｄ               Ｈｅａｌｔｈｃａｒｅ,               Ａｅｔｎａ,               ａｎｄ               Ｃｉｇｎａ. Ｂｌｕｅ               Ｃｒｏｓｓ               ｄｏｍｉｎａｔｅｓ               44               ｐｅｒｃｅｎｔ               ｏｆ               ｔｈｅ               Ｔｅｘａｓ               ｍａｒｋｅｔ               ａｎｄ               Ｕｎｉｔｅｄ               Ｈｅａｌｔｈｃａｒｅ               ｄｏｍｉｎａｔｅｓ               ａ               ｑｕａｒｔｅｒ. Ｕｎｉｔｅｄ               Ｈｅａｌｔｈｃａｒｅ,               Ａｅｔｎａ,               ａｎｄ               Ｃｉｇｎａ               ｈａｖｅ               ａｌｌ               ｓｔａｔｅｄ               ｔｈａｔ               ｔｈｅｙ               ｗｉｌｌ               ｂｅ               ｄｏｉｎｇ               ａｗａｙ               ｗｉｔｈ               ｃｈｉｌｄ-ｏｎｌｙ               ｐｏｌｉｃｉｅｓ,               ｗｈｉｃｈ               ｍｅａｎｓ               ｔｈａｔ               ｔｈｅｙ               ｗｉｌｌ               ｋｅｅｐ               ｔｈｅ               ｃｕｒｒｅｎｔ               ｐｏｌｉｃｉｅｓ               ｕｎｔｉｌ               ｔｈｅｙ               ａｒｅ               ｕｐ               ｆｏｒ               ｒｅｎｅｗａｌ,               ｂｕｔ               ｗｉｌｌ               ｎｏｔ               ｒｅｎｅｗ. Ｔｈｅｉｒ               ａｒｇｕｍｅｎｔ               ｆｏｒ               ｔｈｉｓ               ｃｈａｎｇｅ               ｉｓ               ｔｈａｔ               ｔｈｅｙ               ａｒｅ               ｔｒｙｉｎｇ               ｔｏ               "ｋｅｅｐ               ｆａｍｉｌｙ               ｃｏｖｅｒａｇｅ               ａｆｆｏｒｄａｂｌｅ               ｆｏｒ               ａｓ               ｍａｎｙ               ｐｅｏｐｌｅ               ａｓ               ｐｏｓｓｉｂｌｅ               ａｎｄ               ａｖｏｉｄ               ｓｉｇｎｉｆｉｃａｎｔ               ｐｒｉｃｅ               ｈｉｋｅｓ"               ａｎｄ               ｔｈａｔ               "ｕｎｄｅｒ               ｔｈｅ               ｎｅｗ               ｌａｗ,               ｐｅｏｐｌｅ               ｓｕｄｄｅｎｌｙ               ｓｅｅｋｉｎｇ               ｃｏｖｅｒａｇｅ               ｗｏｕｌｄ               ｐｒｅｄｏｍｉｎａｔｅｌｙ               ｂｅ               ｔｈｏｓｅ               ｗｈｏ               ｎｅｅｄ               ｔｏ               ｃｏｎｓｕｍｅ               ｈｅａｌｔｈ               ｃａｒｅ               ｓｅｒｖｉｃｅｓ               ｉｍｍｅｄｉａｔｅｌｙ               ｆｏｒ               ｋｎｏｗｎ,               ｈｉｇｈ               ｃｏｓｔ               ｃｏｎｄｉｔｉｏｎｓ."               Ｔｈｅｒｅ               ａｒｅ               ｃｕｒｒｅｎｔｌｙ               263,800               Ｔｅｘａｓ               ｃｈｉｌｄｒｅｎ               ｕｎｄｅｒ               ｔｈｅ               ａｇｅ               ｏｆ               19               ｃｏｖｅｒｅｄ               ｂｙ               ｔｈｅｓｅ               ｐｏｌｉｃｉｅｓ.                Ｗｈａｔ               ｉｓ               ｔｈｅ               Ｉｍｐａｃｔ?                Ｔｈｅｒｅ               ｉｓ               ｎｏ               ｅｖｉｄｅｎｃｅ               ｔｏ               ｓｕｐｐｏｒｔ               ｔｈａｔ               ｔｈｅｓｅ               ｌａｒｇｅ               ｉｎｓｕｒａｎｃｅ               ｃｏｍｐａｎｉｅｓ               ｗｉｌｌ               ｓｕｆｆｅｒ               ａｓ               ａ               ｒｅｓｕｌｔ               ｏｆ               ｔｈｉｓ               ｅｌｅｍｅｎｔ               ｏｆ               ｈｅａｌｔｈ               ｃａｒｅ               ｒｅｆｏｒｍ. Ｉｎ               ｆａｃｔ,               ａｃｃｏｒｄｉｎｇ               ｔｏ               ｔｈｅ               Ｓｅｐｔｅｍｂｅｒ               13ｔｈ               ｅｄｉｔｉｏｎ               ｏｆ               ｔｈｅ               Ｈｏｕｓｔｏｎ               Ｃｈｒｏｎｉｃｌｅ,               Ｔｅｘａｓ               Ｒｅｐｒｅｓｅｎｔａｔｉｖｅ               Ｇａｒｎｅｔ               Ｃｏｌｅｍｅｎ               ｏｆ               Ｈｏｕｓｔｏｎ               ｗａｓ               ｑｕｏｔｅｄ               ａｓ               ｓａｙｉｎｇ               ｔｈａｔ               ｔｈｅ               ａｃｔｕａｌ               ｎｕｍｂｅｒ               ｏｆ               ｃｈｉｌｄｒｅｎ               ｗｈｏ               ｈａｖｅ               ｐｒｅ-ｅｘｉｓｔｉｎｇ               ｃｏｎｄｉｔｉｏｎｓ               ａｎｄ               ａｒｅ               ｓｅｅｋｉｎｇ               ｃｏｖｅｒａｇｅ               ｉｓ               ｓｍａｌｌ. Ａｃｃｏｒｄｉｎｇ               ｔｏ               ｔｈｅ               Ｋａｉｓｅｒ               Ｆｏｕｎｄａｔｉｏｎ,               43.4%               ｏｆ               Ｔｅｘａｓ               ｃｈｉｌｄｒｅｎ               ａｒｅ               ｃｏｖｅｒｅｄ               ｏｎ               ｔｈｅｉｒ               ｐａｒｅｎｔｓ'               ｅｍｐｌｏｙｅｒ               ｉｎｓｕｒａｎｃｅ,               30.7               ｐｅｒｃｅｎｔ               ｏｆ               ｃｈｉｌｄｒｅｎ               ａｒｅ               ｃｏｖｅｒｅｄ               ｔｈｒｏｕｇｈ               Ｍｅｄｉｃａｉｄ,               5.8               ｐｅｒｃｅｎｔ               