레이블이 United Health Insurance AARP인 게시물을 표시합니다. 모든 게시물 표시
레이블이 United Health Insurance AARP인 게시물을 표시합니다. 모든 게시물 표시

2013년 12월 2일 월요일

About 'united healthcare insurance'|Can Employers And Patients Trust Healthcare Insurance Companies Part 1







About 'united healthcare insurance'|Can Employers And Patients Trust Healthcare Insurance Companies Part 1









               There               it               was:               a               letter               from               my               insurance               company               explaining               that               because               of               the               Affordable               Healthcare               Law               they               had               to               refund               some               of               our               premium               payments.
               Because               of               the               law               our               insurance               company's               letter               stated:               "The               Affordable               Care               Act               requires….to               issue               a               refund               to               you               if               …does               not               spend               a               least               80%               of               the               premiums               it               receives               on               health               care               services…No               more               than               20%               of               premiums               maybe               be               spent               on               administrative               cost               such               as               salaries,               sales               and               advertising."
               Finding               affordable               healthcare               for               my               wife               and               me               in               the               US               became               cost               prohibitive               once               we               retired.

We               decided               to               retire               to               the               country               of               Panama               where               it               appears               everyone               has               access               to               affordable               hospitals               and               doctors.

As               we               traveled               abroad               and               throughout               Europe               and               Canada               it               was               only               the               Americans               who               were               quarreling               over               government               regulated               healthcare.
               We               fought               hard               for               the               healthcare               act               in               the               States               by               writing               to               several               of               our               representatives               in               Congress               and               the               Senate.

As               a               retiree               with               high               blood               pressure,               an               preexisting               health               condition,               not               only               was               health               care               unaffordable               but               I               was               denied               by               several               healthcare               providers               for               my               condition.
               Then               the               Affordable               Healthcare               bill               was               passed.

My               wife               and               I               were               elated.

Finally               we               would               be               able               to               participate               in               a               health               program               inside               the               United               States               although               some               of               the               provisions               would               not               take               effect               until               2014.

Previously,               all               our               medical               needs               were               being               taken               care               of               in               Panama               by               our               doctor               who               was               trained               in               the               States.



               I               got               my               check               from               our               healthcare               insurance               company
               I               can't               remember               the               last               time               I               got               any               type               of               reimbursement               from               a               healthcare               provider.

So,               when               I               saw               the               letter               from               our               carrier,               I               had               to               read               it               twice               and               then               give               it               to               my               wife               so               she               could               read               it.

Just               when               we               were               about               to               give               up               on               the               Affordable               Healthcare               Law               and               President               Obama's               policies,               we               took               our               check               and               deposited               it               in               our               bank               account               and               wrote               a               "Thank               You"               letter               to               the               President.






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