ａｒｅ               ｃｏｖｅｒｅｄ               ｔｈｒｏｕｇｈ               ｉｎｄｉｖｉｄｕａｌ               ｏｒ               ｏｔｈｅｒ               ｐｕｂｌｉｃ               ｐｌａｎｓ,               ａｎｄ               20.1ｐｅｒｃｅｎｔ               ａｒｅ               ｕｎｉｎｓｕｒｅｄ. Ｉｔ               ｓｅｅｍｓ               ｔｈａｔ               ｔｈｅｓｅ               ｃｏｍｐａｎｉｅｓ               ａｒｅ               ｗｏｒｒｉｅｄ               ａｂｏｕｔ               ｔｈｅ               ｎｕｍｂｅｒ               ｏｆ               ｃｈｉｌｄｒｅｎ               ｗｉｔｈ               ｐｒｅ-ｅｘｉｓｔｉｎｇ               ｃｏｎｄｉｔｉｏｎｓ               ｗｈｏ               ｆａｌｌ               ｉｎｔｏ               ｔｈａｔ               20.1ｐｅｒｃｅｎｔ               ｏｆ               ｕｎｉｎｓｕｒｅｄ               Ｔｅｘａｎｓ.                Ｔｈｅ               ｓｌｏｇａｎ               ｆｏｒ               Ｕｎｉｔｅｄ               Ｈｅａｌｔｈｃａｒｅ               ｉｓ               "Ｈｅｌｐｉｎｇ               ｐｅｏｐｌｅ               ｌｉｖｅ               ｈｅａｌｔｈｉｅｒ               ｌｉｖｅｓ"               ａｎｄ               Ａｅｔｎａ'ｓ               ｗｅｂｓｉｔｅ               ｓｔａｔｅｓ               ｔｈａｔ               ｔｈｅｙ               ａｒｅ               "ｃｏｍｍｉｔｔｅｄ               ｔｏ               ｃｏｍｐｌｉａｎｃｅ               ｗｉｔｈ               ｔｈｅ               ｎｅｗ               ｌｅｇｉｓｌａｔｉｏｎ,               ａｎｄ               ｗｅ               ａｒｅ               ｆｕｌｆｉｌｌｉｎｇ               ｏｕｒ               ｏｂｌｉｇａｔｉｏｎ               ｔｏ               ｉｍｐｌｅｍｅｎｔ               ｎｅｗ               ｂｅｎｅｆｉｔ               ａｎｄ               ｈｅａｌｔｈ               ｐｌａｎ               ｒｅｑｕｉｒｅｍｅｎｔｓ."               Ｈｏｗ               ｅｘａｃｔｌｙ               ｉｓ               Ｕｎｉｔｅｄ               Ｈｅａｌｔｈｃａｒｅ               ｈｅｌｐｉｎｇ               ｐｅｏｐｌｅ               ｌｉｖｅ               ｈｅａｌｔｈｉｅｒ               ｌｉｖｅｓ               ｗｈｅｎ               ｔｈｅｙ               ａｒｅ               ｄｒｏｐｐｉｎｇ               ｃｈｉｌｄｒｅｎ               ｆｒｏｍ               ｐｏｌｉｃｉｅｓ? Ｈｏｗ               ｉｓ               Ａｅｔｎａ               ｆｕｌｆｉｌｌｉｎｇ               ｔｈｅｉｒ               ｏｂｌｉｇａｔｉｏｎ               ｂｙ               ｃｏｍｉｎｇ               ｕｐ               ｗｉｔｈ               ａ               ｎｅｗ               ｗａｙ               ｏｆ               ｄｅｎｙｉｎｇ               ｃｈｉｌｄｒｅｎ               ｉｎ               ｎｅｅｄ               ｏｆ               ｈｅａｌｔｈ               ｃｏｖｅｒａｇｅ? Ｔｈｅｓｅ               ｉｎｓｕｒａｎｃｅ               ｇｉａｎｔｓ               ｈａｖｅ               ｄｅｃｉｄｅｄ               ｔｈａｔ               ｔｈｅｉｒ               ｂｏｔｔｏｍ               ｌｉｎｅ               ｉｓ               ｍｏｒｅ               ｉｍｐｏｒｔａｎｔ               ｔｈａｎ               ｔｈｅ               ｈｅａｌｔｈ               ｏｆ               ｔｈｅｉｒ               ｓｕｂｓｃｒｉｂｅｒｓ               ａｎｄ               ｔｈｅｉｒ               ｓｕｂｓｃｒｉｂｅｒｓ'               ｃｈｉｌｄｒｅｎ. Ｔｈｅｙ               ｃｌａｉｍ               ｔｈａｔ               ｔｈｅｙ               ａｒｅ               ｔｒｙｉｎｇ               ｔｏ               ｐｒｅｖｅｎｔ               ａ               ｓｐｉｋｅ               ｉｎ               ｐｒｅｍｉｕｍｓ               ｂｙ               ｎｏｔ               ａｌｌｏｗｉｎｇ               ｃｅｒｔａｉｎ               ｃｈｉｌｄｒｅｎ               ｃｏｖｅｒａｇｅ,               ｂｕｔ               ｉｓ               ｔｈａｔ               ｒｅａｌｌｙ               ｔｈｅ               ｃａｓｅ? Ａｃｃｏｒｄｉｎｇ               ｔｏ               Ｐａｕｌｉｎｅ               Ｒｏｓｅｎａｕ,               ｗｈｏ               ｉｓ               ａ               ｐｒｏｆｅｓｓｏｒ               ｏｆ               Ｍａｎａｇｅｍｅｎｔ,               Ｐｏｌｉｃｙ,               ａｎｄ               Ｃｏｍｍｕｎｉｔｙ               Ｈｅａｌｔｈ               ａｔ               ｔｈｅ               Ｕｎｉｖｅｒｓｉｔｙ               ｏｆ               Ｔｅｘａｓ               Ｓｃｈｏｏｌ               ｏｆ               Ｐｕｂｌｉｃ               Ｈｅａｌｔｈ,               ｔｈｅ               "ｍｉｄｄｌｅ               ｃｌａｓｓ               ｗｉｌｌ               ｆｅｅｌ               ｔｈｅ               ｇｒｅａｔｅｓｔ               ｉｍｐａｃｔ               ｆｒｏｍ               ｔｈｅ               ｃｈａｎｇｅ               ａｎｄ               ｌｉｋｅｌｙ               ｈａｖｅ               ｔｏ               ｆｏｒｇｏ               ｃｏｖｅｒａｇｅ               ｏｆ               ｔｈｅｉｒ               ｃｈｉｌｄｒｅｎ               ｉｆ               ｔｈｅｉｒ               ｅｍｐｌｏｙｅｒ-ｂａｓｅｄ               ｆａｍｉｌｙ               ｐｌａｎｓ               ｃｕｔ               ｃｏｖｅｒａｇｅ               ｏｆ               ｄｅｐｅｎｄｅｎｔｓ."                Ｉｆ               ｃｈｉｌｄｒｅｎ               ｃａｎｎｏｔ               ｒｅｃｅｉｖｅ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ,               ｐａｒｅｎｔｓ               ｗｉｌｌ               ｂｅ               ｍｏｒｅ               ｒｅｌｉａｎｔ               ｏｎ               ｅｍｅｒｇｅｎｃｙ               ｃａｒｅ               ａｎｄ               ｐｕｂｌｉｃ               ｆｕｎｄｉｎｇ               ｔｏ               ｔａｋｅ               ｃａｒｅ               ｏｆ               ｔｈｅｉｒ               ｃｈｉｌｄｒｅｎ,               ｗｈｉｃｈ               ｗｉｌｌ               ｐａｓｓ               ａｌｏｎｇ               ｔｈｅ               ｂｕｒｄｅｎ               ｔｏ               ｔｈｅ               ｒｅｓｔ               ｏｆ               Ｔｅｘａｓ               ｃｉｔｉｚｅｎｓ. Ｗｅ               ｎｅｅｄ               ｔｏ               ａｌｌｏｗ               ａｌｌ               ｐｅｏｐｌｅ               ａｃｃｅｓｓ               ｔｏ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ,               ｓｏ               ｗｅ               ｄｏｎ'ｔ               ｓｅｅ               ｐｒｉｃｅ               ｉｎｃｒｅａｓｅｓ               ｉｎ               ｅｍｅｒｇｅｎｃｙ               ｒｏｏｍ               ｖｉｓｉｔｓ               ａｎｄ               ｏｕｒ               ｏｗｎ               ｐｒｅｍｉｕｍｓ. Ｔｈｅｓｅ               ｉｎｓｕｒａｎｃｅ               ｇｉａｎｔｓ               ｈａｖｅ               ａｌｗａｙｓ               ｃａｒｅ               ｍｏｒｅ               ａｂｏｕｔ               ｔｈｅｉｒ               ｂｏｔｔｏｍ               ｌｉｎｅ               ｔｈａｎ               ｔｈｅｉｒ               ｃｕｓｔｏｍｅｒｓ,               ａｎｄ               Ｉ               ｗｅ               ｎｅｅｄ               ｔｏ               ｃｏｎｔｉｎｕｅ               ｔｏ               ｓｕｐｐｏｒｔ               ｌｅｇｉｓｌａｔｉｏｎ               ｔｏ               ｐｒｅｖｅｎｔ               ｔｈｅｍ               ｆｒｏｍ               ｍａｋｉｎｇ               ｏｕｒ               ｈｅａｌｔｈｃａｒｅ               ｄｅｃｉｓｉｏｎｓ               ｆｏｒ               ｕｓ.                Ａｃｋｅｒｍａｎ,               Ｔ. (2010,               Ｓｅｐｔｅｍｂｅｒ               13). Ａｓ               ｎｅｗ               ｌａｗ               ｋｉｃｋｓ               ｉｎ,               ｔｈｏｕｓａｎｄｓ               ｏｆ               Ｔｅｘａｓ               ｃｈｉｌｄｒｅｎ               ｍａｙ               ｂｅ               ｌｅｆｔ               ｏｕｔ. Ｈｏｕｓｔｏｎ               Ｃｈｒｏｎｉｃｌｅ               ,               ｐｐ. Ａ1,               Ａ4.                ｗｗｗ.ｕｈｃ.ｃｏｍ                               ｗｗｗ.ａｅｔｎａ.ｃｏｍ

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Ｉｆ               Ｒｅｐｕｂｌｉｃａｎｓ               ｗｅｒｅ               ｃｏｎｆｒｏｎｔｅｄ               ｗｉｔｈ               ｔｈｅ               ｆａｃｔｓ               ａｎｄ               ｔｈｅｙ               ａｎｓｗｅｒｅｄ               ｈｏｎｅｓｔｌｙ,               Ｉ               ｆｅｅｌ               ｃｅｒｔａｉｎ               ｉｔ               ｗｏｕｌｄ               ｂｅｃｏｍｅ               ｃｌｅａｒ               ｔｏ               ｏｂｊｅｃｔｉｖｅ               ｔｈｉｎｋｅｒｓ               ｔｈａｔ               ｔｈｅ               ｉｎｔｅｒｅｓｔ               ｏｆ               ｔｈｅ               ｇｅｎｅｒａｌ               ｐｕｂｌｉｃ               ａｒｅ               ｎｏｔ               ｗｈａｔ               ｏｃｃｕｐｉｅｓ               ｔｈｅｉｒ               ｔｉｍｅ. Ｔｈｉｓ               ｉｓｎ'ｔ               ｉｎｔｅｎｄｅｄ               ｔｏ               ｄｅｍｏｎｉｚｅ               ｔｈｅｍ;               ｉｔ'ｓ               ｊｕｓｔ               ｔｏ               ｐｏｉｎｔ               ｏｕｔ               ａｎ               ｏｂｖｉｏｕｓ               ｒｅａｌｉｔｙ               ｉｎ               ｃｏｎｔｅｍｐｏｒａｒｙ               Ｕ.Ｓ. ｐｏｌｉｔｉｃｓ. Ｂｏｔｈ               Ｐａｒｔｙ'ｓ               ｎａｍｅｓ               ｇｉｖｅ               ａ               ｂｉｔ               ｏｆ               ａ               ｃｌｕｅ               ｏｎ               ｈｏｗ               ｔｈｅｉｒ               ｌｅａｄｅｒｓ               ｍｉｇｈｔ               ｂｅ               ｉｎｃｌｉｎｅｄ               ｔｏ               ｐｕｒｓｕｅ               ｇｏａｌｓ               ｒｅｌａｔｅｄ               ｔｏ               ｃｒｉｔｉｃａｌ               ｓｏｃｉａｌ               ｉｓｓｕｅｓ. Ｄｅｍｏｃｒａｔｓ,               ａ               ｄｅｒｉｖａｔｉｖｅ               ｎａｍｅ               ｏｆ               ｇｏｖｅｒｎｍｅｎｔ               ｓｅｔ               ｕｐ               ｂｙ               ｔｈｅ               Ｇｒｅｅｋｓ               ａｇｅｓ               ａｇｏ               ｗｈｅｒｅｂｙ               ｅａｃｈ               ｉｎｄｉｖｉｄｕａｌ               ｗｉｔｈｉｎ               ｔｈｅ               ｓｏｃｉｅｔｙ               ｈａｄ               ａｎ               ａｃｔｕａｌ               ｓａｙ               ｉｎ               ｔｈｅ               ｉｓｓｕｅｓ,               ｔｅｎｄ               ｔｏ               ｆｏｃｕｓ               ｏｎ               ａ               ｃｏｌｌｅｃｔｉｖｅ               ｎｅｅｄ               ｏｆ               ｔｈｅ               ｐｅｏｐｌｅ. Ｒｅｐｕｂｌｉｃａｎｓ,               ａｌｓｏ               ｏｒｉｇｉｎａｔｉｎｇ               ｗｉｔｈｉｎ               Ｇｒｅｅｋ               ｃｕｌｔｕｒｅ               ａｓ               ａ               ｒｅｐｒｅｓｅｎｔａｔｉｖｅ               ｆｏｒｍ               ｏｆ               ｇｏｖｅｒｎｍｅｎｔ               ｗｈｅｒｅ               ｐｅｏｐｌｅ               ｗｏｕｌｄ               ｅｌｅｃｔ               ｓｏｍｅｏｎｅ               ｔｏ               ｓｔａｎｄ               ｉｎ               ｆｏｒ               ｔｈｅｍ               ｏｎ               ｔｈｅ               ｉｓｓｕｅｓ               (ｍｕｃｈ               ｌｉｋｅ               ｗｅ               ｈａｖｅ               ｔｏｄａｙ               ｉｎ               Ａｍｅｒｉｃａ)               ｔｅｎｄ               ｔｏ               ｆｏｃｕｓ               ｏｎ               ａ               ｍｏｒｅ               ｐｏｗｅｒｆｕｌ,               ｙｅｔ               ｓｍａｌｌｅｒ               ｃｏｎｓｔｉｔｕｅｎｃｙ. Ｃｌｅａｒｌｙ               Ｉ               ｔａｋｅ               ｌｉｃｅｎｓｅ               ｗｉｔｈ               ｔｈｉｓ               ｂｉｔ               ｏｆ               ｗｏｒｄ               ｐｌａｙ,               ｂｕｔ               ｙｏｕ               ｇｅｔ               ｍｙ               ｄｒｉｆｔ.                Ｄｅｍｏｃｒａｔｓ               ａｒｅ               ｎｏｔ               ｉｎｎｏｃｅｎｔ               ｏｆ               ｐｕｒｓｕｉｎｇ               ｔｈｅｉｒ               ｏｗｎ               ｓｅｌｆ-ｉｎｔｅｒｅｓｔ               ｏｖｅｒ               ｒｅａｌ               ｃｏｎｓｔｉｔｕｅｎｔ               ｎｅｅｄｓ               ｏｒ               ａｌｉｇｎｉｎｇ               ｔｈｅｍｓｅｌｖｅｓ               ｗｉｔｈ               ｃｏｒｐｏｒａｔｅ               ｉｎｔｅｒｅｓｔｓ. Ａｎｄ               ｔｈｏｕｇｈ               ｉｔ               ｍａｙ               ｎｏｔ               ｓｅｅｍ               ｃｌｅａｒ               ｔｏ               ｓｏｍｅ               ｔｈａｔ               ｖｏｔｉｎｇ               ｗｉｔｈ               ｔｈｅ               ｉｎｔｅｒｅｓｔｓ               ｏｆ               ａ               ｓｅｌｅｃｔ               ｆｅｗ               ｆｒｏｍ               ｔｉｍｅ               ｔｏ               ｔｉｍｅ               ｃａｎ               ｕｌｔｉｍａｔｅｌｙ               ｂｅｎｅｆｉｔ               ｔｈｅ               ｌａｒｇｅｒ               ｐｏｐｕｌａｔｉｏｎ,               ｉｔ               ＩＳ               ｃｌｅａｒ               ｔｈａｔ               ａ               ｒｅｃｕｒｒｅｎｔ               ａｎｄ               ｏｆｔｅｎ               ｕｎａｂａｓｈｅｄ               ｐａｔｔｅｒｎ               ｏｆ               ｄｏｉｎｇ               ｔｈｉｓ               ｈａｓ               ｄｅｖｅｌｏｐｅｄ               ｗｉｔｈｉｎ               ｔｈｅ               ｒａｎｋｓ               ｏｆ               ｔｈｅ               Ｒｅｐｕｂｌｉｃａｎ               ｐａｒｔｙ. Ｍａｎｙ               ｄｕｒｉｎｇ               ｔｈｅ               Ｂｕｓｈ/Ｃｈｅｎｅｙ               ｙｅａｒｓ               ｆｏｌｌｏｗｅｄ               ｔｈｅ               ｌｅａｄ               ｏｆ               Ｇｒｏｖｅｒ               Ｎｏｒｑｕｉｓｔ               ｔｈａｔ               ｓｏｕｇｈｔ               ｔｏ               ｓｈｒｉｎｋ               ｔｈｅ               ｒｏｌｌ               ｏｆ               ｇｏｖｅｒｎｍｅｎｔ               ｔｏ               ａ               ｐｏｉｎｔ               ｗｈｅｒｅ               ｔｈｅ               ｐｒｉｖａｔｅ               ｓｅｃｔｏｒ               ｃｏｕｌｄ               ｔａｋｅ               ｏｖｅｒ,               ｒｅｐｌａｃｉｎｇ               ｇｏｖｅｒｎｍｅｎｔ               ａｇｅｎｃｉｅｓ               ａｎｓｗｅｒａｂｌｅ               ｔｏ               ｔｈｅ               ｐｅｏｐｌｅ               ｗｉｔｈ               ｃｏｒｐｏｒａｔｅ               ｂｏａｒｄｓ               ｒｏｏｍｓ               ａｎｓｗｅｒａｂｌｅ               ｏｎｌｙ               ｔｏ               ｔｈｅｉｒ               ｓｔｏｃｋ               ｈｏｌｄｅｒｓ.                Ｔｈｅ               Ｄｅｍｏｃｒａｔｉｃ               Ｐａｒｔｙ               ｏｆ               ｔｏｄａｙ               ｅｖｏｌｖｅｄ               ｆｒｏｍ               ｔｈｅ               ｐｒｉｎｃｉｐｌｅｓ               ｆｏｕｎｄ               ｗｉｔｈｉｎ               Ｊｅｆｆｅｒｓｏｎｉａｎ               ａｎｄ               Ｊａｃｋｓｏｎｉａｎ               ｐｏｌｉｔｉｃｓ. Ｂｏｔｈ               ｏｆ               ｔｈｅｓｅ               ｐｏｌｉｔｉｃａｌ               ｖｉｅｗｓ               ｓｙｍｐａｔｈｉｚｅｄ               ｗｉｔｈ               ａｎｄ               ｅｘｐａｎｄｅｄ               ｔｈｅ               ｒｏｌｅ               ｉｎ               ｐｏｌｉｔｉｃｓ               ｏｆ               ｗｏｒｋｉｎｇ               ｃｌａｓｓ               ｐｅｏｐｌｅ               ａｓ               ｏｕｒ               ｃｏｕｎｔｒｙ               ｄｅｖｅｌｏｐｅｄ               ｉｎ               ｉｔｓ               ｅａｒｌｙ               ｙｅａｒｓ. Ｗｉｔｈｉｎ               ｔｈｅ               ｃｏｎｔｅｍｐｏｒａｒｙ               Ｒｅｐｕｂｌｉｃａｎ               Ｐａｒｔｙ               ｗｅ               ｓｅｅ               ｖｉｎｔａｇｅｓ               ｏｆ               ｔｈｅ               Ｈａｍｉｌｔｏｎｉａｎ               Ｆｅｄｅｒａｌｉｓｔｓ               ｗｈｏ               ｏｆｔｅｎ               ａｌｉｇｎｅｄ               ｔｈｅｍｓｅｌｖｅｓ               ｗｉｔｈ               ｆｉｎａｎｃｉａｌ               ｉｎｓｔｉｔｕｔｉｏｎｓ               ａｎｄ               ｔｈｅ               ａｒｉｓｔｏｃｒａｃｙ. Ｉｎ               ｆａｃｔ,               ｉｔ               ｉｓ               ｎｏｔ               ｕｎｃｏｍｍｏｎ               ｆｏｒ               ｍａｎｙ               ｗｉｔｈｉｎ               ｔｈｅ               ｕｌｔｒａ-ｃｏｎｓｅｒｖａｔｉｖｅ               ｆａｃｔｉｏｎｓ               ｏｆ               ｔｈｅ               Ｒｅｐｕｂｌｉｃａｎ               Ｐａｒｔｙ               ｔｏｄａｙ               ｔｏ               ｒｅｆｅｒ               ｂａｃｋ               ｔｏ               ｔｈｅ               Ｆｅｄｅｒａｌｉｓｔ               Ｐａｐｅｒｓ,               ｏｆ               ｗｈｉｃｈ               ｍｏｒｅ               ｔｈａｎ               ｈａｌｆ               ａｒｅ               ａｔｔｒｉｂｕｔｅｄ               ｔｏ               Ａｌｅｘａｎｄｅｒ               Ｈａｍｉｌｔｏｎ,               ｔｏ               ｄｅｆｉｎｅ               ｔｈｅ               ｒｏｌｅ               ｏｆ               ｇｏｖｅｒｎｍｅｎｔ               ａｎｄ               ｉｎｔｅｒｐｒｅｔａｔｉｏｎｓ               ｏｆ               ｔｈｅ               Ｃｏｎｓｔｉｔｕｔｉｏｎ.                Ｔｈｅ               ｃｏｎｃｅｐｔｓ               ｏｆ               ｐｅｒｓｏｎａｌ               ｌｉｂｅｒｔｙ               ｗｉｔｈｉｎ               ｅａｃｈ               ｆｒａｍｅｗｏｒｋ,               Ｄｅｍｏｃｒａｔ               ａｎｄ               Ｒｅｐｕｂｌｉｃａｎ,               ａｒｅ               ｐｏｓｔｕｌａｔｅｄ               ｉｎ               ａｃｃｏｒｄａｎｃｅ               ｗｉｔｈ               ｔｈｅｓｅ               ｅａｒｌｉｅｒ               ｐｅｒｓｐｅｃｔｉｖｅｓ. Ｉｔ               ｃｏｍｅｓ               ａｓ               ｎｏ               ｓｕｒｐｒｉｓｅ               ｔｈｅｎ               ｔｈａｔ               ｃｏｒｐｏｒａｔｉｏｎｓ               ｗｅｒｅ               ｆｉｒｓｔ               ｄｅｆｉｎｅｄ               ａｓ               "ｎａｔｕｒａｌ               ｐｅｒｓｏｎｓ"               ｂｙ               ａ               Ｒｅｐｕｂｌｉｃａｎ               ａｐｐｏｉｎｔｅｅ               ｔｏ               ｔｈｅ               Ｓｕｐｒｅｍｅ               Ｃｏｕｒｔ,               Ｃｈｉｅｆ               Ｊｕｓｔｉｃｅ               Ｍｏｒｒｉｓｏｎ               Ｗａｉｔｅ               ｉｎ               ｔｈｅ               ｃａｓｅ               ｏｆ               Ｓａｎｔａ               Ｃｌａｒａ               Ｃｏｕｎｔｙ               ｖ. Ｓｏｕｔｈｅｒｎ               Ｐａｃｉｆｉｃ               Ｒａｉｌｒｏａｄ               Ｃｏｍｐａｎｙ               (1).Ｃｏｒｐｏｒａｔｅ               "ｐｅｒｓｏｎｈｏｏｄ"               ｈａｓ               ｓｉｎｃｅ               ｂｅｅｎ               ｅｎｈａｎｃｅｄ               ｂｙ               Ｒｅｐｕｂｌｉｃａｎ-ａｐｐｏｉｎｔｅｄ               ｊｕｓｔｉｃｅｓ               ｉｎ               ｔｈｅ               ｒｅｃｅｎｔ               Ｃｉｔｉｚｅｎｓ               Ｕｎｉｔｅｄ               ｖ. ＦＥＣｃａｓｅ.                Ｈｏｌｄｉｎｇ               ｔｈｅ               ｖｉｅｗｓ               ｔｈａｔ               ｔｈｅｙ               ｄｏ,               Ｒｅｐｕｂｌｉｃａｎｓ               ａｒｅ               ｍｏｒｅ               ｗｉｌｌｉｎｇ               ｔｏ               ｔｒｕｓｔ               ｗｈａｔ               ｆｅｌｌｏｗ               Ｆｅｄｅｒａｌｉｓｔ               Ｊａｍｅｓ               Ｍａｄｉｓｏｎ               ｒｅｆｅｒｒｅｄ               ｔｏ               ａｓ               ａ               "ｓｅｌｅｃｔ               .. ｐｏｒｔｉｏｎ               ｏｆ               ｅｎｌｉｇｈｔｅｎｅｄ               ｃｉｔｉｚｅｎｓ",               ｂｕｔ               ｏｆｔｅｎ               ａｒｅ               ｇｕｉｌｔｙ               ｏｆ               ａｔｔｒｉｂｕｔｉｎｇ               ａ               ｗｉｓｄｏｍ               ａｎｄ               ｖｉｒｔｕｅ               ｔｏ               ｔｈｉｓ               ｓｅｌｅｃｔ               ｇｒｏｕｐ               ｔｈａｔ               ｏｍｉｔｓ               ｔｈｅ               ｈｕｍａｎ               ｗｅａｋｎｅｓｓｅｓ               ｏｆ               "ｌｅｓｓｅｒ               ｍｅｎ". Ｏｖｅｒ               ｔｈｅ               ｄｅｃａｄｅｓ               ａｎｄ               ｎｅａｒｌｙ               ｔｗｏ               ｃｅｎｔｕｒｉｅｓ               ｓｉｎｃｅ               ｔｈｅｓｅ               ｉｄｅａｓ               ｗｅｒｅ               ｆｉｒｓｔ               ｃｏｍｍｕｎｉｃａｔｅｄ,               ａ               ｃｏｎｓｅｒｖａｔｉｓｍ               ｈａｓ               ｅｖｏｌｖｅｄ               ｔｈａｔ               ｔｈｒｏｗｓ               ｉｔｓ               ｗｅｉｇｈｔ               ｂｅｈｉｎｄ               ｔｈｅ               ｗｅｌｌ               ｈｅａｌｅｄ               ｅｓｔａｂｌｉｓｈｍｅｎｔ               ｏｆ               ｃｏｍｍｅｒｃｅ               ａｎｄ               ｔｈｅｉｒ               ｆｉｎａｎｃｉａｌ               ｓｕｐｐｏｒｔｅｒｓ. Ｔｈｉｓ               ａｓｓｏｃｉａｔｉｏｎ               ｈａｓ               ｂｅｃｏｍｅ               ｓｏ               ｎａｔｕｒａｌ               ｉｎ               ｉｔｓ               ｃｏｕｒｓｅ               ｔｈａｔ               Ｒｅｐｕｂｌｉｃａｎｓ               ｏｆｔｅｎ               ｓｅｅｍ               ｏｂｌｉｖｉｏｕｓ               ｔｏ               ｉｔ.                Ａ               ｃｌｅａｒ               ｅｘａｍｐｌｅ               ｏｆ               ｔｈｉｓ               ｉｓ               ｔｈｅ               Ｒｅｐｕｂｌｉｃａｎ               ａｎｄ               Ｓｅｎａｔｅ               ｍｉｎｏｒｉｔｙ               ｌｅａｄｅｒｓ               ｗｈｏ               ｈａｖｅ               ｃｏｎｔｉｎｕｏｕｓｌｙ               ａｎｄ               ｏｐｅｎｌｙ               ｓｔａｔｅｄ               ｔｈｅ               ｍｉｓｃｏｎｃｅｐｔｉｏｎ               ｔｈａｔ               "ｔｈｅ               Ａｍｅｒｉｃａｎ               ｐｅｏｐｌｅ               ｈａｖｅ               ｓｐｏｋｅｎ. Ｔｈｅｙ               ｏｐｐｏｓｅ               ｇｏｖｅｒｎｍｅｎｔ-ｒｕｎ               ｈｅａｌｔｈ               ｃａｒｅ."(2)               Ｉｎ               ｌｉｇｈｔ               ｏｆ               ｔｈｅ               ｆａｃｔ               ｔｈａｔ               ｐｏｌｌｓ               ｓｈｏｗ               ｑｕｉｔｅ               ｔｈｅ               ｃｏｎｔｒａｒｙ               (3)               ａｎｄ               ｔｈａｔ               Ｒｅｐｕｂｌｉｃａｎｓ               ｈａｖｅ               ｌｅｓｓ               ｓｕｐｐｏｒｔ               ｔｈａｎ               ｄｏ               Ｐｒｅｓｉｄｅｎｔ               Ｏｂａｍａ               ａｎｄ               ｔｈｅ               Ｄｅｍｏｃｒａｔｓ               ｏｎ               ｎｅａｒｌｙ               ａｌｌ               ｃｒｉｔｉｃａｌ               ｄｏｍｅｓｔｉｃ               ａｎｄ               ｆｏｒｅｉｇｎ               ｉｓｓｕｅｓ,               ｉｎｃｌｕｄｉｎｇ               ｈｏｗ               ｔｏ               ｄｅａｌ               ｗｉｔｈ               ｔｅｒｒｏｒｉｓｍ,               ｏｎｅ               ｃａｎ               ｏｎｌｙ               ａｓｓｕｍｅ               ｔｈａｔ               Ｒｅｐ. Ｊｏｈｎ               Ｂｏｅｈｎｅｒ               ａｎｄ               Ｓｅｎａｔｏｒ               Ｍｉｔｃｈ               ＭｃＣｏｎｎｅｌｌ               ａｒｅ               ｒｅｆｅｒｅｎｃｉｎｇ               ｔｈｅ               ｓｅｎｔｉｍｅｎｔｓ               ｏｆ               ａｎｏｔｈｅｒ               ｃｏｎｓｔｉｔｕｅｎｃｙ               ｏｆ               ｔｈｅｉｒｓ;               ｉｎ               ｔｈｉｓ               ｓｐｅｃｉｆｉｃ               ｒｅｇａｒｄ,               ｔｈｅ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ               ｉｎｄｕｓｔｒｙ.                Ｉｆ               ｗｅ               ｔａｋｅ               ａ               ｃｌｏｓｅ               ｌｏｏｋ               ａｔ               ｔｈｅｉｒ               ａｒｇｕｍｅｎｔｓ               ｔｈａｔ               ｏｐｐｏｓｅ               ｕｎｉｖｅｒｓａｌ               ｈｅａｌｔｈ               ｃａｒｅ               ｆｏｒ               Ａｍｅｒｉｃａｎｓ               ｗｅ               ｓｅｅ               ｔｈｅ               ｕｎｄｅｒｌｙｉｎｇ               ｖａｌｕｅｓ               ｏｆ               ｃｏｒｐｏｒａｔｅ               ｉｎｔｅｒｅｓｔｓ,               ｄｉｓｇｕｉｓｅｄ               ａｓ               ｖｉｒｔｕｏｕｓ               ｃａｐｉｔａｌｉｓｍ. Ｏｆ               ｔｈｅｉｒ               4               "ｃｏｍｍｏｎ               ｓｅｎｓｅ               ｓｏｌｕｔｉｏｎｓ"               ｓｔａｔｅｄ               ｏｎ               ｔｈｅｉｒ               ｗｅｂ-ｓｉｔｅ               (2)               ａｌｌ               ａｒｅ               ｍｅｒｅ               ｉｔｅｒａｔｉｏｎｓ               ｏｆ               ｓｉｍｐｌｉｓｔｉｃ               ｏｐｔｉｏｎｓ               ｔｈａｔ               ｏｆｆｅｒ               ｎｏ               ｒｅａｌ               ｇｕｉｄｅｌｉｎｅｓ               ｏｒ               ｃｏｎｃｒｅｔｅ               ａｃｔｉｏｎｓ               ｔｏ               ｒｅｄｕｃｅ               ｔｈｅ               ｇｒｏｗｉｎｇ               ｎｕｍｂｅｒ               ｏｆ               ｐｅｏｐｌｅ               ｗｈｏ               ａｒｅ               ｗｉｔｈｏｕｔ               ｈｅａｌｔｈ               ｃａｒｅ               ｃｏｖｅｒａｇｅ. Ｆｏｒ               ｅｘａｍｐｌｅ,               ｓｏｌｕｔｉｏｎ               #3               ｓｕｇｇｅｓｔｓ,               ｔｈｏｕｇｈ               ｅｘｔｒｅｍｅｌｙ               ｖａｇｕｅ,               ｔｈａｔ               ｓｔａｔｅｓ               ｂｅ               ｇｉｖｅｎ               "ｔｈｅ               ｔｏｏｌｓ               ｔｏ               ｃｒｅａｔｅ               ｔｈｅｉｒ               ｏｗｎ               ｉｎｎｏｖａｔｉｖｅ               ｒｅｆｏｒｍｓ               ｔｈａｔ               ｌｏｗｅｒ               ｈｅａｌｔｈ               ｃａｒｅ               ｃｏｓｔｓ."                Ｗｈｅｒｅ               ｔｈｉｓ               ｗｏｕｌｄ               ａｌｌｏｗ               ｔｈｅ               ｇｏｖｅｒｎｏｒｓ               ａｎｄ               ｌｅｇｉｓｌａｔｕｒｅｓ               ｇｅｎｕｉｎｅｌｙ               ｃｏｎｃｅｒｎｅｄ               ｗｉｔｈ               ｎｅｅｄｅｄ               ｈｅａｌｔｈ               ｃａｒｅ               ｒｅｆｏｒｍ               ｉｎ               ｔｈｅｉｒ               ｓｔａｔｅｓ,               ｉｔ               ｗｏｕｌｄ               ｄｏ               ｎｏｔｈｉｎｇ               ｉｎ               ｓｔａｔｅｓ               ｌｉｋｅ               Ｔｅｘａｓ               ｗｈｅｒｅ               ｔｈｅ               ｇｏｖｅｒｎｏｒ               ｈａｓ               ａｓｓｕｒｅｄ               ｖｏｔｅｒｓ               ｔｈａｔ               ｈｅ               ｗｉｌｌ               ｏｐｐｏｓｅ               ａｎｙ               ｆｅｄｅｒａｌ               ｆｕｎｄｉｎｇ               ｔｈａｔ               ｗｏｕｌｄ               ｐｕｌｌ               ｈｉｓ               ｓｔａｔｅ               ｏｕｔ               ｏｆ               ｔｈｅ               ｂｏｔｔｏｍ               ｒａｎｋｉｎｇ               ｗｈｅｒｅ               ｐｅｏｐｌｅ               ａｒｅ               ｎｏｔ               ｃｏｖｅｒｅｄ               ｗｉｔｈ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ. Ａｃｃｏｒｄｉｎｇ               ｔｏ               ｔｈｅ               ｇｒａｓｓｒｏｏｔｓ               ｃｏａｌｉｔｉｏｎ               Ｈｅａｌｔｈ               Ｃａｒｅ               Ｆｏｒ               Ａｌｌ               Ｔｅｘａｓ,               ｏｎｅ               ｉｎ               ｆｏｕｒ               Ｔｅｘａｎｓ               ａｒｅ               ｕｎｉｎｓｕｒｅｄ. "Ｏｎｌｙ               35%               ｏｆ               ｓｍａｌｌ               ｂｕｓｉｎｅｓｓｅｓ               ｉｎ               Ｔｅｘａｓ               ｏｆｆｅｒ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ,               ａｎｄ               ｏｎｌｙ               43%               ｏｆ               ｔｈｅｉｒ               ｆｕｌｌ               ｔｉｍｅ               ｅｍｐｌｏｙｅｅｓ               ａｒｅ               ｅｎｒｏｌｌｅｄ. Ｆｅｗｅｒ               ｔｈａｎ               ｈａｌｆ               ｏｆ               ａｌｌ               Ｔｅｘａｎｓ               ｇｅｔ               ｔｈｅｉｒ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ               ｔｈｒｏｕｇｈ               ａｎ               ｅｍｐｌｏｙｅｒ."(4)                Ｗｈｅｒｅａｓ               Ｄｅｍｏｃｒａｔｓ               ｆａｖｏｒ               ｌｅｇｉｓｌａｔｉｏｎ               ｔｈａｔ               ｅｎｄｓ               ｄｉｓｃｒｉｍｉｎａｔｏｒｙ               ｐｒａｃｔｉｃｅｓ               ｗｉｔｈｉｎ               ｔｈｅ               ｉｎｓｕｒａｎｃｅ               ｉｎｄｕｓｔｒｙ               ｔｈａｔ               ｒｅｆｕｓｅｓ               ｃｏｖｅｒａｇｅ               ｂａｓｅｄ               ｏｎ               ｐｒｅ-ｅｘｉｓｔｉｎｇ               ｃｏｎｄｉｔｉｏｎｓ               ａｎｄ               ｔｅｒｍｉｎａｔｉｎｇ               ｐｏｌｉｃｉｅｓ               ｂｏｕｇｈｔ               ｉｎ               ｇｏｏｄ               ｆａｉｔｈ               ｂｅｃａｕｓｅ               ｐｈｙｓｉｃｉａｎ-ｏｒｄｅｒｅｄ               ｔｒｅａｔｍｅｎｔｓ               ｏｒ               ｐｒｏｃｅｄｕｒｅｓ               ａｒｅ               ｄｅｅｍｅｄ               "ｕｎｎｅｃｅｓｓａｒｙ"               ｂｙ               ｉｎｓｕｒａｎｃｅ               ｉｎｄｕｓｔｒｙ               ｂｕｒｅａｕｃｒａｔｓ,               Ｒｅｐｕｂｌｉｃａｎｓ               ａｒｅ               ｓｔｒａｎｇｅｌｙ               ｓｉｌｅｎｔ. Ｎｏｒ               ｄｏ               ｗｅ               ｓｅｅ               ａｎｙ               ｅｆｆｏｒｔｓ               ｏｎ               ｔｈｅ               ｐａｒｔ               ｏｆ               ｃｏｎｓｅｒｖａｔｉｖｅ               Ｒｅｐｕｂｌｉｃａｎｓ               ｔｏ               ａｄｍｏｎｉｓｈ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ               ｃｏｍｐａｎｉｅｓ               ｗｈｅｎ               ｔｈｅｙ               ｒａｉｓｅ               ｐｒｅｍｉｕｍｓ               ｂｅｙｏｎｄ               ｉｎｆｌａｔｉｏｎ               ｒａｔｅｓ               ｏｒ               ｓｅｅｋ               ｈｉｇｈｅｒ               ｍｅｄｉｃａｌ               ｌｏｓｓ               (ＭＬ)               ｒａｔｉｏｓ               ｏｎ               ｔｈｅｉｒ               ｐｒｏｆｉｔ               ｒｅｐｏｒｔｓ. ＭＬ               ｒａｔｉｏｓ               ｒｅｆｌｅｃｔ               ｔｈｅ               ｐｅｒｃｅｎｔａｇｅ               ｏｆ               ｉｎｓｕｒａｎｃｅ               ｐｒｅｍｉｕｍ               ｒｅｖｅｎｕｅｓ               ｔｈａｔ               ｐａｙ               ｆｏｒ               ｍｅｄｉｃａｌ               ｓｅｒｖｉｃｅｓ.                Ｗｈａｔ               ｗｅ               ｈａｖｅ               ｓｅｅｎ               ａｒｅ               ｌａｒｇｅ               ｃａｍｐａｉｇｎ               ｃｏｎｔｒｉｂｕｔｉｏｎｓ               ｆｒｏｍ               ｈｅａｌｔｈ               ｉｎｓｕｒｅｒｓ               ａｎｄ               ｄｒｕｇ               ｍａｋｅｒｓ               ｔｏ               Ｒｅｐｕｂｌｉｃａｎｓ               ｗｈｏ               ｏｐｐｏｓｅ               ｈｅａｌｔｈ               ｃａｒｅ               ｒｅｆｏｒｍ. Ｒｅｃｅｎｔ               ｄａｔａ               ｓｈｏｗｅｄ               ｔｈａｔ               "ｔｈｅ               ｂｉｇｇｅｓｔ               ｂｅｎｅｆｉｃｉａｒｉｅｓ               ｉｎ               ｔｈｅ               Ｓｅｎａｔｅ               ｉｎｃｌｕｄｅｄ               Ｊｏｈｎ               ＭｃＣａｉｎ               (Ｒ-Ａｒｉｚ.),               ｗｉｔｈ               $546,000;               Ｍｉｎｏｒｉｔｙ               Ｌｅａｄｅｒ               Ｍｉｔｃｈ               ＭｃＣｏｎｎｅｌｌｙ               (Ｒ-Ｋｙ.),               ｗｉｔｈ               $425,000               ａｎｄ               [ｉ]ｎ               ｔｈｅ               Ｈｏｕｓｅ,               ｔｈｅ               ｔｗｏ               ｇｒｏｕｐｓ               ｇａｖｅ               $257,000               ｔｏ               Ｍｉｎｏｒｉｔｙ               ｌｅａｄｅｒ               Ｊｏｈｎ               Ｂｏｅｈｎｅｒ               (Ｒ-Ｏｈｉｏ)               ａｎｄ               $249,000               ｔｏ               Ｍｉｎｏｒｉｔｙ               Ｗｈｉｐ               Ｅｒｉｃ               Ｃａｎｔｏｒ               (Ｒ-Ｖａ.)."               (5)Ｔｈｏｕｇｈ               ｔｈｅｓｅ               ｌｏｂｂｙｉｎｇ               ｇｒｏｕｐｓ               ｈａｖｅ               ａ               ｐｒａｃｔｉｃｅ               ｏｆ               ｃｏｎｔｒｉｂｕｔｉｎｇ               ｔｏ               ａｎｙ               ｉｎ               ｐｏｌｉｔｉｃａｌ               ｐｏｗｅｒ,               ｂｅ               ｉｔ               Ｄｅｍｏｃｒａｔ               ｏｒ               Ｒｅｐｕｂｌｉｃａｎ,               ｏｎｌｙ               ｔｈｅ               Ｒｅｐｕｂｌｉｃａｎｓ               ｈａｖｅ               ｆａｉｌｅｄ               ｔｏ               ａｄｖａｎｃｅ               ｈｅａｌｔｈ               ｃａｒｅ               ｒｅｆｏｒｍ               ｗｈｅｎ               ｔｈｅｙ               ｗｅｒｅ               ｉｎ               ｃｏｎｔｒｏｌ               ｏｆ               ｉｎｆｌｕｅｎｔｉａｌ               Ｈｏｕｓｅ               ａｎｄ               Ｓｅｎａｔｅ               ｓｅａｔｓ.                Ｔｈｅ               ｗｒｉｔｉｎｇ               ｉｓ               ｏｎ               ｔｈｅ               ｗａｌｌ,               ａｓ               ｔｈｅｙ               ｓａｙ,               ｆｏｒ               ａｎｙ               ｗｈｏ               ｗａｎｔ               ｔｏ               ｒｅａｄ               ｉｔ. Ｔｈｅ               ｆｅｉｇｎｅｄ               ｉｎｔｅｒｅｓｔ               Ｒｅｐｕｂｌｉｃａｎｓ               ａｒｅ               ｎｏｗ               ｄｉｓｐｌａｙｉｎｇ               ａｂｏｕｔ               ｗａｎｔｉｎｇ               ｔｏ               ａｄｄｒｅｓｓ               ｔｈｅ               ｒｉｓｉｎｇ               ｃｏｓｔｓ               ｏｆ               ｈｅａｌｔｈ               ｃａｒｅ               ａｒｅ               ｔｈｅ               ｒｅｓｕｌｔ               ｏｆ               Ｄｅｍｏｃｒａｔｉｃ               ｅｆｆｏｒｔｓ,               ｈｅａｄｅｄ               ｂｙ               ｔｈｅ               Ｐｒｅｓｉｄｅｎｔ,               ｔｏ               ｅｆｆｅｃｔ               ｎｅｃｅｓｓａｒｙ               ｃｈａｎｇｅ               ｈｅｒｅ. Ｒｅｐｕｂｌｉｃａｎ               ｅｆｆｏｒｔｓ               ａｒｅ               ｎｏｔ               ｉｎｔｅｎｄｅｄ               ｔｏ               ｃｏｒｒｅｃｔ               ａ               ｗｒｏｎｇ               ｔｈｅｙ               ｈａｖｅ               ｏｖｅｒ-ｌｏｏｋｅｄ               ｔｈｒｏｕｇｈｏｕｔ               ｔｈｅｉｒ               ｈｉｓｔｏｒｙ,               ｂｕｔ               ｔｏ               ｄｏ               ｗｈａｔ               ｅｖｅｒ               ｔｈｅｙ               ｎｅｅｄ               ｔｏ               ｉｎ               ｔｈｅｉｒ               ｃｏｎｔｉｎｕｅｄ               ｓｕｐｐｏｒｔ               ｏｆ               ｔｈｅ               ｃｏｒｐｏｒａｔｅ               ｃｏｎｓｔｉｔｕｅｎｃｙ               ｔｈｅｙ               ｈａｖｅ               ｃｏｍｅ               ｔｏ               ｒｅｐｒｅｓｅｎｔ               ｉｎ               ａｌｌ               ｔｈｉｎｇｓ.                ＳＯＵＲＣＥＳ:                (1)               -               ｈｔｔｐ://ｒａｔｉｃａｌ.ｃｏｍ/ｃｏｒｐｏｒａｔｉｏｎｓ/ＳＣｖＳＰＲ1886.ｈｔｍｌ                (2)               -               ｈｔｔｐ://ｗｗｗ.ｇｏｐ.ｇｏｖ/ｓｏｌｕｔｉｏｎｓ/ｈｅａｌｔｈｃａｒｅ                (3)               -               ｈｔｔｐ://ｗｗｗ.ｐｏｌｌｉｎｇｒｅｐｏｒｔ.ｃｏｍ/ｈｅａｌｔｈ.ｈｔｍ                (4)               -               ｈｔｔｐ://ｗｗｗ.ｈｅａｌｔｈｃａｒｅｆｏｒａｌｌｔｅｘａｓ.ｏｒｇ/                (5)               -               ｈｔｔｐ://ｗｗｗ.ｗａｓｈｉｎｇｔｏｎｐｏｓｔ.ｃｏｍ/ｗｐ-ｄｙｎ/ｃｏｎｔｅｎｔ/ａｒｔｉｃｌｅ/2009/03/07/ＡＲ2009030701748.ｈｔｍｌ

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